Canara bank Credit Card Fees & Charges - Annual fees & Other Charges

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Canara Bank Credit Card Charges

To keep your card active and utilise the available facilities, you need to pay various types of Canara Bank Credit Card fees and charges. To name a few, you may need to pay an annual fee, cash withdrawal charges, and charges for foreign transactions and other fees.

Remember that these charges that Canara Bank applies vary across different cards. Knowing these charges well in advance helps you choose a suitable card that decreases your borrowing costs.

Canara Bank Credit Cards’ Annual Fees and Renewal Fees

When you obtain a card, you will generally need to pay an annual fee each year to keep your card active. The amount varies depending on the type of card offered by Canara Bank. However, this fee may be waived for some cards if you reach specific spending thresholds.

Credit Card	Enrolment Fee	Annual Fees
Canara Bank RuPay Select Credit Card	NIL	NIL
Canara Bank Mastercard World Credit Card	NIL	NIL
Canara Bank Visa Platinum Credit Card	NIL	NIL
Canara Bank RuPay Select Secured Credit Card	NIL	NIL
Canara Bank Mastercard Platinum Credit Card	NIL	NIL
Canara Bank Visa Corporate Credit Card	₹250 + Taxes	₹400 + Taxes (only for add-on cards)
Canara Bank Visa Platinum Credit Card	NIL	NIL
Canara Bank Mastercard Gold Credit Card	NIL	NIL
Canara Bank Visa Gold Credit Card	NIL	NIL
Canara Bank RuPay Platinum Secured Credit Card	NIL	NIL
Canara Bank Mastercard Gold Secured Credit Card	NIL	NIL
Canara Bank Visa Gold Secured Credit Card	NIL	NIL
Canara Bank RuPay Classic Credit Card	NIL	NIL
Canara Bank Mastercard Standard Credit Card	NIL	NIL
Canara Bank Visa Classic Credit Card	NIL	NIL

Disclaimer: The above-mentioned fees and charges are subject to change as per changes in the issuer’s policies.

Canara Bank Credit Card - Cash Withdrawal Charges

If you require immediate access to cash, you can use your card to withdraw funds from an ATM. Refer to the table below to see the associated charges:

Cash Withdrawal Charges	3% with a minimum of ₹30 for every ₹1,000 or part thereof would be charged

Disclaimer: The above-mentioned fees and charges are subject to change as per changes in the issuer’s policies.

Canara Bank Credit Card - Foreign Currency Transaction Charges

These charges apply when you make foreign transactions based on the transaction amount. Please refer to the table below for details on the forex charges:

Foreign Currency Transaction Charges	Up to 3% of the transaction amount

Disclaimer: The above-mentioned fees and charges are subject to change as per changes in the issuer’s policies.

Canara Bank Credit Card Balance Transfer

Another type of Canara Bank Credit Card charge and fee you must know about is the balance transfer fee. This fee is incurred when you move the balance from another card to a Canara Bank Credit Card.

It is usually calculated as a percentage of the amount you transfer to the new card.

Canara Bank Credit Card Late Payment Charges

If you fail to pay at least the minimum amount due by the payment due date, the card provider applies late payment charges. It generally depends on the amount due. In addition to this charge, interest also applies to the balance amount till you repay the entire due amount.

Refer to the table below to know the late payment charges:

Late Payment Charges	₹250 + GST in addition to existing service charges (2.5% p.m., i.e. 30% p.a.) on carried-over balance

Disclaimer: The above-mentioned Canara Bank credit card fees and charges are subject to change as per changes in the issuer’s policies.

Other Fees and Charges on Canara Bank Credit Cards

If you use certain other services, different types of Canara Bank credit card charges & fees will apply. These may include:

Types of Charge	General Range
Copy of charge slip	₹100
Collection charges for outstation cheques	₹100 per instrument + other bank charges, if applicable
Card replacement fee	₹300 per card
Cheque dishonour charges or unsuccessful payment instructions	₹50
EMI processing fee	2% of the transaction amount with a minimum of ₹100 and a maximum of ₹200

Disclaimer: The above-mentioned fees and charges are subject to change as per changes in the issuer’s policies.

DISCLAIMER

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Other Bank Credit Card Fees & Charges

Are there any charges associated with Canara Bank Credit Cards?

Yes, various types of Canara Bank credit card fees and charges apply, depending on the type of card you choose. These include fees and charges for card replacement, cash withdrawal, getting add-on cards, etc.