Save up to ₹10,000 annually with this shopping and dining credit card. Get discounts on Zomato orders, Myntra shopping, dining out, and much more.
Here’s why this credit card is a good pick:
Joining Fee |
₹250 |
Annual Fee |
₹250 (2nd year onwards) |
Suitable for |
Shopping and dining offers |
Key Feature |
Food delivery and shopping offers |
Activation Bonus |
Get 100% cashback on first utility bill payment within the 30 days of card issuance |
You can enjoy benefits on all your spends with this Axis Bank Credit Card.
Earn 1 EDGE REWARD point every time you spend ₹200
Get 100% cashback, capped at ₹300, on your first utility bill payment within the first 30 days of card issuance
Under the exclusive Thriwe program, you can get a PharmEasy subscription, a ₹200 Zomato gift card and Amazon Pay & Blinkit vouchers of ₹250 each
Get 40% off up to ₹120 on Zomato food delivery twice a month on orders worth ₹200 and above using the coupon code AXISNEO
Get 5% off up to ₹150 once a month on mobile recharges, DTH recharges, and broadband payments of ₹299 and more done via Amazon Pay
Get 10% off on Blinkit up to ₹250 on minimum spends of ₹750 once per month, and ₹150 off on Myntra on minimum spends of ₹999
Get 10% off, up to ₹100 per month, on every purchase of movie tickets on BookMyShow
Enjoy 15% discount up to ₹500 at partner restaurants on minimum orders of ₹1,500 valid 2 times a month, capped at ₹1,000
Pay at participating outlets and merchants using your reward points, where ₹1 will be charged to your card and the rest debited from your points
Enjoy peace of mind with enhanced card security from an EMV-certified chip, which lowers the risk of fraud
Report your lost card to Axis Bank’s customer service and enjoy instant protection against fraud
Easily convert any transactions exceeding ₹2,500 into EMIs by contacting Axis Bank
As a Mastercard cardholder, you can get exciting cashback offers by logging in to Mastercard Shop Perks
Use ‘open’, the mobile banking app from Axis Bank, equipped with 100+ features and services
The EDGE REWARDS loyalty program is the rewards platform used by Axis Bank. With over 70 ways to earn points and 500 rewards and offers, you can easily earn and redeem the points you collect.
Axis Bank reward points are termed EDGE REWARDS. You can earn 1 EDGE REWARD point on every ₹200 you spend with your NEO Credit Card.
Here is an example to understand how this works:
Purchase (Monthly) |
Amount (₹) |
Reward Points |
Savings (₹) |
Zomato Order |
4,800 |
24 |
240 |
Utility Bill Payment via Amazon Pay |
3,000 |
15 |
150 |
Blinkit Grocery Shopping |
1,000 |
5 |
250 |
Myntra Online Shopping |
1,000 |
5 |
100 |
Movie Tickets via BookMyShow |
800 |
4 |
100 |
One-time Laptop Purchase |
1,00,000 |
500 |
- |
Disclaimer: The above example is for illustration purposes only.
To redeem your reward points, log in to your credit card account through NetBanking or the ‘open’ mobile app. You can shop from brands such as XIAOMI, KAMA Ayurveda, Pigeon, Dyson, Samsung and more.
You can also redeem your points against hotel bookings, flight tickets, experiences, and e-vouchers. A rewards redemption fee is chargeable based on the number of reward points you plan to redeem.
Here is a table that indicates the applicable reward redemption charges:
EDGE REWARD Points |
Reward Redemption Fee |
More than 10,000 |
₹99 |
300 - 10,000 |
₹49 |
Less than 300 |
₹0 |
All the reward points you earn have a shelf life of three years from the date of your transaction, after which they will expire.
With reference to the example mentioned above, here is a look at what your annual expenses and savings will look like:
Category |
Monthly Benefit (₹) |
Annual Benefit (₹) |
Activation Benefit: Cashback |
- |
300 |
Utility Bill Payment via Amazon Pay |
150 |
1,880 |
Blinkit Grocery Shopping |
250 |
3,000 |
Myntra Online Shopping |
100 |
1,200 |
Movie Tickets via BookMyShow |
100 |
1,200 |
One-time Laptop Purchase |
- |
100 |
Zomato Order |
240 |
2,880 |
Total Benefits |
- |
10,560 |
Disclaimer: The above example is for illustration purposes only.
