Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard

Here’s why this rewards credit card is an ideal pick:

Joining Fee	0 - ₹999
Annual Fee	₹999  - Waived off on spending ₹75,000 or more in the preceding year
Suitable for	Rewards on shopping
Key Feature	10X reward points on eligible transactions
Joining Bonus	4,000 reward points*

The rewards portal of DBS Bank is called DBS Delights, which brings you a range of redemption offerings. 

 

The reward points you earn are called ‘cash points’ and you can redeem them in the following ways:

• Against outstanding credit card bills

• For gift vouchers

• For hotel reservations

 

Here is how the rewards program works for the Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard:

A. Reward Points 

• You get 10X reward points on all transactions, except flight tickets, done on the DBS Cards+ IN App

• You also get an additional 18 points, for every ₹200 spent, up to 3000 points per month

 

Here is an example :

Disclaimer: The above example is for illustration purposes only. 

• You get 5X reward points on eligible payments when you spend ₹10,000 in a month

• Moreover, you get 8 extra points for every ₹200 spent thereafter, up to 3,000 points per month 

 

Note: While estimating milestone spends on your card, fuel spends and cash withdrawals are counted but not rewarded. Utility payments, rental spends, and wallet loading are neither counted or rewarded. 

 

Here is an example:

Disclaimer: The above example is for illustration purposes only. 

• You earn 2X reward points on every ₹200 spent, except on rent, fuel, cash withdrawals, wallet loading, and utility bills. Since the ₹10,000 milestone has already been crossed in the example above, it is not applicable.

B. Redemption Process

Once you have accumulated reward points, you can log in to your credit card account through the DBS Cards+ IN App. You can then have a look at the DBS Delights catalogue and redeem points against a range of options. Make sure you account for the rewards redemption fee of ₹99. 

C. Expiration 

All the reward points you collect are valid only for 24 months after you earn them. The value of 1 cash point = ₹0.25.

D: Example of Savings

With reference to the examples above, here is a look at what your annual expenses and savings will look like: 

Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying. 

 

Based on these illustrations, your savings with the Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard every year can cross ₹6,500. 

Check out the table below to understand the different fees associated with your card: 

Note: A Goods & Services Tax (GST) of 18% is applicable on all the charges mentioned above.

 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

Keep the following Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard eligibility terms in mind before you apply:

• Between 21 and 70 years of age 

• Creditworthy, with a score of 720 and more

• Indian resident living at a serviceable PIN code

• Salaried or self-employed with a regular income
  
  

Documents Required

Here is a list of general documents you can keep handy to facilitate a smooth application process: 

• Proof of Identity:

  • Aadhaar card

  • PAN card

• Proof of Address:

  • Ration card

  • Utility bill (electricity, water, landline)

• Proof of Income:

  •  Form 16, salary slips (past 2-3 months)

  • Income Tax Returns (ITR)

To get the Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard, apply online on Bajaj Markets. Go through the steps given below to know how to apply:

1. Click on ‘Check Eligibility’ and you will be redirected to the Bajaj Finserv website

2. Fill in your mobile number followed by the One-Time Password (OTP) received on your phone

3. Check the pre-filled details 

4. Apply for the card 

5. Click on ‘Submit’ and complete your application

In case of any questions, reach out to DBS Bank's customer care executives via phone or email:

• Call 1860 267 6789 from within India or +9144 69046789 if you are travelling overseas 

• Email supercardcare@dbs.com