Bank of Baroda Credit Card Payment

• Visit the BoB website

• Log in to your Bank of Baroda net banking account

• Select ‘NEFT’ under the ‘Fund Transfer’ tab

• Click on ‘Add beneficiary’

• Enter your BoB credit card details, i.e., your name, credit card number in the beneficiary account number tab, bank name, and IFSC code 

• Select the beneficiary and enter the payment amount

• Choose the account you wish to debit the amount from

• Enter valid details such as your name and registered mobile number

• Validate the OTP sent to your phone number

• Receive a message on your registered mobile number once the payment has been credited to your credit card account

 

It may take almost 24 hours to add the beneficiary to your account.

2. RTGS

You can also use Real-Time Gross Settlement (RTGS) service for Bank of Baroda credit card bill payments online. Here is the process to complete the fund transfer.

• Log in to your Bank of Baroda internet banking account

• Select ‘RTGS’ under the ‘Fund Transfer’ tab

• Click on ‘Add beneficiary’

• Enter your BoB credit card details

• Select it once the beneficiary has been added, and proceed to pay the credit card bill

• Enter the payment amount, select the account you wish to debit the amount from

• Enter the remarks (name and registered mobile number), and validate with the OTP sent to you

• Wait to get a message on your registered mobile number once the payment has been credited to your credit card account

3. InstaPay

The bank’s Insta Pay service also allows BoB credit card payment, which is provided through net banking:

• Visit Bank of Baroda’s ‘InstaPay’ page

• Enter your credit card number 

• Validate with a captcha and click on ‘Proceed’

• Verify the name, email ID, and phone number, and enter your BoB credit card bill amount

• Choose your bank from the given list to make the payment

• Follow the instructions and authenticate the payment

4. BillDesk

Here is how you can use BillDesk’s online payment gateway to complete your Bank of Baroda credit card payment: 

• Go to the Bank of Baroda’s BillDesk page

• Proceed to pay the credit card bill

• Enter your BoB credit card number and choose the card type

• Fill in your email ID and the bill amount you wish to pay

• Choose the account to debit the amount from

• Log in to the account

• Fill in the details requested and enter the OTP

 

Once the BillDesk BoB credit card payment is authenticated, the money will be deducted from your account, and your credit limit will be replenished.

5.  Self-Service Portal

To complete your Bank of Baroda credit card payment using a self-service portal, follow these simple steps:

• Visit the ‘Modes of payment’ page from Bank of Baroda’s website

• Click on the ‘Pay’ option of the self-service portal

• Enter your credit card number in the given field

• Validate with a captcha and click on ‘Proceed’

• Verify the name, email ID, and phone number, and enter your BoB credit card bill amount

• Choose the bank from which you want to deduct the funds

• Follow the instructions and authenticate the payment once redirected to a new page

6. Razorpay

You can also pay your Bank of Baroda credit card payment via the payment link powered by Razorpay. Follow this process to clear your credit card dues: 

• You will receive a payment link each month if you choose to pay the bill using Razorpay

• Click on the link and select your payment method as either net banking, debit card, or UPI

• Authenticate your payment using OTP

7. Auto Debit

The bank also provides an option to set standing instructions for an automatic debit from your account to pay your credit card bill. The BoB credit card payment amount will be deducted on a chosen date every month. 

 

Moreover, you may also need to choose whether you want to pay only the minimum or the total due amount. Once registered, your payments will be automated, and you need not stress about missing your payment due date.

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