Axis Bank Premium Credit Card

An Axis Bank premium credit card is designed to offer more than traditional credit benefits. It provides access to a range of exclusive privileges, catering to individuals who seek exceptional service, comprehensive rewards programmes, and curated lifestyle benefits.

 

Axis Bank offers premium cards for affluent clientele, providing enhanced travel, exclusive dining, and personalised concierge services. These cards are ideal for anyone looking for refined experiences and superior financial offerings.

With a wide range of credit cards, Axis Bank provides options to select one that aligns with your lifestyle. Below are some of Axis Bank's most premium credit cards and the features you need to consider. 

Axis Bank Magnus Credit Card 

• Enjoy unlimited international and domestic lounge access with 4 annual complimentary guest access visits.

• Waiver of annual fee on annual transactions over ₹25 Lakhs in the preceding year 

• Earn 12 EDGE REWARD Points for every ₹200 spent up to ₹1.5 Lakh. After reaching this limit within a calendar year, earn 35 points for every ₹200 spent.

Axis Bank Privilege Credit Card

• Reversal of annual fee on annual transactions over ₹5 Lakhs in the preceding card anniversary year

• Spend over the milestone of ₹2.5 Lakhs within a year to get 10,000 EDGE REWARD Points

• 2 quarterly complimentary domestic lounge visits at select lounges on spending over ₹50,000 in the prior quarter 

Axis Bank Select Credit Card

• Earn 10,000 EDGE REWARD Points on first transaction within 30 days of activating the card worth ₹2,000

• Enjoy 12 annual international and 2 quarterly domestic lounge access on spending over the threshold

• 1% fuel surcharge waiver and ₹800 off with EazyDinner with Dining Delight Program 

Axis Bank Atlas Credit Card

• Earn 2,500 EDGE Miles on making the first transaction within 37 days after activating the card

• Enjoy up to ₹800 with 25% discounts when paying at restaurant with EasyDiner 

• Up to 18 domestic and 12 international lounge visits per year 

IndianOil Axis Bank Premium Credit Card

• Accelerated fuel benefits on IOCL fuel stations across India, including 6 EDGE Miles per ₹150 and a 1% fuel surcharge waiver

• Waiver on an annual fee of ₹1,000 on sending ₹1 Lakh within an anniversary year 

• 2 domestic airport lounge visits every quarter at partner airports

In addition to comparing features, fees and charges are also key factors when choosing a credit card. Most premium Axis Bank credit cards come with high annual and joining fees. Therefore, it is crucial to be aware of these costs to avoid any unexpected expenses. 

When issuing a premium credit card, issuers face a higher risk due to the increased credit limits and acceptance at premium establishments. To minimise the risk of default, certain checks are in place.

 

Here are the eligibility criteria you need to meet to apply for a premium Axis Bank credit card:

• Age: You must be a minimum of 18 years and a maximum of 70 years of age to be the primary credit cardholder

• Residency: You should be an Indian resident to apply 

• Income Criteria: The minimum income criteria vary for each card, which you can check on the official website

To apply for it, you need to submit the following documents: 

• Proof of Age: PAN card, Passport, Driver’s Licence, Aadhaar Card 

• Proof of Residence: Passport, Driver’s Licence, Aadhaar Card, PAN card

• Proof of Income: Salary Slip, Income Tax Returns, Form 16, etc.

You can apply for Axis Bank premium cards through online and offline methods. Here is how: 

Through Bajaj Markets

You can also apply for select Axis Bank premium credit cards via Bajaj Markets. Here is the process:

1. Visit the Bajaj Markets website

2. Navigate to the ‘Cards’ section

3. Under ‘Our Partners,’ click on Axis Bank

4. Compare the available premium credit cards, reviewing their features and eligibility criteria

5. Select the card you wish to apply for

6. Click on ‘CHECK CARD OFFER’

7. Provide the required details and complete the application in just 5 minutes

8. Once approved, your credit card will be issued and delivered to your address

 

Disclaimer: Note that not all Axis premium credit cards are available on the platform.  

Via the Website

• Visit the official Axis Bank website

• Under the ‘Explore Products’ tab, go to ‘Cards’, then ‘Credit Cards’

• Explore the credit cards from the options 

• Click on the ‘Apply Now’ button on the screen 

• Fill up your personal details on the online application form 

• Select a credit card based on your lifestyle and spending habits

• Follow the instructions to complete the process and submit the form 

On the Mobile App

• Download the ‘Axis Mobile: Pay, Invest & UPI’ mobile app

• Register on the app with your registered mobile number

• Set up your login credentials  

• Log in with your username and password

• Click on the ‘Credit Card’ option under the ‘Product’ section 

• Click on ‘Apply Now’ and fill in the form