How to Check HDFC Bank Credit Card Balance

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How to Check Your HDFC Bank Credit Card Balance

Keeping track of your credit card balance is crucial for responsible spending. Doing so can help you avoid unnecessary debt and charges. Regularly monitoring your balance also ensures you can manage your repayments effectively and avoid overspending.

HDFC Bank enables you to check the available balance on your credit card efficiently through several online and offline methods. You can utilise online methods like internet banking or the mobile banking app for ultimate convenience.

How to Check HDFC Bank Credit Card Balance Through Internet Banking

Internet banking is a convenient method for managing your credit card account online. To check the HDFC Bank credit card balance online through this facility, follow these steps:

Log into your account with your Customer ID and password
Navigate to the ‘Cards’ section
Find your credit card account overview to view details like your current balance, available credit limit, and recent transactions

How to Check HDFC Bank Credit Card Balance Through the Mobile App

The bank also offers a user-friendly mobile app, which makes checking your credit card balance simple. After downloading the mobile banking app, follow these steps to check your card’s balance:

Log in using your credentials or mobile number
From the dashboard, select the ‘Credit Card’ option
You can view your card details like its outstanding balance, available credit limit, and detailed transaction history

You can also make payments or access other card services with this app. It is an all-in-one solution for managing your credit card on the go.

How to Check HDFC Bank Credit Card Balance via SMS

You can also check the HDFC Bank credit card balance via SMS if you prefer not to use online services. Simply send an SMS with the designated code to 5676712.

How to Check HDFC Bank Credit Card Balance Through Customer Care

To check your card balance by speaking to a representative, you can contact the bank’s customer care team. You can request your account balance, available credit, recent transactions, and more. Customer care can also assist with payment queries and other card-related issues.

HDFC Bank’s credit card customer care is available 24X7. Here is how you can contact the customer service team:

Card Type	Customer Care Number
All Domestic Credit Cardholders (Except Diners Black Credit Card and Infinia Credit Card)	1860 267 6161/1800 202 6161
Customers Travelling Internationally	+91 22 61606160
Customers with the Diners Black Credit Card	+91 22 61717606
Customers with the Infinia Credit Card	+91 22 61717606

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The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for information, and under no circumstances the information provided hereinabove is intended to be a source of advice or recommend any financial advice or endorsement of any sort.

The information, including interest rates or fees about any credit card provided on this website, is gathered through publicly available sources over the internet and is considered accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes, etc., as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk, and the User should exercise due care prior to taking any decision on the basis of the information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before applying or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of trademarks, tradenames, logos and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Can I check the balance on my HDFC Bank credit card without using the internet?

Yes, you can use the phone banking service to speak with a customer service executive about your credit card statement balance. Alternatively, you can send an SMS to the bank's number for the same enquiry.

Is there a cost associated with using a credit card balance-checking service?

There is no fee associated with this service. However, there may be a fee charged by the network service provider for sending an SMS.

Can someone use an unregistered cell phone number to check their credit card balance by SMS?

No, the phone number you use for this service needs to be officially registered with the bank to check the credit card balance via SMS.

Is a PIN required to use an ATM to check a credit card's balance?

Yes, entering the PIN is necessary to use an ATM to check a credit card’s balance.

Which method is the quickest and most convenient?

Netbanking and mobile banking apps offer the fastest and most convenient ways to check your balance 24X7.

Can I use the Mobile Banking App to see recent transactions?

Yes, a mobile banking app lets you view your current balance and recent credit card transactions.

How often does my monthly statement show my balance?

Your monthly credit card statement typically reflects your balance as of the statement's closing date. The statement may arrive by email or post, depending on your preference.

Is there a fee for checking my credit card balance?

Generally, there are no charges for checking your balance through online or SMS banking methods. However, charges might apply for phone banking inquiries.

How to check the HDFC Bank credit card balance by missed call service?

Ensure your mobile number is registered for the service to check your HDFC Bank balance via missed call. Then, all you need to do is give a missed call to the toll-free number 1800-270-3333.