Avail Instant Personal Loans ✓ Quick Disbursal ✓ Minimum Documentation! Apply Now

A personal loan of ₹15,000 provides the adaptability required in challenging times. It can be used during urgent hospitalisation, unexpected home repairs, and more as there are no end-use restrictions. You can get a personal loan of ₹15,000 on Bajaj Markets through a simple online application process. This enables you to get quick approvals and disbursals. The personal loan interest rates start from just 14% p.a. You can also benefit from flexible repayment tenure of up to 96 months.

Calculate EMI for a Personal Loan of ₹15,000

Loan Amount
Tenure
Months
Rate of Interest
Personal Loan
Your Monthly Personal Loan EMI
Principal Amount
Total Interest
Total Amount Payable
Amortization Schedule
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Year EMI Principal Interest Balance

List of Lenders that Offer ₹15,000 Personal Loans on Bajaj Markets

Our Partners
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Maximum Loan Tenure
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Maximum Loan Amount
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Minimum Interest Rate
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CASHe

1 year

₹4 Lakhs

27% p.a.

4.4
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InCred

6 years

₹10 Lakhs

16% p.a.

4.3
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KreditBee

2 years

₹4 Lakhs

18% p.a.

4.1
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Kissht

24 months

₹4 Lakhs

14% p.a.

4.2
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mPokket

120 days

₹45,000

24% p.a.

4.1
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PaySense Partners

5 years

₹5 Lakhs

15% p.a.

4.3
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Olyv

12 months

₹5 Lakhs

1.5% p.m.

4.1
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Zype

1 Year

₹5 Lakhs

18% p.a.

4
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*Disclaimer: The mentioned rates are subject to change at the lender’s discretion.

Eligibility Criteria

The common eligibility criteria for a personal loan of  ₹15,000 are as follows:

  • You must be an Indian national
  • You must be a salaried individual
  • Your age must be over 18 years
  • You should be working in a private firm, public company, or an MNC
  • You must have a CIBIL score of 750 or more

Documents Required

Most lenders require you to have the following list of documents handy when applying for a personal loan:

  • Proof of Identity: Any one of the following

    • PAN card

    • Aadhaar card

    • Passport

    • Voter ID, etc.

  • Proof of Residence: Any one of the following

    • Aadhaar card

    • Passport

    • Voter ID

    • Driving licence

    • Utility bills for electricity, water, gas, etc.

 

  • Proof of Income: 

    • Salaried Individuals: Bank statements of your salary account of the last 3 months, latest Form 16, etc.

    • Self-employed Individuals: Bank statements of the last 3 months, Profit and Loss statement of the previous year, latest ITR filings, etc.

How to Apply?

Here is how you can apply for a personal loan of  ₹15,000 online on Bajaj Markets:

  • Click on the ‘Check Offer’ option on this page

  • Fill in your personal and professional details

  • Choose your lender from a list of personal loan providers

  • Enter the loan amount you wish to borrow and the preferred loan tenure

  • Cross-check all details and submit the application

 

Following this, a representative will reach out to you for further proceedings.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

What credit score do I need for a ₹15,000 personal loan?

Generally, a credit score of 750 or more is considered ideal for a personal loan. Some lenders may enable you to get the loan with a lower score as well. However, in this case, the loan terms may not be as favourable or you may be asked to provide collateral.

Can I get a personal loan if my salary is ₹15000?

Yes, you can get a personal loan if your salary is ₹15000. This is the minimum baseline of many banks that offer personal loans.

Can I get a ₹15,000 loan without collateral?

The personal loan application can be approved without collateral. Since personal loans are unsecured loans, the lenders do not mandate the inclusion of collateral.

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