Ambit Finvest Business Loan EMI Calculator

Utilise the Ambit Finvest Business Loan EMI calculator to estimate the potential EMI for your loan offer.

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You can also compare this loan with other options from various lenders on Bajaj Markets, enabling you to make well-informed choices. This tool also helps you plan for prepayments and loan closures effectively.

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Your Business Loan EMI
₹ 185,818
Total Interest Amount
₹ 1,689,445
Principal Amount
₹ 5,000,000
Total Payable Amount
₹ 6,689,445
Loan Amount i
Interest Rate
- +
Min value reached
Max value reached
Tenure
- +
Min value reached
Max value reached

You can also make instant comparisons between loan offers from multiple Business Loan providers on Bajaj Markets.

...

You can also evaluate the total interest amount and overall payable amount for better financial planning and budgeting.

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Ambit Finvest Business Loan EMI calculator helps estimate your EMI easily, allowing better loan repayment planning. 

The EMI for a business loan is calculated using the following formula:

EMI =P×r×(1+r)n(1+r)n−1

Where:

  • P: Principal loan amount

  • r: Monthly interest rate (annual rate divided by 12)

  • n: Loan tenure in months

Example of EMI Calculation

Let’s assume you want to apply for an Ambit Finvest Business Loan of ₹10 Lakhs at an annual interest rate of 20% p.a. for a tenure of 36 months. 

Then the values for P, r, and n, would be:

  • Loan Amount (P): ₹10,00,000

  • Annual Interest Rate: 20% p.a. (1.667% per month. It’s equivalent to 0.01667 in decimals)

  • Loan Tenure (n): 3 years (36 months)

Now, applying these values to the formula:

EMI =10,00,000×0.01667×(1+0.01667)36(1+0.01667)36−1

EMI =10,00,000×0.01667×1.81331.8133−1

EMI =30,227.7110.8133

EMI =₹37,166.74

Thus, the EMI for a ₹10 Lakhs loan at 20% p.a. for 3 years would be approximately ₹37,166.74 per month.

Ambit Finvest Business Loan calculator provides a clear breakdown of the total interest payable along with the principal amount. It helps you determine the EMI and choose a suitable tenure based on your financial plans.

Instant and Precise EMI Calculation

Calculating EMIs manually can be complex and prone to mistakes. This tool provides accurate results within seconds, ensuring clarity and saving time.

Plan Your Finances Smartly

Before applying for a business loan, it’s important to ensure the EMI aligns with your budget. This calculator helps evaluate affordability based on your financial situation.

Compare Loan Scenarios Effortlessly

Adjust the loan amount, tenure, and interest rate to explore different repayment options and select the most suitable plan.

Transparent Breakdown of Costs

Get a clear view of your total repayment, interest payable, and EMI structure to fully understand your financial commitment.

Borrow Within Your Capacity

By testing different loan amounts and durations, you can choose a repayment plan that fits your budget and prevents unnecessary financial burden.

Minimise Loan-related Worries

Knowing your EMI in advance allows for better planning, reducing the risk of missed payments or defaults.

Easy and Quick to Use

The EMI calculator is simple and convenient—just enter the loan details, and it instantly generates results, helping you make informed borrowing decisions.

Frequently Asked Questions

Ambit Finvest Business Loan
Does loan tenure affect my EMI for an Ambit Finvest Business Loan?

Yes, the loan tenure directly impacts your EMI. A longer tenure lowers monthly instalments but increases total interest paid, while a shorter tenure raises EMIs but reduces overall interest costs. Select a tenure that suits your repayment capacity and financial goals.

Yes, the Ambit Finvest Business Loan EMI Calculator provides a reliable estimate based on loan terms. However, the actual EMI may vary due to lender-specific charges, processing fees, or changes in interest rates.

Calculating EMI in advance aids financial planning by offering a clear repayment estimate. It helps keep the loan within budget, avoiding financial strain and late payment penalties. It also allows for comparing loan options to choose the most suitable repayment term.

Yes, you can lower your EMI and interest payments by:

  • Choosing a longer tenure lowers EMIs but increases total interest paid

  • Negotiating a lower interest rate with a strong credit score

  • Making prepayments to reduce the outstanding principal and future interest

Here are details for both the eligibility and documentation required for applying for a business loan from Ambit Finvest:

Eligibility

  • Your age must be between 23 and 60 years

  • Your business must have been operational for more than 3 years

  • You should have a CIBIL score of 675 or higher

  • Your business must have an annual turnover of ₹50 Lakhs, if you opt for an high-ticket loan

Documents Required

To apply, you will typically need the following documents:

  • Bank Statement

  • KYC Documents

    • PAN card

    • Aadhaar card

    • Passport 

    • Voter ID

  • GST Number

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