HDFC Indian Oil Credit Card: Learn Features, Benefits & How to Apply?

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What is HDFC IndianOil Credit Card?

Launched in collaboration with Indian Oil Corporation, the IndianOil HDFC Bank credit card lets you save a significant sum of money on your fuel expenses. IndianOil Credit Card is best suited for individuals who prefer Indian Oil for refuelling their vehicle. With the IndianOil HDFC Bank credit card, one can get up to 50 Litres of Free fuel annually. Want more? You even get welcome gift vouchers, contactless advantage, premium security, and much more on this credit card.

HDFC IndianOil Credit Card Benefits & Features

Fuel Benefits

Earn 5% of the spends as Fuel Points at IndianOil outlets and on Groceries and Bill Payments. Get up to 50 Litres of Free fuel annually. Also, earn 1 Fuel Point for every ₹150 spent on all other purchases

Welcome Benefit

With your IndianOil HDFC Bank credit card, you'll get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership. Under this membership, you can redeem Fuel Points for free fuel.

Fuel Surcharge Waiver

Avail 1% fuel surcharge waiver for fuel transactions performed at any fuel stations across India. The waiver is valid on card transactions over Rs. 400 and the maximum surcharge waiver is capped at Rs. 250 per statement cycle.

Zero Liability on Lost Card

In case of loss and theft of the card, report immediately to 24x7 HDFC credit card customer care and you'll have zero liability on any fraudulent transactions made on your card.

Milestone Benefit

Get your first-year membership fee waived off on spending Rs. 20,000 and above in the first 90 days of issuing your card.

Fees & Charges on HDFC IndianOil Credit Card

Description	Charges
Annual Fee	Rs. 500 Waived upon spends of Rs. 20,000 in 90 days
Renewal Fee	Rs. 500 Waived upon spends of Rs. 50,000 in 12 months
Add-on Card Joining Fee	NIL
Add-on Card Annual Fee	NIL

Eligibility & Documentation for HDFC IndianOil Credit Card

1. Eligibility Criteria for HDFC Indian Oil credit card

A salaried individual should be between the age of 21-60 years with a net monthly income of greater than Rs. 10,000 per month.

A self-employed individual should be between the age of 21-65 years and must have filed an ITR of more than Rs. 6 Lakhs in a year.

The applicant should either be a resident of India or a non-resident Indian

2. Documents Required for HDFC Indian Oil credit card

A copy of PAN card or Form 60
Colour photograph
Income tax returns with computation sheet
Residence proof and identity Proof

Offers and Rewards on HDFC IndianOil Credit Card

Sr. No.	Rewards	Value
1.	Get up to 50 Litres of Free fuel annually	50 Litres
2.	Earn Fuel Points for every spend at IndianOil outlets	5%
3.	Earn Fuel Points for every spend on groceries and bill payments	5%
4.	Earn Fuel Point for every ₹150 spent on all other purchases	1 Fuel Point
5.	Fuel surcharge waiver	1%
6.	Simply tap-and-pay at merchant terminals for purchases up to INR 5,000* without entering the PIN	Rs. 5,000

How to apply for HDFC IndianOil Credit Card?

Applying for an HDFC IndianOil Credit Card is quick and simple. Once you have evaluated the different HDFC Bank credit card types, it is time to apply for the same. Please note that HDFC Bank credit cards, including the HDFC IndianOil Credit Card, are not available on the Bajaj Markets website. However, if you are planning to get the best HDFC Bank credit card online, you can apply via the bank’s official website.

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The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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What are the different offers on HDFC Indian Oil credit card?

The HDFC IndianOil credit card comes with a plethora of benefits, such as:

Earn 5% of the spends as Fuel Points at IndianOil outlets
Earn 5% of the spends as Fuel Points on Groceries and Bill Payments
Get up to 50 Litres of Free fuel annually
Earn 1 Fuel Point for every ₹150 spent on all other purchases

Is HDFC IndianOil credit card good?

Yes, the HDFC IndianOil credit card is one of the best credit cards to save on your daily fuel expenses.

How can I make my HDFC IndianOil credit card lifetime free?

To make your HDFC IndianOil credit card lifetime free, opt for SmartPay or OneAssist or GI-EMI or Easy EMI or Balance transfer within 90 days of the issuance of your credit card.