DBS Bank SuperCard Limit

• Step 1: Visit the DBS official Internet banking site.

• Step 2: Log in to the site using your customer ID and PIN.

• Step 3: Complete the required authentication process.

• Step 4: Choose the option of Credit Card Summary under the ‘Cards’ section.

2. Bajaj Finserv DBS Bank SuperCard Mobile App

• Step 1: Install the DBS Card+ IN App on your mobile.

• Step 2: Log in to the app using your User ID and PIN.

• Step 3: Tap on the ‘Manage Cards’ option and choose the credit card you wish to select.

 

• Step 4: View your credit limit within minutes on your mobile screen.

 

 

Alternatively, you may also contact the customer care team on the following toll-free numbers:

• 1860 267 6789 for local customers

• +91 4469046789 for overseas residents

3. Bajaj Finserv DBS Bank SuperCard Statement

You can check the Bajaj Finserv DBS Bank SuperCard statement to know your credit limit. However, while you can access your credit card statement on the DBS Card+ IN app, there’s an alternate way to go about this. 

 

All you have to do is email the customer care team at supercardcare@dbs.com. You may also contact the team via the toll-free numbers mentioned above. With these easy and simple methods, you can check the DBS card limit instantly.

Your eligibility criteria play a crucial role in deciding the credit limit of the  DBS Bank SuperCard. The income you earn and your age help the bank to fix your maximum credit limit. In case you have multiple income sources, mentioning them in your credit card application can help you get a better limit. 

2. Credit Score

A credit card is an unsecured credit instrument, and you don’t have to pledge any collateral. As such, your credit score plays a critical role in determining your eligibility. Before assigning the DBS credit limit, the bank may analyse your credit report and score. Therefore, the higher the credit score, the better the chances of availing a high credit card limit! 

 

Maintain a good credit score of 720 or above to avail the DBS Bank SuperCard. Furthermore, for a first-time credit user, the bank usually sets a lower limit. This may be raised eventually depending on your regularity in payments and credit management. 

3. Income-Debt Ratio

While your income is crucial in deciding the DBS Bank credit card limit, understand that a higher income alone can’t fetch you a high limit. This is because banks also assess your income-debt ratio. This ratio is based on your current debt obligations and your total income. 

 

The total number of debts you owe also plays an accounting factor in determining the limit of the Bajaj Finserv DBS Bank SuperCard. Simply put, a high debt-to-income ratio could result in a low credit card limit and vice versa. However, by using your credit limit wisely, you can increase the limit gradually.

4. Other Credit Cards

If you own multiple credit cards, the bank may analyse all your existing card limits before setting up the limit. For instance, if you have a limit of 1,00,000 on your existing card, the new card may not have a much higher limit. 

 

So, the credit limit of your multiple cards plays a vital role in fixing your credit card limit. 

5. Other Factors

Apart from these, a few other non-income based parameters may also be assessed by the bank before deciding the credit limit. From monitoring your shopping behaviour to  travelling expenses, the bank considers them before determining the credit limit.

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