HDFC Business Regalia Credit Card

The HDFC Business Regalia Credit Card belongs to the lifestyle category that caters to the needs of premium and super-premium customers. This card boasts several best-in-class rewards, which ensures that you save big on your business-related as well as personal spending.

 

The benefits of this credit card span across different categories, which include shopping, dining, travel, entertainment, and more.

The following are the perks and characteristics of the HDFC Bank Business Regalia Credit Card:

1. Business-related Benefits

• This card offers a 50-day interest-free period on business payments

• It also allows you to earn 5% cashback on essential business expenses like payment of utility bills and tax payments

• You also get to enjoy pre-approved loans and cash withdrawals on your business credit card

2. Dining Benefits

• Up to 20% discounts on restaurant bills paid through Swiggy DineOut

3. Fuel Surcharge Waiver

• A waiver of 1% is available on fuel surcharge on transactions between ₹400 and ₹5,000

4. Airport Lounge Access

• Complimentary lounge access at domestic airports for up to 12 times, and 6 visits to international airports lounges in a calendar year

5. Milestone Benefits

• 10,000 bonus reward points on spending over ₹5 Lakhs in the anniversary year

• Additional 5,000 reward points on spending more than ₹8 Lakhs in the anniversary year

6. Rewards Program

• This card offers 4 reward points on every retail transaction worth ₹150

• You can redeem these points for discounts on purchases made on Smartbuy or through Netbanking 

7. Zero Liability on Lost Card 

• In case of loss and theft of the card, report immediately to 24x7 HDFC Credit Card customer care

• You will have zero liability for any fraudulent transactions made on your card

The following table presents the fees and charges associated with the HDFC Business Regalia Credit Card:

Disclaimer: The credit card specifics provided in the table above are subject to the issuer’s policies. Check these details on the issuer’s website before applying.

 

Here are the eligibility criteria and documents required for HDFC Bank Business Regalia Credit Card:

1. Eligibility Criteria 

• Applicant should be between the age of 21-65 years

• Cardholder must be a self-employed businessman or professional

• The applicant should either be a resident of India or a non-resident Indian

• ITR of more than ₹12 Lakhs in a year

2. Documents Required 

• A copy of the PAN card or Form 60 

• Colour photograph 

• Income tax returns with computation sheet

• Residence proof and identity Proof

Applying for an HDFC Business Regalia Credit Card is very easy. Once you have evaluated the different HDFC Bank Credit Card types and decided on the one for yourself, it is time to apply for the same. To get the best HDFC Bank Credit Card online, you can apply via the bank’s official website.

You can apply for credit cards from other leading issuers on $$BrandName$$%. The process is quick, easy, and you can compare the top offers with ease before applying.