Launched in collaboration with Indian Oil Corporation, the IndianOil HDFC Bank credit card lets you save a significant sum of money on your fuel expenses. IndianOil Credit Card is best suited for individuals who prefer Indian Oil for refuelling their vehicle. With the IndianOil HDFC Bank credit card, one can get up to 50 Litres of Free fuel annually. Want more? You even get welcome gift vouchers, contactless advantage, premium security, and much more on this credit card.
Earn 5% of the spends as Fuel Points at IndianOil outlets and on Groceries and Bill Payments. Get up to 50 Litres of Free fuel annually. Also, earn 1 Fuel Point for every ₹150 spent on all other purchases
With your IndianOil HDFC Bank credit card, you'll get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership. Under this membership, you can redeem Fuel Points for free fuel.
Avail 1% fuel surcharge waiver for fuel transactions performed at any fuel stations across India. The waiver is valid on card transactions over Rs. 400 and the maximum surcharge waiver is capped at Rs. 250 per statement cycle.
In case of loss and theft of the card, report immediately to 24x7 HDFC credit card customer care and you'll have zero liability on any fraudulent transactions made on your card.
Get your first-year membership fee waived off on spending Rs. 20,000 and above in the first 90 days of issuing your card.
Description |
Charges |
Annual Fee |
Rs. 500 Waived upon spends of Rs. 20,000 in 90 days |
Renewal Fee |
Rs. 500 Waived upon spends of Rs. 50,000 in 12 months |
Add-on Card Joining Fee |
NIL |
Add-on Card Annual Fee |
NIL |
A salaried individual should be between the age of 21-60 years with a net monthly income of greater than Rs. 10,000 per month.
A self-employed individual should be between the age of 21-65 years and must have filed an ITR of more than Rs. 6 Lakhs in a year.
The applicant should either be a resident of India or a non-resident Indian
A copy of PAN card or Form 60
Colour photograph
Income tax returns with computation sheet
Residence proof and identity Proof
Sr. No. |
Rewards |
Value |
1. |
Get up to 50 Litres of Free fuel annually |
50 Litres |
2. |
Earn Fuel Points for every spend at IndianOil outlets |
5% |
3. |
Earn Fuel Points for every spend on groceries and bill payments |
5% |
4. |
Earn Fuel Point for every ₹150 spent on all other purchases |
1 Fuel Point |
5. |
Fuel surcharge waiver |
1% |
6. |
Simply tap-and-pay at merchant terminals for purchases up to INR 5,000* without entering the PIN |
Rs. 5,000 |
Applying for an HDFC IndianOil Credit Card is quick and simple. Once you have evaluated the different HDFC Bank credit card types, it is time to apply for the same. Please note that HDFC Bank credit cards, including the HDFC IndianOil Credit Card, are not available on the Bajaj Markets website. However, if you are planning to get the best HDFC Bank credit card online, you can apply via the bank’s official website.
The HDFC IndianOil credit card comes with a plethora of benefits, such as:
Earn 5% of the spends as Fuel Points at IndianOil outlets
Earn 5% of the spends as Fuel Points on Groceries and Bill Payments
Get up to 50 Litres of Free fuel annually
Earn 1 Fuel Point for every ₹150 spent on all other purchases
Yes, the HDFC IndianOil credit card is one of the best credit cards to save on your daily fuel expenses.
To make your HDFC IndianOil credit card lifetime free, opt for SmartPay or OneAssist or GI-EMI or Easy EMI or Balance transfer within 90 days of the issuance of your credit card.
The credit card limit of the HDFC IndianOil credit card varies from person to person based on their credit score and monthly salary.