With plenty of benefits, make the most of this credit card!
Experience unparalleled luxury with the HDFC Bank Regalia Credit Card! Elevate your lifestyle and travel seamlessly with exclusive benefits. Earn up to 15,000 reward points annually, relish complimentary lounge access, and enjoy a host of privileges including 24/7 concierge services and dining discounts.
Features & Benefits
Here are some of the characteristics and perks of the HDFC Bank Regalia Credit Card:
Airport Privileges
Get an exclusive privilege of 12 complimentary visits to domestic airport lounges each calendar year. Enjoy a relaxing and comfortable preflight atmosphere. Additionally, unlock access to the 'Priority Pass' after completing 4 retail transactions, granting you up to 6 complimentary visits to international airport lounges annually.
Comprehensive Air Travel Cover
Secure your journeys with peace of mind. This credit card offers an Accidental Air Death cover worth ₹1 Crore, providing financial protection for unforeseen events during air travel. Travel with confidence, knowing that you and your loved ones are covered.
Travel Concierge Services
Experience the epitome of personalised assistance with exclusive 24/7 concierge services. Whether it's making reservations, planning itineraries, or obtaining travel-related information, our concierge is dedicated to enhancing your travel experience.
Fuel Benefits
Save on every fuel purchase with a 1% waiver on the fuel surcharge at all fuel stations across India. This cost-saving feature applies to fuel transactions ranging from ₹400 to ₹5,000. Enjoy the freedom to explore without worrying about extra fuel expenses.
Dining Benefits
Delight your taste buds and save simultaneously. This credit card offers discounts of up to 20% at various restaurants when settling bills through Swiggy DineOut. Experience culinary pleasures while enjoying exclusive savings on your dining expenses.
Renewal Benefits
Reward your spending habits. If you've spent ₹3 Lakhs in the previous calendar year, enjoy the renewal fee waiver. It's a gesture of appreciation for your loyalty and a way to make your credit card ownership even more rewarding.Here are the eligibility criteria you must meet to apply for this credit card:
For Salaried Indian Nationals:
Minimum Age: 21 years
Maximum Age: 60 years
Net Monthly Income Requirement: Greater than ₹1 Lakh
For Self-Employed Indian National:
Minimum Age: 21 years
Maximum Age: 65 years
Annual Income Tax Return (ITR) Requirement: Exceeding ₹12 Lakhs per annum
The following are the details regarding the charges associated with the HDFC Bank Regalia Credit Card:
Particulars |
Charges |
Annual Fee |
₹2,500 |
Renewal Fee |
₹2,500 |
Add-on Card Joining Fee |
NIL |
Add-on Card Annual Fee |
NIL |
Cash Advance Fee |
2.5% |
Late Fees |
₹500 + GST |
Cash Processing Fees |
₹100 |
Pre-closure Charges |
3% |
Finance Charges |
3.60% per month |
Disclaimer:The values mentioned in the table above are indicative and subject to change. Please refer to the issuer's MITC document for more details.
You have the option to apply credit card online or any other HDFC Bank Credit Card through a swift and seamless process on the official website of the issuer. It's important to note that the application for this card cannot be done on the Bajaj Markets website.
Frequently Asked Questions
How do I earn reward points on my HDFC Bank Regalia Credit Card?
You can earn reward points on your HDFC Bank Regalia Credit Card by making transactions with it. You’ll get 4 reward points for every ₹150 spent at retail outlets.
What are some of the benefits of the HDFC Bank Regalia Credit Card?
The HDFC Bank Regalia Credit Card is one of the most premium credit cards in the country. It comes with several lifestyle and travel benefits like complimentary airport lounge access, 24/7 concierge services, and more!
What is the credit limit on the HDFC Bank Regalia Credit Card?
The credit limit extended to you on your HDFC Bank Regalia Credit Card will depend on HDFC Bank’s internal policies and your credit profile. Since everybody’s credit profile is unique, there’s no way to say what the credit limit of a credit card is.
I lost my HDFC Bank Regalia Credit Card. What should I do?
Contact HDFC Bank’s customer care right away, they’ll help you block your credit card. This will ensure that no one can make unauthorised transactions with your credit card. You can also request for a new credit card to be sent over to you.
How can I redeem HDFC Regalia reward points, and what are the options available?
To redeem your accumulated HDFC Regalia reward points, follow these straightforward steps:
Visit HDFC Regalia's portal: Go to www.hdfcregalia.com and explore the various redemption options available. Choose the one that aligns best with your preferences
SmartBuy Section: Alternatively, you can opt to redeem your points against options listed in the 'SmartBuy' section on the HDFC Bank website
Remember to stay mindful of the expiration period, as points are valid for two years from the date of accumulation. It's essential to utilise your points within this timeframe to make the most of your rewards.
Is the HDFC Bank Regalia Credit Card eligible for lounge access?
Yes, this credit card can give you access to airport lounges. However, you must ensure that you check their list of airports where this card will be accepted.
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