The AU Small Finance Bank Betta Credit Card is one for spending and saving. Your travels can be significantly enhanced with its international and domestic airport privileges. You can also make the most of the fuel surcharge waiver feature and save a lot of your petrol or diesel expenses. With access to a plethora of benefits and deals that can help you save money, this credit card is a must-have.
If you find yourself identifying with all the points listed below, you can apply for the AU Small Finance Bank Vetta Credit Card:
Minimum Age: 21 years
Maximum Age: 60 years
Minimum Age (Add-on Cardholder): 18 years
Nationality: Indian Resident
Note: These eligibility criteria are indicative and could differ by each applicant’s case.
To apply for the AU Small Finance Bank Vetta Credit Card, follow these simple steps:
Click on the 'Apply Now' button
Provide your mobile number and date of birth
Submit the form and review the AU Small Finance Bank Credit Card options
On picking the AU Vetta Credit Card, you will be redirected to complete the application
Submit the application form
And you’re done!
You can reach out to the customer care executive from AU Small Finance Bank through the following contact details:
General Customer Care: 1800-1200-120/1800-26-66677
Credit Card-related Queries: 1800-1200-1500/0141-7141100/0141-4455000
For Vetta, Zenith, and Zenith+ Customers: creditcard.support@aubank.in/creditcard.priority@aubank.in
For Queries Related to Reward Points: customercare@rewardz.aubank.in.
Here are the general fees and charges applicable with the AU Vetta Credit Card:
Type of Fees |
Details |
Joining Fees |
₹2,999 + GST |
Annual Fees |
₹2,999 + GST |
Cash Advance Charges |
2.5% of the withdrawn amount (minimum ₹100) |
Interest-free Period |
Up to 48 Days (Exception: Cash withdrawal) |
Charges on Revolving Credit - Interest Charges |
3.49% per month (41.88% annually) + GST |
Late Payment Charges |
Less than or equal to ₹100: Nil Above ₹ 50,000: ₹1,100 |
Over-limit Charges |
2.5% of over-limit amount (Minimum ₹500) |
Disclaimer: Kindly refer to the official website or Most Important Terms and Conditions (MITC) document for details and a complete list of fees and charges.
All the spends made through the AU Small Finance Bank Vetta Credit Card can impact your credit score. Repaying your credit card bills on time and ensuring that you do not overspend through your credit card can help increase your credit score.
The annual fee required from your end is ₹2,999 + GST. This fee can be waived should you spend more than ₹1.5 Lakhs in one card anniversary year.
Yes, it does. You can get complimentary domestic and international airport lounge access and concierge services through the AU Small Finance Bank Vetta Credit Card.
Your reward points are worth ₹0.25 for all redemption categories. However, should you choose to redeem them against reward points, the value stands at ₹0.20.
This card offers rewards on groceries, departmental stores, utility bill payments, rent, insurance, education, and government categories. Additionally, it provides complimentary airport lounge access, railway lounge access, and purchase protection insurance.
You must be an Indian resident, aged between 21 and 60 years, with a good credit score. Add-on cardholders need to be above 18 years old.
You earn 4 reward points for every ₹100 spent on groceries and departmental stores, utility bill payments, rent, insurance, and education & government categories. You earn 2 points per ₹100 spent on all other categories.
The annual fee is ₹499, but it can be waived if you spend ₹40,000 within 90 days of card setup in the first year, and ₹1,50,000 in the subsequent years.