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Union Bank Home Loan EMI Calculator

The Union Bank Home Loan EMI Calculator is an easy-to-use tool that gives you an estimate of your repayment amount.

Your Home Loan EMI

₹ 6,199

Total Interest Amount

₹ 243,914

Principal Amount

₹ 500,000

Total Payable Amount

₹ 743,914

Loan Amount

Interest Rate

- +

Tenure

- +

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You can also make instant comparisons between loan offers from multiple Home Loan providers on Bajaj Markets.

How to Use Union Bank Home Loan EMI Calculator

To use the Union Bank home loan EMI calculator, you must determine the following variables first:

Loan amount
Preferred repayment tenure
Expected interest rate

Once you have ascertained these variables, enter these in the respective field on the Union Bank housing loan EMI calculator. Once you do that, the algorithm-based tool will calculate your EMI obligation within seconds.

You can even access the amortisation schedule to get a clear overview of your payments all through the tenure. This can help plan payments and give you a holistic idea of the undertaking.

Union Bank Home Loan EMI at Different Tenures

You can acquire a Union Bank home loan and repay the same over a tenure of up to 30 years. Your EMI obligations at different tenures with an interest rate of 7% p.a. will look as follows:

Principal Home Loan Amount	Annual Interest Rate	10-Year tenure	15-Year tenure	20-Year tenure	30-Year tenure
₹20 Lakhs	7%	₹23,222	₹17,977	₹15,506	₹13,306
₹30 Lakhs	7%	₹34,833	₹26,965	₹23,259	₹19,959
₹50 Lakhs	7%	₹58,054	₹44,941	₹38,765	₹33,265
₹75 Lakhs	7%	₹87,081	₹67,412	₹58,147	₹49,898
₹1 Crores	7%	₹1,16,108	₹89,883	₹77,530	₹66,530

Disclaimer: The above calculations are an estimate and actual amounts may vary depending on the terms.

Disclaimer

The information and suggestions provided by BFDL hereinabove is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. The information including interest rates or fees, loan amount and other charges with regard to any product, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

Union Bank Home Loan EMI Calculator FAQs

Union Bank Home Loan EMI Calculator

What is the best way to calculate EMI for a Union Home Loan?

One of the best ways to calculate the EMI for a Union Bank home loan is to use the UBI housing loan EMI calculator. With it you can get instant and accurate results, ensuring that your decision prioritises your current and future financial wellbeing.

How does Union Bank home loan EMI calculator help with planning my home purchase?

The Union Bank home loan EMI calculator gives you an estimate of your EMI for different loan terms. With it, you can find the loan amount which has manageable EMIs without the cost being too high. Since it is free of cost and you can use it as many times as needed, you can try different permutations and combinations to find the ideal loan terms.

How can part-prepayments impact my Union Bank home loan EMI amount?

If you make a part-prepayment of your Union Bank home loan, you can either get your EMI reduced or ask for a reduction in your repayment tenure. Not to mention that you will also save on the interest amount by reducing your overall repayment liability.

Can I get my Union Bank home loan EMI amount reduced?

Yes, you can get your Union Bank home loan EMI reduced by either opting for a longer loan repayment tenure, making a sizable downpayment on your home loan, or even going for a smaller home loan amount. Alternatively, if you have a CIBIL score of 750 or above, you can leverage the same to negotiate interest rates with your lender.

Why should I calculate my Union Bank of India home loan EMI in advance before taking a loan?

The main benefit of calculating your EMIs in advance is that you can assess whether these EMIs are payable, and identify the amount that can afford to comfortably pay each month as EMI.

You can also discover the maximum loan amount you can be eligible for as well as the applicable rate for it. This reduces your chances of default, keeping your creditworthiness intact for future borrowings.

How to pay your Union Bank of India Home loan EMI?

You can pay through your savings account or debit/credit card.

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