Get unlimited cashback on every transaction and other benefits with the Flipkart Axis Bank Credit Card.
The Flipkart Axis Bank Credit Card is a co-branded card that offers unlimited cashback on transactions made on popular online apps. This includes Uber, Myntra, Swiggy, etc. You can make seamless online and offline payments with this virtual card. Once issued, you can begin using it immediately and receive welcome benefits.
This card could be suitable if you want exciting features, such as unlimited cashback, fuel surcharge waiver, and more. Here are some of the benefits of the Flipkart Axis Bank Credit Card in detail:
Get welcome benefits worth ₹600
Receive Flipkart vouchers worth ₹500 on your first transaction with the credit card
Get an instant discount of 50% up to ₹100 on your first Swiggy order
Enjoy unlimited cashback of 5% on Flipkart and Cleartrip transactions
Get unlimited 4% cashback on select merchant platforms
Earn unlimited cashback of 1% on other eligible spending categories
Enjoy fuel surcharge waiver of 1% on your fuel purchases at all fuel stations across the country on transactions between ₹400 and ₹4,000
Enjoy up to 4 complimentary visits at select domestic airport lounges in a calendar year for minimum spends of ₹50,000 in the last 3 months
Enjoy EMI offers on Flipkart purchases on any transaction of more than ₹2,500
With Axis Bank Dining Delights, enjoy a 15% discount of up to ₹500 at more than 10,000 partner restaurants with EasyDiner
Being aware of the charges associated with a card is essential to make an informed choice. Refer to the following table to know the fees levied when you use the Flipkart Axis Bank Credit Card:
Particulars |
Fees and Charges |
Joining Fee |
₹500 |
Annual Fee |
₹500 from 2nd year onwards; waived off on annual spends of more than ₹3,50,000 |
Add-on Card Joining Fee |
Nil |
Add-on Card Annual Fee |
Nil |
Card Replacement Fee |
Nil |
Cash Payment Fee |
₹100 |
Duplicate Statement Fee |
Waived |
Charge Slip Retrieval Fee or Copy Request Fee |
Waived |
Outstation Cheque Fee |
Waived |
Mobile Alerts for Transactions |
Free |
Hot listing Charges |
Nil |
Balance Enquiry Charges |
Waived |
Finance Charges (Retail Purchases and Cash) |
3.6% per month (52.86% per annum) |
Cash Withdrawal Fees |
2.5% (Minimum ₹500) of the cash amount |
Overdue Penalty or Late Payment Fees |
|
Over Limit Penalty |
2.5% of the over-limit amount (Minimum ₹500) |
Cheque Return or Dishonour Fee or Auto-debit Reversal |
2% of the payment amount subject to a minimum of ₹450 and maximum of ₹1,500 |
Surcharge on Purchase or Cancellation of Railway Tickets |
As prescribed by IRCTC or the Indian Railways |
Foreign Currency Transaction Fee |
3.5% of the transaction value |
Reward Redemption Fee |
No |
Rent Transaction Fee |
1% capped at ₹1,500 per transaction |
Dynamic Currency Conversion Markup |
1% on international transactions in Indian currency outside India or transactions in Indian currency with merchants in India but registered abroad |
Disclaimer: The above-mentioned fees and charges are subject to change at the discretion of the issuer.
Before you apply for a credit card, check whether you meet the issuer’s parameters, helping you avoid rejections. Here are the eligibility criteria:
You must be a resident of India
You must be between the ages of 18 and 70 years
Kindly note that these criteria are only indicative, and the bank reserves the right to decline or approve applications.
Being aware of the paperwork requirements beforehand is crucial. This will help gather all the documents and make the application process more seamless. Here are the paperwork requirements:
PAN card or Form 60
Proof of Income: Latest payslips, Form 16, or Income Tax Return
Proof of Residence: Driving Licence, electricity bill, or landline telephone bill
Note that this is not an exhaustive list, and the issuer can ask you to submit additional documents.
If you are a frequent traveller, you may be looking for a credit card with complimentary airport lounge access. With the Flipkart Axis Bank Credit Card, you enjoy 4 free airport lounge visits at select domestic airport lounges in a calendar year by spending at least ₹50,000 in the last 3 months.
You can access the following airport lounges with these co-branded credit cards:
City |
Airport Lounge Name |
Terminal |
Bangalore |
BLR Domestic Lounge |
Domestic T1 |
Bangalore |
080 Domestic Lounge |
Domestic T2 |
Chennai |
Travel Club Lounge A |
Domestic T1 |
Chennai |
Travel Club Lounge B |
Domestic T1 |
Mumbai |
Travel Club Lounge |
Domestic T1C |
Mumbai |
Adani Lounge |
Domestic T2 |
Kolkata |
Travel Club Lounge |
Domestic T1 |
Hyderabad |
Encalm Lounge |
Domestic T1 |
New Delhi |
Encalm Lounge |
Domestic T1 |
New Delhi |
New Delhi Domestic T2 Lounge |
Domestic T2 |
New Delhi |
Encalm Lounge |
Domestic T3 |
You can apply for the Flipkart Axis Bank Credit Card online easily from the comfort of your home. Know that this particular card is not available on Bajaj Markets.
Here are the steps you need to follow:
Visit the official website of Axis Bank
Click on ‘Explore Products’ on the homepage
Go to the ‘Credit Cards’ section
Find the ‘Flipkart Axis Bank Credit Card’ and click on ‘Apply Now’
Choose whether you are a new or existing customer
Enter the required details on the next page and complete the application process
You can contact the customer care team of Axis Bank in case of any queries or grievances. Here are the various ways through which you can connect:
Call: 1-860-419-5555, 1-860-500-5555, 1-800-103-5577
SMS: Type in the following codes for various services and send to 56161600 or +919951860002:
ACA - Credit Card Activation
CCP - Credit Card Payment
CARDBAL - Credit Card Balance
AVAILBAL - Credit Card Available Balance Limit
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
You can generate a PIN for your card in various ways, online and offline. You can do it online via net banking or a mobile app. The offline methods include visiting the ATM or your nearest bank branch.
This may be suitable for those who seek cashback discounts, travel benefits, and more, along with exciting welcome benefits.
No, this card is not lifetime-free. You need to pay an annual fee of ₹500 from 2nd year onwards. However, it can be waived off on exceeding annual spends of ₹3.5 Lakhs.
While this card does not provide reward points, you get cashback on every transaction of up to 5%. You also get other perks like discounts, fuel surcharge waivers, free airport lounge access, etc.
The joining and annual fees of this credit card are ₹500. The annual fees can be waived if you spend more than ₹3,50,000 in a calendar year.
Yes, this card offers 4 free lounge visits at select domestic airport lounges in a calendar year. To access this facility, you need to spend a minimum of ₹50,000 in the last 3 months.
The Flipkart Axis Bank Credit Card is a co-branded card offered by Axis Bank and Flipkart. With this card, you can get extensive cashback benefits and enjoy a seamless payment experience.
The credit limit for this credit card is decided by the issuer based on your creditworthiness. They consider numerous factors, including your age, income, employment, etc.