Axis Bank Insta Easy Credit Card

The Axis Bank Insta Easy credit card is a chip and PIN-enabled credit card. However, an important feature to note is that the Axis Insta Easy credit card is issued against your Axis Bank Fixed Deposit (FD). The card offers several enticing credit card benefits, including zero joining as well as annual fee. Information about how you can benefit from all the Insta Easy Credit card features, collect its reward points, and start the Axis Bank Insta Easy credit card apply online process is detailed below. You can also learn about Axis Bank Insta Easy credit card charges, Axis Bank credit card eligibility, Axis Bank Insta Easy credit card limit, and other frequently asked questions below.

• Guaranteed Approval

Any Axis Bank customer who has an active FD with the bank amounting anywhere between ₹20,000-₹25 lakh will get guaranteed approval for the Axis Insta Easy credit card.
 

• Free Credit for 50 Days

Pay no extra charges on purchases/transactions for upto 50 days as long as there is no outstanding on this Axis Bank credit card

• Flexible Credit Limit

With the Axis Bank Insta Easy credit card, you can choose a flexible credit card limit for yourself which is as high as 80% of your FD value.

• Cash Withdrawal Upto 100% of Credit Limit

If you wish to withdraw a large amount, you can withdraw 100% of your credit limit on your credit card.

• Fuel Surcharge Waiver

Enjoy 1% fuel surcharge waiver on all fuel transactions amounting anywhere between ₹400-₹4,000 across India.

• Dining Experience

With Axis ‘Dining Delight’, you can enjoy a minimum 15% off on delectable cuisines across partner restaurants.

• Chip and Pin Security

The Axis Bank Insta Easy credit card is secured with a chip and PIN for ensuring security. The card has a platinum chip that cannot be duplicated. This helps protect your credit card against fraud, counterfeiting, and other malicious activities.

• Convert to EMI

Transactions above ₹2,500 can be easily converted to instant Credit Card EMIs with your Insta Easy credit card.

Below is a table about all the involved Axis Insta Easy credit card charges:

The Axis Insta Easy credit card makes you eligible for Axis EDGE reward points apart from other 500+ credit card rewards and offers. Following is the value chart for Axis EDGE reward points on spends made with the Insta Easy Credit card:

You can redeem your credit card reward points on the rewards and offers available in the EDGE Rewards catalogue.

To fulfil the Axis Bank Insta Easy credit card eligibility, the below-mentioned criteria must be satisfied:

• The applicant must be minimum 18 years of age

• The applicant needs to have an FD with Axis Bank

• The FD amount must be between ₹20,000 to ₹25 lakh

 

Note: Auto-sweep FD, Tax-Saver FD, or any FD that is in the name of any trust, HUF, company, or society will not be eligible for this card.

Since the credit card is issued against FD with Axis Bank, no additional documents are required. The same KYC information given at the time of opening the FD is used to issue the credit card.

The Axis Bank Insta Easy credit card apply online option is currently unavailable on the Bajaj Markets website. However, you can apply for the Insta Easy Credit card by visiting the nearest Axis Bank branch. The option for Axis Bank Insta Easy credit card apply online is also available through Axis Bank’s official website.

For making the Axis Insta Easy credit card payment, you can use the following credit card payment options:

• Axis Credit Card netbanking

• Axis Bank phone banking

• Axis Bank BillDesk

• NEFT/RTGS transfer

• Axis Bank ATM dropbox

• Cheque/Demand Draft

• Cash Payment

Any Insta Easy Credit card query can be directed to the Axis Bank credit card customer care. You can take the assistance of their online virtual interactive system — ‘Axis AHA! — or simply enter the query in the Axis Bank customer support page.

 

You can also call on the Axis Bank’s retail phone banking numbers 1860 419 5555 or 1860 500 5555.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.