Enjoy 12X reward points on online spending with this shopping card. Save up to ₹10,299 annually and enjoy its 4-in-1 facilities.
Know why this card is a must-have:
Annual Fee (1st year) |
₹999 |
Suitable for |
Discount on shopping |
Key Feature |
12X rewards on online spends |
Welcome Bonus |
4000 points on spending ₹2,000 within first 30 days |
This co-branded credit card from RBL Bank and Bajaj Finserv offers a range of perks and savings.
Earn 12 reward points on all online spends, except on specific categories, up to 800 points per month
Get up to 4,000 reward points on spending ₹2,000 within 30 days of getting the card, only on paying the annual fees
Get up to 2 yearly domestic airport lounge visits, once in a quarter, on spending ₹15,000 or more in the preceding calendar quarter
Earn 1 reward point for every ₹100 spent using the card
Access four facilities such as credit, EMI, cash and loan with one SuperCard
Use your card for transactions anywhere in the world; pay in any currency and repay in Indian rupees
Access any ATM across India or overseas that displays the MasterCard, Cirrus, Maestro or VISA signage
Fix the purchase limit on your card through the RBL MyCard mobile app and spend confidently
Use the 'Quick Bill Pay' option on the RBL Bank website to pay your credit card bill from any bank account
Be liability-free in case of loss or theft of your card, provided you inform the 24X7 customer service
Enjoy making secure payments every time as the PIN-based-EMV chip provides added protection
Enjoy convenience and safety on the go, using the ‘Tap and Pay’ feature on payments of up to ₹5,000 at one time
Get an instant, paperless loan within your credit limit with Xpress Cash and repay in instalments
Get 1+1 on movie tickets via BookMyShow once a month on any day up to ₹200
Enjoy an annual fee waiver on meeting the spend cutoff of up to ₹1 Lakh in the previous year
Pay up to ₹100 less on fuel bills between ₹500 - ₹4000 on refills at any petrol pump across India
Use the ‘Split n Pay’ facility at a nominal processing fee to divide bills of ₹3,000 and above into instalments
Enjoy low interest rates using the ‘Transfer n Pay’ facility to repay unpaid balances from other cards in easy EMIs
Pay your bills, set purchase limits, make recurring payments, and more on the RBL MyCard mobile app
Get a pre-approved loan without blocking the credit limit of your card with the ‘Dial for Cash’ program
Note: Processing fee of 1.5% of the amount or Rs. 150/- (whichever is higher) will be levied for merchant EMIs availed at any online/offline store
The rewards program, redemption process, and expiration differ for different RBL Bank cards. The cash value of each point also varies from ₹0.11 to ₹0.25.
The Bajaj Finserv RBL Bank Binge SuperCard offers reward points on almost every transaction. You can earn 1 reward point per ₹100 spent.
Here is an example:
Purchase (Monthly) |
Amount |
Reward Points |
In-store Grocery Shopping |
₹5,000 |
50 |
Offline Gym Membership |
₹5,000 |
50 |
Disclaimer: The above example is for illustration purposes only.
Moreover, you get 12 reward points on all online spending, except on education, insurance, utilities, and rent. However, this has a maximum cap of 800 points per month. You can collect points for dining, entertainment, shopping, and more.
Here’s an example:
Purchase (Monthly) |
Amount |
Reward Points |
Online Shopping |
₹1,667 |
200 |
Hotel Bookings |
₹5,000 |
600 |
Disclaimer: The above example is for illustration purposes only.
Redeem your reward points by logging in to RBL Bank’s redemption platform or the RBL MyCard mobile app. You can choose from the catalogue or vouchers, pay your DTH or telecom bills, or donate to charity using your points.
A rewards redemption fee of ₹99 is applicable, levied once for redemptions done in a single day.
Unless otherwise communicated, all the reward points in your credit card account will expire 24 months after accrual.
