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The Muthoot Finance personal loan equated monthly instalment (EMI) calculator at Bajaj Markets helps you calculate your total EMI outflow within a few seconds. There are several advantages to using this tool. This article will help you explore all of them and will also take you through all the variables that will affect your Muthoot Finance personal loan EMI. 

Calculate EMI for Muthoot Finance Personal Loan

Loan Amount
₹ 5 K
₹ 50 K
₹ 5 L
₹ 50 L
Tenure
Months
6 M
39 M
72 M
Rate of Interest
9.00%
19.50%
30.00%
Your Monthly Personal Loan EMI
₹35,292.42
Principal Amount
₹15,00,000
Total Interest
₹6,17,545.3
Total Amount Payable
₹21,17,545.3
Amortization Schedule
Download Amortization Schedule Download
Expand Amortization Schedule
Year Payable Amount Principal Interest Balance
2025 ₹ 3,17,628 ₹ 1,62,188 ₹ 1,55,443 ₹ 13,37,811
Apr₹ 35,292₹ 17,167₹ 18,125₹ 14,82,833
May₹ 35,292₹ 17,375₹ 17,918₹ 14,65,458
Jun₹ 35,292₹ 17,585₹ 17,708₹ 14,47,873
Jul₹ 35,292₹ 17,797₹ 17,495₹ 14,30,076
Aug₹ 35,292₹ 18,012₹ 17,280₹ 14,12,063
Sep₹ 35,292₹ 18,230₹ 17,062₹ 13,93,833
Oct₹ 35,292₹ 18,450₹ 16,842₹ 13,75,383
Nov₹ 35,292₹ 18,673₹ 16,619₹ 13,56,710
Dec₹ 35,292₹ 18,899₹ 16,394₹ 13,37,811
2026 ₹ 4,23,504 ₹ 2,45,412 ₹ 1,78,097 ₹ 10,92,399
Jan₹ 35,292₹ 19,127₹ 16,165₹ 13,18,684
Feb₹ 35,292₹ 19,358₹ 15,934₹ 12,99,325
Mar₹ 35,292₹ 19,592₹ 15,700₹ 12,79,733
Apr₹ 35,292₹ 19,829₹ 15,463₹ 12,59,904
May₹ 35,292₹ 20,069₹ 15,224₹ 12,39,836
Jun₹ 35,292₹ 20,311₹ 14,981₹ 12,19,525
Jul₹ 35,292₹ 20,557₹ 14,736₹ 11,98,968
Aug₹ 35,292₹ 20,805₹ 14,488₹ 11,78,163
Sep₹ 35,292₹ 21,056₹ 14,236₹ 11,57,107
Oct₹ 35,292₹ 21,311₹ 13,982₹ 11,35,796
Nov₹ 35,292₹ 21,568₹ 13,724₹ 11,14,228
Dec₹ 35,292₹ 21,829₹ 13,464₹ 10,92,399
2027 ₹ 4,23,504 ₹ 2,83,460 ₹ 1,40,050 ₹ 8,08,940
Jan₹ 35,292₹ 22,093₹ 13,200₹ 10,70,307
Feb₹ 35,292₹ 22,360₹ 12,933₹ 10,47,947
Mar₹ 35,292₹ 22,630₹ 12,663₹ 10,25,317
Apr₹ 35,292₹ 22,903₹ 12,389₹ 10,02,414
May₹ 35,292₹ 23,180₹ 12,113₹ 9,79,234
Jun₹ 35,292₹ 23,460₹ 11,832₹ 9,55,774
Jul₹ 35,292₹ 23,743₹ 11,549₹ 9,32,031
Aug₹ 35,292₹ 24,030₹ 11,262₹ 9,08,000
Sep₹ 35,292₹ 24,321₹ 10,972₹ 8,83,680
Oct₹ 35,292₹ 24,615₹ 10,678₹ 8,59,065
Nov₹ 35,292₹ 24,912₹ 10,380₹ 8,34,153
Dec₹ 35,292₹ 25,213₹ 10,079₹ 8,08,940
2028 ₹ 4,23,504 ₹ 3,27,406 ₹ 96,102 ₹ 4,81,534
Jan₹ 35,292₹ 25,518₹ 9,775₹ 7,83,422
Feb₹ 35,292₹ 25,826₹ 9,466₹ 7,57,596
Mar₹ 35,292₹ 26,138₹ 9,154₹ 7,31,458
Apr₹ 35,292₹ 26,454₹ 8,838₹ 7,05,004
May₹ 35,292₹ 26,774₹ 8,519₹ 6,78,230
Jun₹ 35,292₹ 27,097₹ 8,195₹ 6,51,133
Jul₹ 35,292₹ 27,425₹ 7,868₹ 6,23,709
Aug₹ 35,292₹ 27,756₹ 7,536₹ 5,95,953
Sep₹ 35,292₹ 28,091₹ 7,201₹ 5,67,861
Oct₹ 35,292₹ 28,431₹ 6,862₹ 5,39,431
Nov₹ 35,292₹ 28,774₹ 6,518₹ 5,10,656
Dec₹ 35,292₹ 29,122₹ 6,170₹ 4,81,534
2029 ₹ 4,23,504 ₹ 3,78,163 ₹ 45,343 ₹ 1,03,369
Jan₹ 35,292₹ 29,474₹ 5,819₹ 4,52,060
Feb₹ 35,292₹ 29,830₹ 5,462₹ 4,22,230
Mar₹ 35,292₹ 30,190₹ 5,102₹ 3,92,040
Apr₹ 35,292₹ 30,555₹ 4,737₹ 3,61,485
May₹ 35,292₹ 30,924₹ 4,368₹ 3,30,560
Jun₹ 35,292₹ 31,298₹ 3,994₹ 2,99,262
Jul₹ 35,292₹ 31,676₹ 3,616₹ 2,67,586
Aug₹ 35,292₹ 32,059₹ 3,233₹ 2,35,527
Sep₹ 35,292₹ 32,446₹ 2,846₹ 2,03,080
Oct₹ 35,292₹ 32,839₹ 2,454₹ 1,70,242
Nov₹ 35,292₹ 33,235₹ 2,057₹ 1,37,006
Dec₹ 35,292₹ 33,637₹ 1,655₹ 1,03,369
2030 ₹ 1,05,876 ₹ 1,03,369 ₹ 2,508 ₹ 0
Jan₹ 35,292₹ 34,043₹ 1,249₹ 69,326
Feb₹ 35,292₹ 34,455₹ 838₹ 34,871
Mar₹ 35,292₹ 34,871₹ 421₹ 0

