✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now! Check Card Offer

Bank of Baroda CA Credit Card

The Bank of Baroda (BoB) ICAI credit card is designed especially for the esteemed members of the Institute of Chartered Accountants of India (ICAI). Also known as the Bank of Baroda CA credit card, the card is packed with special benefits, world-class privileges, and easy access to credit whenever you need it. Read on to know more about how to apply for a credit card, features and benefits of the card as well as the associated charges and credit card rewards.

Bank of Baroda CA Credit Card Features and Benefits

The BoB ICAI credit card benefits are as follows:

  • Lifetime free credit card

  • For every ₹100 spent on dining, online purchases, and paying utility bills, earn 5 reward points (maximum 1,000 reward points per month)

  • Earn 1 reward point (RP) for every ₹100 spent on any other category

  • Get complimentary six-month FITPASS PRO membership worth ₹15,000 as a welcome gift

  • Earn 1,000 bonus reward points against five transactions (worth ₹1,000 or more), every month

  • Get 12 complimentary domestic airport lounge access (maximum 3 per quarter) at partner lounges

  • Use the 2% reduced Forex mark-up to save on international spends

  • Get fuel surcharge waiver of 1 per cent on transactions between ₹400 and ₹5,000 (max. ₹250 per statement cycle) at all fuel stations in the country

  • Redeem reward points earned in the form of cashback (1 RP = ₹0.25)

  • Convert purchases that are worth more than ₹2,500 into easy EMIs of 6 or 12 months

  • Enjoy zero liability if credit card loss is reported immediately

  • Get Professional Indemnity Insurance Cover of ₹5 Lakhs as well as Accidental Death Cover of ₹15 Lakhs for air and ₹5 Lakhs for the non-air category, free of cost.

  • Avail a maximum of three lifetime-free, add-on cards (for parents, spouse, children aged 18 or above, or siblings)

Bank of Baroda ICAI Credit Card Fees and Charges

Type of fees and charges

Amount*

Joining Fee / Annual Fee

Nil

Finance Charges

3.49% per month, i.e. 41.88% per annum

 

 

Late Payment Charges

  • Statement balance less than ₹100 = Nil
  • Statement balance between ₹100 to ₹500 = ₹100
  • Statement balance between ₹501 to ₹1,000 = ₹400
  • Statement balance between ₹1,001 to ₹10,000 = ₹600
  • Statement balance between ₹10,001 to ₹25,000 = ₹800
  • Statement balance more than ₹25,000 = ₹950

Cash Withdrawal Charges

2.5% of the amount or ₹500 (whichever is higher)

Charge for unblocking credit card

₹300

Cheque Return Charges

2% of the cheque amount or ₹300 (whichever is higher)

Foreign Currency Transaction Fee

2.00%

Bank of Baroda CA Credit Card Rewards

The Bank of Baroda Chartered Accountant credit card or ICAI Exclusive credit card lets you earn reward points against all your purchases. For every ₹100 spent on dining, online purchases, and paying utility bills, you can earn 5 reward points (maximum 1,000 reward points per month).

 

You can also earn 1,000 reward points on spends over the credit card limit within the first 30 days of card issuance (earn 4,000 reward points every quarter). Once you have accumulated enough reward points, you can redeem them for cashback. For every 4 reward points, you will get ₹1 as cashback.

 

Know more about top Bank of Baroda Credit cards like - Bank of Baroda Eterna Credit CardBOB Prime Credit CardBOB Kisan Credit Card.

Bank of Baroda ICAI Credit Card Eligibility Criteria

The eligibility criteria for getting a Bank of Baroda ICAI credit card are as follows:

  • You must be an active and eligible member of ICAI as per the credit policy

  • You must be over 18 years of age if you are an add-on cardholder

  • You must be a resident of India

 

If you are eligible, you can submit the application along with a recent passport-size photo and the below-mentioned documents:

  • Identity Proof: A copy of the PAN Card and ICAI membership card.

  • Address Proof: A copy of either your Aadhaar Card, Passport, Voter ID card, driving license, latest utility bills, rent agreement, municipal tax receipt, property tax receipt, or an official document issued by the state or central governments with the updated address.

  • Income Proof: Latest salary slip/income tax return or a copy of the latest statement generated for an existing credit card.

How to Get a Bank of Baroda CA Credit Card

Please note that Bank of Baroda (BoB) credit cards are not available on the Bajaj Markets website. However, if you wish to apply for a Bank of Baroda ICAI credit card online, you can do so by visiting the Bank of Baroda website and filling in the credit card application form. Alternatively, you can visit the Bank of Baroda branch and request a bank executive to help you with the process of applying for a BoB ICAI credit card.

Some of the Top Credit Cards Similar to Bank of Baroda ICAI Credit Card

Card Name

Annual Fee

Rewards

 

 

SBI SimplySave Credit Card

₹499

Get annual fee reversed on spends worth ₹1,00,000 in the previous year

On every ₹100 spent on dining, movies, departmental store shopping, and grocery, earn 10 reward points

On all other spends, worth ₹100 (minimum) earn 1 reward point

4 reward points = ₹1

Get 2,000 bonus reward points on spends worth ₹2,000 or more within 60 days of card issuance

 

Axis My Zone Credit Card

₹500

Get a ‘Buy one, Get One’ offer on Paytm Movies

Get 20% off on dining at over 4,000+ partner restaurants

Earn 4 EDGE REWARD points for every ₹200 spent on the card

 

 

SBI SimplyClick Credit Card

₹499

Get annual fee reversed on spends worth ₹1,00,000 in the previous year

Get an Amazon gift card worth ₹500 on joining

Earn 10X reward points on online spends at partner stores: Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, and UrbanCompany

Earn 5X rewards on all other online spends

DISCLAIMER

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. 

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

Read More

FAQs on Bank of Baroda ICAI Credit Card

What is the Bank of Baroda ICAI credit card?

The Bank of Baroda ICAI credit card is a special credit card that can only be availed by members of the Institute of Chartered Accountants of India (ICAI).

What are the benefits of the Bank of Baroda CA Credit Card?

The Bank of Baroda credit card for chartered accountants has several benefits. It is lifetime free and can earn you reward points against your purchases. These rewards on the ICAI Bank of Baroda credit card can be redeemed for a cashback. The card comes with a complimentary six-month FITPASS PRO membership worth ₹15,000, 12 complimentary domestic airport lounge access (maximum 3 per quarter) at partner lounges, and a fuel surcharge waiver. You also get a Professional Indemnity Insurance Cover of ₹5 lakh, as well as an Accidental Death Cover of ₹15 lakh for air and ₹5 lakh for the non-air category.

Is BoB CA credit card free?

Yes, the ICAI Bank of Baroda (BoB) credit card has no associated joining fee or annual fee and is a lifetime free card.

Can I get a free add-on credit card against Bank of Baroda Credit Card for ICAI Members?

Yes, you can get a maximum of three, free add-on cards for parents, spouse, children (aged 18 or above) or siblings against your Bank of Baroda (BoB) financial ICAI credit card.

Home
active_tab
Loan Offer
active_tab
CIBIL Score
active_tab
Download App
active_tab