DBS Bank 5X Plus Rewards Credit Card

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Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard

In collaboration with Bajaj Finserv, the Development Bank of Singapore Ltd. (DBS) has issued the Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard. This co-branded credit card comes with a range of benefits that include:

Accelerated reward points
Fuel surcharge and annual fee waiver
Complimentary airport lounge access
Special discounts

This DBS Bank credit card comes with an annual fee of ₹999 plus GST. This, coupled with a variety of benefits, makes the credit card a rewarding one to have in your wallet.

Read on to know more about the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card and how you can apply for this credit card.

Features and Benefits of the Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard

Here are some of the notable characteristics and perks of the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card:

1. Reward Earnings

1X Rewards: For every ₹200 you spend using this card, you can get 2 cash points, which will reflect in your credit card account. These rewards are available against fuel and cash withdrawal transactions.

5X Rewards: If your monthly spending reaches the milestone of ₹10,000, you can get 5X reward points. This means that for every ₹200 you spend over and above ₹10,000, you will earn 8 cash points. Your fuel and cash withdrawals are also taken into account to calculate the monthly spend. However, they are not eligible for reward points.

10X Rewards: For all your spending on the rewards platform on the DBS Card+ IN app, you will earn 10X reward points. In addition to this, you will get 18 cash points each time you spend ₹200, over and above the 1X reward points milestone.

2. Welcome Bonus

With this credit card, you get 4,000 cash points when you pay the joining fee and initiate your first transaction. The first transaction has to take place within 60 days (2 months) of issuance.

3. Membership Benefit

Get cash points equivalent to a 20% discount (up to 2,000 points) for eligible subscription packages available on the DBS Card+ IN app. The subscription packages that are eligible for the discount include:

Bloomberg Quint
Business Today
Gaana Plus
Livemint
MediBuddy
Prime
Reader’s Digest
SonyLiv
Zee5

4. Fuel Surcharge Waiver

You can enjoy a fuel surcharge waiver of up to ₹100 per statement cycle on amounts spent between ₹400 and ₹4,000.

5. Redemption of Reward Points

You can easily redeem the reward points earned on this credit card and enjoy exciting offers and discounts. Here is how:

Redeem points on the DBS Card+ IN app for gift vouchers
Redeem against the outstanding balance on your credit card
Redeem on hotel bookings through the DBS Card+ IN app

6. Healthcare Benefits

A 12-month complimentary pre-activated membership to Bajaj Finserv Health app is also available through this credit card. With it, you can get online doctor consultations, make bookings, enjoy discounts, and more.

7. Hassle-free EMI Conversion

With the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, you do not have to make upfront payments for purchases above ₹2,500. Instead, you can convert the payment into easy and affordable EMIs.

8. EMI Network Savings

You can enjoy cashback of up to 5% on any No Cost EMI loan down payment made at any Bajaj Finserv partner store.

9. Contactless Payments

With the tap-and-pay feature, you can make contactless payments without any hassles.

10. Interest-free Cash Withdrawals

With this card, you can withdraw cash from an ATM without having to pay any interest for up to 50 days. This way, you can take care of your emergency cash requirements without any stress.

In addition to these features and benefits, you can also enjoy an annual fee waiver for the following year. This is available on spending ₹75,000 or more in a year. You can also get complimentary access to domestic airport lounges four times every year, one for each quarter.

For any additional queries on the redemption of reward points or the terms and conditions, you can visit www.go.dbs.com/rewardsredemption.

Membership of Bajaj Finserv Health Prime on the Bajaj Finserv Health App

As mentioned, the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card also offers a complimentary 12-month subscription for the Bajaj Finserv Health app. With this subscription, you can take care of your health requirements and enjoy the following benefits:

Discount of up to 20% on medicines and pharmaceutical spends
Teleconsultations with specialised doctors, with the first three at a cost of ₹75
Health check-ups
Discount of up to 10% at network hospitals

The benefits of access to the Bajaj Finserv Health app get renewed every year when you pay the fees.

Similar Credit Cards Offered by DBS Bank

In addition to the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, the bank offers another credit card – the Bajaj Finserv DBS Bank 5X Rewards SuperCard. This card is very similar to the 5X Plus Reward SuperCard, with a few differences.

