Bajaj Auto Credit Bike Loan Statement

Once you have taken a bike loan from Bajaj Auto Credit, it is essential to monitor your repayment schedule closely. Regularly reviewing your bike loan statements is an effective way. This document also plays a vital role in the case of loan balance transfers and refinancing. It can be submitted as proof of loan repayment for any legal requirement. 

The bike loan statement consists of all the important details regarding your loan. This includes the outstanding balance, information on the last instalment paid, remaining interest charges, your personal details, etc. Let’s see how you can access this essential document online:

There are several mediums through which you can check your Bajaj Auto Credit Bike Loan statement. Some of these are listed below:

• Customer Portal: Visit the login page on the official website - https://www.bajajautocredit.com/home/getlogin. Log in with your registered mobile number and download your bike loan statement.
  

• App: Download the My BACL App from the Google Play Store or Apple App Store. Log in using your credentials and registered mobile number to access your account. Here you can easily find your loan statement which you should be able to download easily.
  

• WhatsApp: Send 'Hi'  to 91450 39454. Follow the instructions provided on the chat and select the specified option to access your bike loan statement.

• E-mail ID: Consider sending an e-mail to customercare@bajajautocredit.com. Be sure to mention your loan application number and other relevant details to ensure a quick and helpful response from Bajaj Auto Credit’s customer care team.

Many people have hailed the Bajaj Auto Credit two-wheeler loan as being extremely helpful in enabling them to purchase their bikes. The loan’s advantages are further compounded by how convenient it is to access the statement. Read on to learn more about the benefits of the Bajaj Auto Credit Two-wheeler Loan statement.

• Expenditure Planning

For people who are required to make regular EMI payments on a range of products, it can be important to plan out their expenditure ahead of time. Even for those who don’t, planning out your expenditure is always a good exercise for managing your income and ensuring savings. Easy access to the Bajaj Auto Credit Two-wheeler Loan statement online means that you can quickly take a look at it and plan out the amount you need to spend towards it and then make plans for the rest of your expenditure in an informed manner.

• Flagging of Inappropriate Fees & Fines

While this is a distant possibility in itself, it may so happen that you are charged fees erroneously. If that happens, it will show up on your Bajaj Auto Credit Bike Loan statement. You can then easily contact the lender and sort this out. By accessing the statement, you can ensure that you are not required to pay an extra amount.

• Keeping Track and Future Planning

For most people, planning their retirement is an exercise that starts early in life. Planning your retirement usually involves planning out all your expenditures, your savings as well as your investments. It is only possible to plan your savings and your investments once you have accounted for your expenditure since unaccounted-for expenditure can often result in serious derailment of your financial planning. To be able to account for your expenditure, a Bajaj Auto Credit Two-wheeler Loan statement is extremely helpful. It will enable you to keep track of the expenditure you will be required to make for the foreseeable future and plan your savings and investments accordingly.

• Avoiding Fines

When you avail of a loan, you will be required to pay a fine if you miss the repayment dates or schedule. By having the Bajaj Auto Credit Two-wheeler Loan statement online, you can easily access it and pay its EMIs on time. This will allow you to keep track of the repayment dates in advance and ensure that you are not required to pay a late fee. 

Through your Bajaj Auto Credit Two-wheeler Loan EMI statement, you can keep abreast of your loan and its most pertinent details. By keeping track of it, you can easily learn about:

• Interest Rate

The interest rate applicable on your loan is perhaps the most important detail you are required to know because that will determine the amount you are required to pay to repay the loan. Your Bajaj Auto Credit two-wheeler loan statement will include the rate of interest applicable on your loan

Additional Read: Check Bike Loan Interest Rate 2025

• Statement Number

The statement number indicated on your Bajaj Auto Credit Two-wheeler Loan statement will be indicative of the number of statements you have so far received concerning your loan. This will help you keep track of the monthly generation of statements for your loan.

• Repayments

When availing of a loan, the most important facet to it is making the repayment on loan. If you fail to make a repayment on time, you could be charged a fine for the same. This is why it is important to keep track of the repayment dates and schedule. By generating the Bajaj Auto Credit Two-wheeler Loan statement online, you can easily keep track of your repayment schedule and avoid paying hefty fines.

• Loan Balance

Your loan balance will indicate the amount that is still outstanding on your part in terms of the repayment process. Each time you make an EMI payment, your loan balance will reduce. This balance reduction will begin from the first time you make an EMI payment. Keeping track of it will help you plan in terms of expenditure on your loan.

Keeping an eye on your Bajaj Auto Credit Two-wheeler Loan EMI statement is extremely helpful in knowing how much of your loan repayment is still pending. It will help you plan better for your other expenditures and also plan for your savings and investments better.