American Express Credit Cards

Explore the wide range of American Express Credit Cards and choose a suitable option as per your usage requirements. Some of the cards come with exclusive benefits, exciting reward programs and offer a unique and luxurious experience.

Here are some of the standout features of the cards and the fees associated with them:

You can earn reward points on the transactions you make using your Amex Credit Card. You can use these points for travel benefits, shopping, e-vouchers, and even to pay for your recent card charges. 

Here is how the rewards program works:

• Earn: Use your card for any purchase and earn points. There is no restriction on the points you can earn, and they never expire.

• Explore: Browse and choose the suitable rewards from the Membership Rewards catalogue, such as travel, shopping, etc.

• Redeem: Log in to your account to exchange your points for various options. You can also use points to pay when you check out online or in-store at participating merchants.

Since 1850, American Express has been offering banking facilities for customers, travellers, merchants, businesses, and partners. You can choose from a number of saving products, Certificates of Deposit (CDs), lines of credit, and more.

You can use your existing Internet Service Provider (ISP) for authorisation and settlement of American Express Card transactions.

The actual charges and fees will depend on the specific card you select, along with your usage. These are the general fees and charges you can expect while using a card:

To raise a query or address issues relating to your credit card, reach out to American Express’ customer care team:

Activate your American Express Credit Card through the following ways.

• Through the American Express App

1. Download the American Express App on your mobile phone

2. Enter the details of your credit card

3. Set a user ID and password

4. Create a PIN of your choice if you have not already set it and activate your card

• Through the American Express Helpline

1. Call the helpline number of your respective card

2. Follow the steps to set a PIN if you have not already set it and activate your card

3. Register for Online Services at americanexpress.co.in. or through the App

• Through the American Express Online Services

1. Register for Online services at americanexpress.com/in/activate

2. Create a PIN of your choice if you have not already set it and activate your card

You can close your existing Amex Credit Card online by contacting the Customer Service number printed on the back of your card.

American Express will charge a delinquency fee of 5% on any unpaid balance credit card balances, with a minimum fee of ₹300 per month. This fee applies if you do not pay the total Amount Due (as indicated on the monthly statement) by the due date. 

Additionally, a delinquency fee of 5% per month will also be levied on any remaining unpaid balance at the end of each 30 days until you make the full payment.