Here is an overview of these cards and their benefits:

Benefit	Bajaj Finserv DBS Bank 5X Plus Reward SuperCard	Bajaj Finserv DBS Bank 5X Rewards SuperCard
Annual Fee	₹999 + GST	₹499 + GST
Welcome Bonus	4,000 cash points on 1st transaction	2,000 cash points on 1st transaction
Annual Fee Waiver	Applicable on annual spends above ₹75,000	Applicable on annual spends above ₹50,000

Disclaimer: The above-mentioned details are subject to change at the issuer’s discretion.

Eligibility Criteria and Documents Required

In order to get the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, you will need to meet certain eligibility criteria and submit a few documents. Here is an overview of these requirements:

1) Eligibility Criteria

You must be an Indian resident aged between 21 and 70 years
You must have a stable and regular income
You should have a credit score of 720 or above

2) Document Requirements

KYC documents like Aadhaar card and PAN card
Passport
Marriage certificate
Gazette certificate

How to Apply for the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card

You can apply for the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card through Bajaj Markets in just a few simple steps outlined below:

Step 1: Click on the ‘APPLY NOW’ tab on this page
Step 2: Enter your mobile number and other details
Step 3: Click on the ‘NEXT’ option
Step 4: Choose the card you wish to apply for
Step 5: Enter the details mentioned in the application form
Step 6: Complete your KYC process

Once you complete the procedure, your application will be processed. Upon approval, your card will be ready for use. All you need to do is use the mobile app and activate your credit card.

Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card Customer Care

If you have any queries regarding the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, you can contact the customer care team. For this, you can use either of the options mentioned below:

Contact number: 1860-267-6789, +91-4469046789 (international)
Email: supercardcare@dbs.com

Fees and Charges of the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card

Here is an overview of the fees and charges associated with the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card:

Particulars	Fees and Charges
Joining Fee	₹999 + GST
Add-on Card Issuance Fee	Nil
Finance Charges	45% p.a. (for those having a credit card history) 48% p.a. for others
Cash Advance Transaction Fee	2.5% of cash withdrawals from an ATM, subject to a minimum of ₹500
Late Payment Fee	Nil to 10% of outstanding balance (max. ₹1,299), depending on the balance amount

Disclaimer: Aforementioned charges of the card are subject to changes at the discretion of the issuer.

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Can I apply for a Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card if I do not have an Aadhaar Card?

One of the most essential documents needed to apply for this card is the Aadhaar Card. As such, proceeding without an Aadhaar number is not possible.

What are the fees and charges on the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card?

The annual charge for this card is ₹999, exclusive of GST. In addition to this, other charges include finance charges and cash withdrawal charges, among others.

How to apply for the 5X Plus Rewards credit card?

You can apply for the Bajaj Finserv DBS Bank 5X Plus Rewards credit card on Bajaj Markets following a simple digital process. All you have to do is visit the cards page on the official website or app and enter the required details. Once you choose the card, submit the necessary documents. Upon approval, you can activate and use the card.

What makes the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card unique?

Apart from handling your daily credit needs, this card assists you with requirements for emergency cash through interest-free withdrawal of cash.

You also get features such as accelerated rewards, complimentary Bajaj Finserv Health Prime membership, cashback, and easy EMI conversions. You also get to enjoy complimentary airport lounge access, subscription discounts, fuel surcharge waivers and more.

What are the eligibility criteria for the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card?

To be eligible for this card, you would need to be an Indian resident between the age of 21 and 70 years. You also need a stable income source and a credit score of 720 or more.

What do you mean by accelerated cash points, and how can I earn them?

This means that you can earn cash points of up to 5X on exceeding the monthly milestone of ₹10,000.

What can I do if my Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card is lost or stolen?

In the event of any loss, damage, or theft, block your credit card immediately. You can then request a reissue or replacement of the card.

To block your card, go to the DBS Card+ IN app and click on the ‘Settings’ option on the dashboard. Now, you can choose between options such as ‘Report lost or stolen’ and/or ‘Replace damaged card’.

Can the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card PIN be changed?

Yes, you can change the PIN of your card using the DBS Card+ IN app. Click on the ‘Settings’ option from the app’s dashboard and select the ‘Change Card PIN’ option to reset the PIN.

When will I receive my Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card once I apply for it?

It takes about 7 days from the approval date of your credit card application for the card to be delivered. You will be notified of your application’s approval, and the card will be dispatched to the address you have provided.

What are the documents required to be eligible for the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card?

The documents that you need to provide to apply for this card include Aadhaar card, marriage certificate, Passport, PAN Card, and Gazette certificate.