The Axis Bank Insta Easy credit card is a chip and PIN-enabled credit card. However, an important feature to note is that the Axis Insta Easy credit card is issued against your Axis Bank Fixed Deposit (FD). The card offers several enticing credit card benefits, including zero joining as well as annual fee. Information about how you can benefit from all the Insta Easy Credit card features, collect its reward points, and start the Axis Bank Insta Easy credit card apply online process is detailed below. You can also learn about Axis Bank Insta Easy credit card charges, Axis Bank credit card eligibility, Axis Bank Insta Easy credit card limit, and other frequently asked questions below.
Below is a table about all the involved Axis Insta Easy credit card charges:
Joining Fee |
Nil |
Annual Fee/Renewal Fee |
Nil |
Late Payment Charges |
|
Interest |
2.5% per month |
Cash withdrawal charges |
2.5% (min ₹250) |
Overlimit fee |
3% of the overlimit amount |
The Axis Insta Easy credit card makes you eligible for Axis EDGE reward points apart from other 500+ credit card rewards and offers. Following is the value chart for Axis EDGE reward points on spends made with the Insta Easy Credit card:
6 points |
On domestic spends for every ₹200 |
12 points |
On international spends for every ₹200 |
100 points |
On first online transaction |
You can redeem your credit card reward points on the rewards and offers available in the EDGE Rewards catalogue.
To fulfil the Axis Bank Insta Easy credit card eligibility, the below-mentioned criteria must be satisfied:
The applicant must be minimum 18 years of age
The applicant needs to have an FD with Axis Bank
Note: Auto-sweep FD, Tax-Saver FD, or any FD that is in the name of any trust, HUF, company, or society will not be eligible for this card.
Since the credit card is issued against FD with Axis Bank, no additional documents are required. The same KYC information given at the time of opening the FD is used to issue the credit card.
The Axis Bank Insta Easy credit card apply online option is currently unavailable on the Bajaj Markets website. However, you can apply for the Insta Easy Credit card by visiting the nearest Axis Bank branch. The option for Axis Bank Insta Easy credit card apply online is also available through Axis Bank’s official website.
For making the Axis Insta Easy credit card payment, you can use the following credit card payment options:
Axis Bank phone banking
Axis Bank BillDesk
NEFT/RTGS transfer
Axis Bank ATM dropbox
Cheque/Demand Draft
Cash Payment
Any Insta Easy Credit card query can be directed to the Axis Bank credit card customer care. You can take the assistance of their online virtual interactive system — ‘Axis AHA! — or simply enter the query in the Axis Bank customer support page.
You can also call on the Axis Bank’s retail phone banking numbers 1860 419 5555 or 1860 500 5555.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Since the Axis Bank Insta Easy Credit Card is issued against your Fixed Deposit with Axis Bank, the individual limit will vary from one cardholder to another. Ideally, you can choose a flexible credit limit which is up to 80% of your FD value.
Currently, you cannot apply for the Axis Insta Easy credit card at Bajaj Markets. However, you can choose to apply offline for the card at your nearest Axis Bank branch or via the official Axis Bank website.