Bajaj Finserv DBS Bank Credit Cards - Fees & Charges

While DBS Bank offers a wide range of credit cards, each card variant is subject to certain fees and charges. Some of the typical DBS Bank Credit Card fees are levied:

• When you swipe your card at POS terminals

• When you withdraw cash from an ATM

• When you exceed the card’s limit

Discover the types of Bajaj Finserv DBS Bank Credit Card charges associated with the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card

A joining fee is a one-time payment that you make to get the services of a credit card. The annual fee, however, is recurring. It starts from the second year onwards.

The annual fee must be paid at the end of each calendar year. However, specified cards may waive the annual fee when you meet a specific spending milestone.

Disclaimer: The aforementioned fees are subject to change at the bank’s discretion.

Among the various types of Bajaj Finserv DBS Bank Credit Card fees levied are the cash withdrawal charges. The bank levies these charges when you use your credit card to withdraw cash from ATMs. However, you can only withdraw amounts up to your card's specified withdrawal limit. 

Disclaimer: The aforementioned charges are applicable to certain cards based on the issuer’s discretion. Kindly check the bank website to get the list of Bajaj Finserv DBS Bank Credit Card charges and fees.

The issuer applies a transaction charge on foreign currency transactions. It may also be called a foreign transaction charge or foreign currency conversion charge. The bank levies this charge when you use your credit card to buy from foreign merchants or from native merchants registered abroad.

View the table to learn more about the Bajaj Finserv DBS Bank Credit Card forex charges. Note that these charges vary based on the location, currency, and registration of the merchant you are transacting with.

Disclaimer: The aforementioned charges are applicable to certain cards based on the issuer’s discretion. Kindly check the bank website to get the list of Bajaj Finserv DBS Bank Credit Card fees and charges.

You can transfer the outstanding bill amount from an existing card to a new one. However, the bank may levy certain charges for the same.

This fee varies from one issuer to another and depends on the card variant you have. See the table below to learn about these charges.

Upon surpassing your sanctioned limit, DBS Bank adds certain charges to your card. To avoid this charge, carefully read the terms and conditions of your card to know its spending limit.

See this table and know the over-limit penalty levied by DBS Bank on its credit cards. 

Disclaimer: The DBS Bank Credit Card charges and fees are subject to change at the bank’s discretion.

If you are unable to pay your bill on time, the card issuer will levy late payment penalties. The issuer will also add your previous bill amount to this late payment fee.

If you fail to pay the minimum amount due, the bank will levy late payment charges as per the following table: 

Disclaimer: The aforementioned charges are applicable to certain cards based on the issuer’s discretion. Kindly check the bank website to get the list of DBS Bank Credit Card charges and fees.

Apart from these fees and charges, DBS Credit Cards often incur certain accompanying charges and fees. Study the following table to know more about these additional charges to help you choose the right card variant.

Disclaimer: The aforementioned charges are applicable to certain cards based on the issuer’s discretion. Kindly check the bank website to get the list of DBS Bank Credit Card charges & fees.