Applying for a credit card is just the first step towards enjoying the benefits of the card. It is important to check if your application is on hold, rejected, or approved, to take the necessary steps.
You can easily track the status of your application online or offline. Simply use your application reference number, date of birth, or application form number along with your registered mobile number. Keeping updated helps you take a call on whether you need to get in touch with the customer care team or apply for a different credit card.
While tracking the current HDFC Bank credit card application status, you may come across certain terms. It is crucial to know how to decode these to understand the status of your application.
Check out the table below to find out the meanings of various HDFC Bank credit card status updates.
Application Status |
Meaning |
In-progress |
It means that your HDFC Bank credit card application is under review, and the final decision is pending. |
On Hold |
It means the bank requires more information to evaluate your application. This could happen when there are discrepancies in the information provided. |
Approved |
It means that the bank duly approved your credit card application and is in the process of dispatching the card. |
Dispatched |
It means that your credit card has been couriered to your registered address. Tracking the shipment can help you estimate the delivery date. |
Rejected |
It means that your HDFC Bank credit card application did not get approval from the bank during the review. You may need to contact the bank and understand the details, in order to reapply. |
No Records Found |
It means that the information you entered was incorrect. You can try refreshing the page and entering the correct details. Contact the bank’s customer care number for further clarity. |
In case your application is rejected, you can contact the bank’s customer care to find out the exact reason. Either you can wait for 6 months before filing a fresh application or apply for another credit card that you qualify for.
Your HDFC Bank credit card application may be rejected due to many reasons like:
You can visit a branch or call customer care to seek guidance and understand the reason behind the rejection.
There are alternative options available to check your HDFC Bank credit card application status. You can track it using your application form number or birth date.
HDFC Bank generally takes around a couple of working days to process your credit card application.
When you successfully submit your application, you will get a reference number. You can use it to check your application status post 2-3 days.
Yes, you can check your application status even without a reference number. You can use the application form number or your date of birth to check your card’s application status.
To check your HDFC Bank credit card application status, you need either:
You can check your HDFC Bank credit card application status even if you do not have access to the Internet. Simply call the HDFC Bank toll-free number 1800 1600 or 1800 2600 from your registered mobile number.
Once you connect with a bank representative, provide the required details to get a status update. Alternatively, you can also visit an HDFC Bank branch to know your credit card status.
Once you apply for an HDFC Bank credit card, the bank will review your application and the accompanying documentation. This process may take a few days. During this time, your HDFC Bank credit card application status may show up as ‘In Progress’ or ‘Under Review’.
You can check the status once again after a few days to see if there has been any change.