Once you collect points, you can redeem them via the EDGE REWARDS portal. Here, you can choose from various products, such as apparel, accessories, electronics, home decor, flight bookings, and more. The higher the number of reward points, the higher is the fee you need to pay. So, it may be best to identify the items you want from the catalogue and redeem points accordingly.
The first step to getting this credit card from Axis Bank is to meet all the eligibility terms. These requirements are simple, and all you need to be is:
18 to 70 years of age to be the primary cardholder
Over 15 years old to be an add-on cardholder
A resident of India or a Non-resident Indian (NRI)
Disclaimer: The above information is only indicative. The bank reserves the right to approve or reject the credit card application.
Keep all the required documents ready so the bank can verify that you meet all the eligibility parameters. When you apply online, you only need soft copies of the documents. Here is the list of documents you will need to submit:
PAN Card copy or Form 60
Proof of Residence (any 1):
Utility bill (electricity, water, telephone)
Driving Licence
Income Proof (any 1):
Latest salary slips (past 2-3 months)
Form 16
Income Tax Returns (ITR)
Disclaimer: The above information is only indicative. The bank reserves the right to approve or reject the credit card application.
Applying for this credit card online is quick and simple. Ensure that you check the form before submitting it online to avoid inaccuracies or errors, which can delay the process. To know how to apply for the credit card on Bajaj Markets, read the steps detailed below:
Click on ‘Check Eligibility’ and fill in the required details, including your occupation, mobile number, and date of birth
Fill in the One-Time Password (OTP) sent to your number
Verify the pre-filled details such as your PAN card number, residential PIN code, email address, and income information
Apply for the card that suits your needs from the displayed options
Click on "Submit" to complete your application
In case of any questions, reach out to Axis Bank’s customer care team via designated phone numbers:
Call 1860 419 5555, 1860 500 5555 or 1800 103 5577 (toll-free) within India
These are the country-wise numbers for NRI customers:
USA 1855 205 5577 |
Saudi Arabia 800 850 0000 |
UK 0808 178 5040 |
UAE 8000 3570 3218 |
Qatar 00 800 100 348 |
Singapore 800 1206 355 |
Canada 1855 436 0726 |
Australia 1800 153 861 |
Before applying for the Axis Bank NEO Credit Card, use the table below to compare benefits with other cards from the same issuer.
Card Name |
Cashback |
Complimentary Airport Lounge Access |
Fuel Surcharge Waiver |
10X Reward Points |
Axis Bank NEO Credit Card |
✅ |
❌ |
❌ |
❌ |
❌ |
✅ |
✅ |
❌ |
|
✅ |
❌ |
✅ |
❌ |
|
❌ |
✅ |
✅ |
✅ |
Disclaimer: The benefits mentioned may change as per the policies of Axis Bank. Check these carefully before applying for a specific card.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Yes, you can do this by setting standing instructions and choosing the autopay facility. This way, you can pay your Axis Bank Credit Card bills on time.
This shopping and dining credit card allows you to save up to ₹10,000 and more every year. This is its main benefit.
Thriwe is a program provided to Axis Bank NEO Credit Cardholders only. Under this, you can get 3 to 6 month subscriptions to PharmEasy. You can also get Zomato gift cards worth ₹200, and complimentary Amazon Pay & Blinkit vouchers worth ₹250 each.
Once you log in using your membership ID, click on the three lines on the top right corner of the page. Then, click on order history and you will be able to see your generated voucher codes.
The membership ID issued to you is valid for a period of 4 months, with no extension provided.
The Axis NEO Credit Card has two types of dining offers. One, a discount of up to ₹120, twice a month, on Zomato orders. Two, up to ₹500, valid twice per card per month on dining with partner restaurants.
To get this credit card, you need to be either an Indian resident or NRI between 18 and 70 years of age. You also have to qualify for the card as per the income and credit score criteria of Axis Bank.
There are multiple benefits of converting transactions to EMIs post-purchase. It lets you club eligible transactions up to 60 days post purchase, which you can pay off over a flexible tenor.
You get 100 % instant cashback credit up to ₹300 on the first utility bill payment done using your Axis Bank NEO Credit Card. This is a one-time offer, valid only for the first 30 days post card issuance.
You can hold multiple Axis Bank Credit Cards. In such a case, your credit limit will be shared across cards. For example, say your credit limit is ₹2 Lakh. You hold the Axis Bank NEO Credit Card and the Axis Bank My Zone Credit Card, hence your individual limit on each card will be ₹2 Lakh. However, your maximum limit will still be ₹2 Lakh, which will be shared between both cards.