Note: RBL Bank Ltd. and Bajaj Finance Ltd. have stopped issuing new co-branded credit cards. However, existing cardholders can continue to enjoy the credit card benefits.

Key Highlights of the Bajaj Finserv RBL Bank Binge SuperCard

Know why this card is a must-have:

Annual Fee (1st year)

₹999

Suitable for

Discount on shopping 

Key Feature

12X rewards on online spends

Welcome Bonus

4000 points on spending ₹2,000 within first 30 days

Features and Benefits

This co-branded credit card from RBL Bank and Bajaj Finserv offers a range of perks and savings.

Boosted Rewards

Earn 12 reward points on all online spends, except on specific categories, up to 800 points per month

Welcome Benefit

Get up to 4,000 reward points on spending ₹2,000 within 30 days of getting the card, only on paying the annual fees

Complimentary Airport Lounge Access

Get up to 2 yearly domestic airport lounge visits, once in a quarter, on spending ₹15,000 or more in the preceding calendar quarter

Assured Rewards

Earn 1 reward point for every ₹100 spent using the card

SuperCard Benefits

Access four facilities such as credit, EMI, cash and loan with one SuperCard

Accepted Everywhere

Use your card for transactions anywhere in the world; pay in any currency and repay in Indian rupees

24X7 Cash

Access any ATM across India or overseas that displays the MasterCard, Cirrus, Maestro or VISA signage

Flexi Limit

Fix the purchase limit on your card through the RBL MyCard mobile app and spend confidently

Easy Bill Payment

Use the 'Quick Bill Pay' option on the RBL Bank website to pay your credit card bill from any bank account

Zero Fraud Liability

Be liability-free in case of loss or theft of your card, provided you inform the 24X7 customer service

Security

Enjoy making secure payments every time as the PIN-based-EMV chip provides added protection

Contactless Transactions

Enjoy convenience and safety on the go, using the ‘Tap and Pay’ feature on payments of up to ₹5,000 at one time

Instant Cash

Get an instant, paperless loan within your credit limit with Xpress Cash and repay in instalments

Movie Offers

Get 1+1 on movie tickets via BookMyShow once a month on any day up to ₹200

Annual Charge Waiver

Enjoy an annual fee waiver on meeting the spend cutoff of up to ₹1 Lakh in the previous year

Fuel Surcharge Waiver

Pay up to ₹100 less on fuel bills between ₹500 - ₹4000 on refills at any petrol pump across India

EMI Facility

Use the ‘Split n Pay’ facility at a nominal processing fee to divide bills of ₹3,000 and above into instalments

Transfer Other Credit Card Balances

Enjoy low interest rates using the ‘Transfer n Pay’ facility to repay unpaid balances from other cards in easy EMIs

100% Card Control

Pay your bills, set purchase limits, make recurring payments, and more on the RBL MyCard mobile app

Instant Loan

Get a pre-approved loan without blocking the credit limit of your card with the ‘Dial for Cash’ program

Note: Processing fee of 1.5% of the amount or Rs. 150/- (whichever is higher) will be levied for merchant EMIs availed at any online/offline store

Bajaj Finserv RBL Bank Binge SuperCard’s Rewards Program

The rewards program, redemption process, and expiration differ for different RBL Bank cards. The cash value of each point also varies from ₹0.11 to ₹0.25.

A. Reward Points 

  • The Bajaj Finserv RBL Bank Binge SuperCard offers reward points on almost every transaction. You can earn 1 reward point per ₹100 spent.

 

Here is an example: 

Purchase (Monthly)

Amount

Reward Points

In-store Grocery Shopping

₹5,000

50

Offline Gym Membership

₹5,000

50

Disclaimer: The above example is for illustration purposes only. 

  • Moreover, you get 12 reward points on all online spending, except on education, insurance, utilities, and rent. However, this has a maximum cap of 800 points per month. You can collect points for dining, entertainment, shopping, and more.

 

Here’s an example: 

Purchase (Monthly)

Amount

Reward Points

Online Shopping

₹1,667

200

Hotel Bookings

₹5,000

600

Disclaimer: The above example is for illustration purposes only. 

B. Redemption Process

Redeem your reward points by logging in to RBL Bank’s redemption platform or the RBL MyCard mobile app. You can choose from the catalogue or vouchers, pay your DTH or telecom bills, or donate to charity using your points.

 

A rewards redemption fee of ₹99 is applicable, levied once for redemptions done in a single day.

C. Expiration 

Unless otherwise communicated, all the reward points in your credit card account will expire 24 months after accrual.

D: Example of Savings

Assuming the cash value of reward points to be 0.25, here is what your annual expenses and savings may amount to: 

Benefits

Reward Points

Value (₹)

Welcome Gift (only on paying the 1st year's annual fee)

4,000 

1,000

Spend Based Waiver

-

999

Online Shopping 

9,600

2,400

Airport Lounge Access 

-

2,000

Offline Spends (grocery shopping and gym membership)

1,200

300

BookMyShow Movie Tickets

-

2,400

Fuel Surcharge Waiver 

-

1,200

Total Annual Benefits

-

10,299

Disclaimer: The above example is for illustration purposes only. 