Muthoot Finance Personal Loan EMI Calculation

Here are a few Muthoot Finance personal loan EMI amounts that would be payable based on an interest rate of 13.79% for various repayment tenors:

Loan Amount

2 years

3 years

5 years

₹1 Lakh

₹4,791

₹3,408

₹2,316

₹5 Lakhs

₹23,957

₹17,038

₹11,580

₹10 Lakhs 

₹47,914

₹34,076

₹23,160

How to Pay Muthoot Finance Personal Loan EMI

You can pay your Muthoot Finance personal loan EMIs in the following ways:

  • ECS (Electronic Clearance System): The ECS system will help you make quick and easy repayments without having to go through a lot of paperwork.

  • Standing Instruction: Standing instructions mean that you can instruct the bank to pay a fixed amount of money at regular intervals to a particular part. This is one way in which you can pay off your personal loan and ensure that you do not miss a single payment.

  • Cheques: If none of the above-mentioned methods work for you, you can simply submit the cheque at your nearest Muthoot Finance branch to pay your personal loan EMI.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

Why should I calculate Muthoot loan EMI before taking a loan?

Applicants should calculate the EMI payable on Muthoot Finance Personal Loans before taking the loan so that they may determine whether they will be able to pay it off with their existing income and in addition to prior financial obligations.

Can I have a co-applicant while applying for a Personal Loan with Muthoot?

Yes, you can have a co-applicant while applying for a Personal Loan with Muthoot.

Can we pay more than the EMI with Muthoot Finance?

Yes, in order to reduce the interest rate, you can pay more than the EMI.

How can I pay my Muthoot loan EMI?

You can pay the EMIs through the ECS (Electronic Clearance System), Cheque, Standing Instruction / Debit Mandate.

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