Learn how to pay your Axis Bank Credit Card bill using debit cards from any bank, both online and offline.
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Axis Bank credit card holders have the option to conveniently pay their outstanding dues using a debit card. This method offers flexibility for those who may not have sufficient balance in their Axis Bank account or prefer to use another bank’s savings account. The option of making Axis Bank credit card payments through a debit card allows users to clear their dues efficiently, whether online or offline.
If you don’t have an Axis Bank account or prefer to use another bank’s debit card, you can still pay your Axis Bank credit card bill. Several third-party payment platforms, including Axis Bank’s website, allow customers to make payments using non-Axis Bank debit cards. This helps streamline your credit card payments without the need to transfer funds between different accounts.
You can use supported networks such as RuPay, Visa, and Mastercard to complete the payment. However, it is important to ensure that your debit card is authorised for online transactions before proceeding.
You can use the Axis Bank BillDesk payment gateway to make online payments using a debit card. Follow these steps:
Go to the Axis Bank credit card payment page on BillDesk
Enter your 16-digit Axis Bank credit card number and the amount you want to pay
Choose your bank from the list of available options
You will be redirected to your selected bank’s secure payment page
Log in using your net banking or debit card details
Check the payment amount and confirm the transaction
The amount will be debited from your account immediately
You will receive an on-screen confirmation along with a transaction reference number
If you prefer offline modes, you may use the following options:
Insert your Axis Bank debit card into the nearest Axis Bank ATM
Select the 'Other Services' option on the screen
Choose 'Bill Pay' from the available services
Enter your 16-digit Axis Bank credit card number when prompted
Re-enter the credit card number for verification
Enter the amount you wish to pay towards your credit card bill
Confirm the payment to complete the transaction
Benefits of Paying Axis Bank Credit Card Bill Using Debit Cards
Here are some of the reasons why paying your Axis Bank credit card bill via a debit card may be helpful:
No Need for Net Banking
If your debit card is enabled for online payments, you can make the payment without logging into internet banking.
Flexibility
You can pay from other bank accounts, not just an Axis Bank account.
Quick Processing
Most payments made through debit cards are processed within one working day.
Security
Transactions are secured through OTP and PIN-based verification, ensuring safe payments.
Ease of Use
The process is simple, paperless, and requires minimal effort, both online and offline.
Supports Multiple Networks
Most major debit card networks like Visa, Mastercard, and RuPay are accepted.
Reduces Late Payment Risk
Quick and easy access to payment options helps ensure bills are paid on time, reducing the chances of late fees.
Frequently Asked Questions
Can I make an Axis Bank Credit Card payment using any bank's debit card?
Yes, you can use a debit card issued by any major Indian bank, provided it supports online payments through payment gateways like BillDesk. Make sure your card is active and authorised for online transactions.
How long does it take to process a credit card payment made via ATM?
Payments made through an Axis Bank ATM using a debit card are usually processed and credited to your credit card account on the same day. However, if the transaction is done after banking hours or on a non-working day, the payment may reflect on the next working day.
How will I know if the payment was successful?
Once the payment is completed, you will see a confirmation message on the screen along with a transaction reference number. You may also receive an SMS or email on your registered contact details confirming the successful payment.
What other options are available to pay my Axis Bank Credit Card bill using a different bank account?
If you wish to pay your Axis Bank Credit Card bill using a non-Axis Bank account, you can choose from several options:
NEFT: Use your bank’s internet banking to transfer funds using Axis Bank's IFSC code
UPI: Pay directly through any UPI-enabled app using your credit card number as the UPI ID
BillDesk: Use the Axis Bank credit card BillDesk page to pay via net banking or debit card of another bank
Mobile Banking App: Many bank apps offer credit card bill payment services
How secure are online credit card payments?
Online credit card payments are secured through multiple layers of protection, including encryption, OTP (One-Time Password) verification, and PIN authentication. Payments made via trusted platforms like BillDesk follow RBI-mandated security protocols to ensure your transaction details remain confidential and protected against unauthorised access.