 

This table demonstrates how you can save more than ₹10,000 a year with the Bajaj Finserv RBL Bank Binge SuperCard. Moreover, you can redeem the accrued reward points for 5000+ items in the rewards catalogue.

Fees & Charges Associated with the Bajaj Finserv RBL Bank Binge SuperCard

These are the charges you can expect to incur while using this card:

Fee Type

Details 

Annual Maintenance Fee

₹999 + GST

(Waived off on annual spends of ₹1 Lakh or more in the preceding year)

Rewards Redemption Fee

₹99 

Interest Charges

Up to 40% per annum for secured cards

Up to 47.88% per annum for unsecured cards

Minimum Amount Due 

5% of the total outstanding balance, calculated as:

Total GST + Current Month EMI debits + 100% of fee/charges [Max of (5% of (Retail Spends, Cash Advance, Interest) or 200)] + unpaid dues

Late Payment Fee

Can go up to ₹1,300 based on the overdue balance

Foreign Transaction Fee

Up to 3.50% of the transaction amount

Cash Advance Fee

2.50% of the withdrawn amount or ₹500, whichever is higher

Note:

  • A Goods & Services Tax (GST) of 18% is applicable on all the charges mentioned in the table.
  • Finance charges on cash advances will be applicable for Bajaj Finserv RBL Bank SuperCards from the date of withdrawal inline with the RBL Bank's Credit Card portfolio. There is no interest-free period applicable for cash advances.

 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

Bajaj Finserv RBL Bank Binge SuperCard’s Eligibility Criteria

Qualifying for this card means meeting the issuer’s eligibility criteria. These are related to your age, place of residence, credit score, and income. To apply for the Bajaj Finserv RBL Bank Binge SuperCard, you need to be:

  • Between 21 and 70 years old

  • An Indian 

  • Creditworthy, subject to RBL Bank’s discretion

  • Financially sound, according to RBL Bank’s discretion

Documents Required

To prove that you meet all the RBL Bank Binge SuperCard eligibility terms, you need to submit certain documents. While no physical documents are required, here is a list of what you should keep handy:

  • Government-issued Identity Proof:

    • PAN card

    • Passport

  • Government-issued Address Proof:

    • Utility bill (electricity, water, phone)

    • Aadhaar card

  • Income Proof:

    • Salaried: Latest salary slips (past 2-3 months), Form 16

    • Self-employed: Income Tax Returns (ITR) with computation of income, bank statements showing income

How to Apply for the Bajaj Finserv RBL Bank Binge SuperCard

Applying for this RBL Bank credit card is easy. When you apply via Bajaj Markets, strict security protocols are followed throughout the process. This offers added safety and keeps your data secure. Follow the steps below to complete your application:

  1. Click on ‘Check Eligibility’ and you will be redirected to the Bajaj Finserv website

  2. Fill in your mobile number followed by the One-Time Password (OTP) received on your phone

  3. Check the pre-filled details 

  4. Apply for the card 

  5. Click on ‘Submit’ and complete your application

Customer Care

RBL Bank’s customer care team is available seven days a week, 24 hours a day. If you have any questions, you can reach out via phone or email:

  • Call 022-71190900

  • Email: supercardservice@rblbank.com

Bajaj Finserv RBL Bank Binge SuperCard vs Others

Before applying for the Bajaj Finserv RBL Bank Binge SuperCard, compare its benefits with other similar cards.

Card Name

Cashback

Complimentary Airport Lounge Access

Fuel Surcharge Waiver

10X Reward Points

Bajaj Finserv RBL Bank Binge SuperCard

Bajaj Finserv RBL Bank Platinum Choice SuperCard

Disclaimer: The benefits mentioned may change as per updated policies. Check them before you apply for a specific card.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

Does getting a Bajaj Finserv RBL Bank Binge SuperCard make me a member of the RBL Bank rewards program?

Yes, when you use your Bajaj Finserv RBL Bank Binge SuperCard, you automatically become a member of the rewards program. This entitles you to instantly earn reward points and use them for gifts and vouchers.

Can I adjust the reward points earned on my Bajaj Finserv RBL Bank Binge SuperCard against outstanding bills?

No, you cannot use your reward points to pay outstanding amounts on your credit card.

If I fall short of reward points, can I pay using my Bajaj Finserv RBL Bank Binge SuperCard for redemption?

Yes, you can pay for all things except vouchers using a combination of reward points and your Bajaj Finserv RBL Bank SuperCard.

Does the annual fee on my Bajaj Finserv RBL Bank Binge SuperCard increase after the first year?

No, the annual fee on your Bajaj Finserv RBL Bank Binge SuperCard remains the same.

Is UPI integration possible on my Bajaj Finserv RBL Bank Binge SuperCard?

Currently, UPI integration is not available on the Bajaj Finserv RBL Bank Binge SuperCard.

Why has my Bajaj Finserv RBL Bank Binge SuperCard application been rejected?

Your application may be rejected if you don’t meet the required eligibility criteria. It could also be because your application is not in accordance with RBL Bank’s credit card policy.

Do I need to be employed to get a Bajaj Finserv RBL Bank Binge SuperCard?

You must have a regular source of income to support your ability to pay credit card bills on time.

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