Assuming the cash value of reward points to be 0.25, here is what your annual expenses and savings may amount to:
Benefits |
Reward Points |
Value (₹) |
Welcome Gift (only on paying the 1st year's annual fee) |
4,000 |
1,000 |
Spend Based Waiver |
- |
999 |
Online Shopping |
9,600 |
2,400 |
Airport Lounge Access |
- |
2,000 |
Offline Spends (grocery shopping and gym membership) |
1,200 |
300 |
BookMyShow Movie Tickets |
- |
2,400 |
Fuel Surcharge Waiver |
- |
1,200 |
Total Annual Benefits |
- |
10,299 |
Disclaimer: The above example is for illustration purposes only.
This table demonstrates how you can save more than ₹10,000 a year with the Bajaj Finserv RBL Bank Binge SuperCard. Moreover, you can redeem the accrued reward points for 5000+ items in the rewards catalogue.
These are the charges you can expect to incur while using this card:
Fee Type |
Details |
Annual Maintenance Fee |
₹999 + GST (Waived off on annual spends of ₹1 Lakh or more in the preceding year) |
Rewards Redemption Fee |
₹99 |
Interest Charges |
Up to 40% per annum for secured cards Up to 47.88% per annum for unsecured cards |
Minimum Amount Due |
5% of the total outstanding balance, calculated as: Total GST + Current Month EMI debits + 100% of fee/charges [Max of (5% of (Retail Spends, Cash Advance, Interest) or 200)] + unpaid dues |
Late Payment Fee |
Can go up to ₹1,300 based on the overdue balance |
Foreign Transaction Fee |
Up to 3.50% of the transaction amount |
Cash Advance Fee |
2.50% of the withdrawn amount or ₹500, whichever is higher |
Note:
Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.
Qualifying for this card means meeting the issuer’s eligibility criteria. These are related to your age, place of residence, credit score, and income. To apply for the Bajaj Finserv RBL Bank Binge SuperCard, you need to be:
Between 21 and 70 years old
An Indian
Creditworthy, subject to RBL Bank’s discretion
Financially sound, according to RBL Bank’s discretion
To prove that you meet all the RBL Bank Binge SuperCard eligibility terms, you need to submit certain documents. While no physical documents are required, here is a list of what you should keep handy:
PAN card
Passport
Utility bill (electricity, water, phone)
Aadhaar card
Salaried: Latest salary slips (past 2-3 months), Form 16
Self-employed: Income Tax Returns (ITR) with computation of income, bank statements showing income
Applying for this RBL Bank credit card is easy. When you apply via Bajaj Markets, strict security protocols are followed throughout the process. This offers added safety and keeps your data secure. Follow the steps below to complete your application:
Click on ‘Check Eligibility’ and you will be redirected to the Bajaj Finserv website
Fill in your mobile number followed by the One-Time Password (OTP) received on your phone
Check the pre-filled details
Apply for the card
Click on ‘Submit’ and complete your application
RBL Bank’s customer care team is available seven days a week, 24 hours a day. If you have any questions, you can reach out via phone or email:
Call 022-71190900
Email: supercardservice@rblbank.com
Before applying for the Bajaj Finserv RBL Bank Binge SuperCard, compare its benefits with other similar cards.
Card Name |
Cashback |
Complimentary Airport Lounge Access |
Fuel Surcharge Waiver |
10X Reward Points |
Bajaj Finserv RBL Bank Binge SuperCard |
❌ |
✅ |
✅ |
❌ |
❌ |
❌ |
✅ |
❌ |
Disclaimer: The benefits mentioned may change as per updated policies. Check them before you apply for a specific card.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Yes, when you use your Bajaj Finserv RBL Bank Binge SuperCard, you automatically become a member of the rewards program. This entitles you to instantly earn reward points and use them for gifts and vouchers.
No, you cannot use your reward points to pay outstanding amounts on your credit card.
Yes, you can pay for all things except vouchers using a combination of reward points and your Bajaj Finserv RBL Bank SuperCard.
No, the annual fee on your Bajaj Finserv RBL Bank Binge SuperCard remains the same.
Currently, UPI integration is not available on the Bajaj Finserv RBL Bank Binge SuperCard.
Your application may be rejected if you don’t meet the required eligibility criteria. It could also be because your application is not in accordance with RBL Bank’s credit card policy.
You must have a regular source of income to support your ability to pay credit card bills on time.