HDFC Bank Credit Card Payment

HDFC Bank offers several online and offline modes of credit card bill payment. Depending on whether you are an HDFC Bank account holder or not, you can select the ideal HDFC Bank Credit Card payment method for yourself.

 

Read on to learn how to make HDFC Bank Credit Card bill payments online and offline.

 

*Disclaimer: HDFC Bank is not a Bajaj Markets partner. Offers would be from partner Banks/NBFCs only.\

HDFC Bank Credit Card payment options also include payment via mobile wallets. Here are the steps you need to follow to pay via various wallets:

1. Via Paytm for HDFC Bank Credit Card Bill Payment

• Install the Paytm app or visit the website

• Click on 'Credit Card Payment' under 'Recharge & Bill Payments'

• Select the '+ Pay another card' option

• Enter your credit card number and a nickname for the card (optional)

• Link your credit card to your Paytm account and complete the payment

2. Via Google Pay for HDFC Bank Credit Card Bill Payment

• Open the Google Pay app

• Select the 'Pay bills' option and click on 'Credit card bill payment'

• From the available options, choose the HDFC Bank Credit Card

• Provide your credit card number and add a nickname 

• Click on 'Link Account' and make the payment

3. Via PhonePe for HDFC Bank Credit Card Bill Payment

• Open the PhonePe app

• Click on the 'Credit Card Bill' option under 'Recharge and Pay Bills'

• Provide your credit card number and then click on 'Confirm'

• Link your PhonePe account to complete the credit card bill payment

4. Via MobiKwik for HDFC Bank Credit Card Bill Payment

• Head to web page: https://www.mobikwik.com/credit-card-bill-payment

• Provide your credit card number and the billing amount

• Click on the 'Go' option

• Complete the payment of your credit card bill by following the instructions

To make your HDFC Bank Credit Card bill payment offline, you can do so through any of the following methods:

1. HDFC Bank Credit Card Payment Through an ATM

Once the HDFC Bank credit card billing cycle is complete and the bill has been generated, you can pay the amount due through an HDFC Bank ATM. 

 

For this, visit the ATM and transfer the billed amount from your HDFC Bank savings/current account to your HDFC Bank Credit Card account.

2. HDFC Bank Credit Card Bill Payment by Cash

HDFC Bank also offers you the option to visit your nearby HDFC Bank branch and pay your credit card bill in cash. However, the bank will charge you ₹100 for this service.

3. HDFC Bank Credit Card Bill Payment Through Cheque

You can also make your HDFC Bank credit card payment by cheque. You need to draw the cheque in favour of your credit card account for the bill amount due. Then, you can drop off the same at any of the HDFC Bank ATM drop boxes available across India. 

 

Remember to mention your HDFC Bank credit card number, your name, and phone number on the back of the cheque. It usually takes three working days for the cheque to clear and complete the payment process.

 

In case of any issues related to your bill payment, you can contact HDFC Bank Credit Card customer care.

4. HDFC Bank Credit Card Bill Payment Through Standing Instructions

By registering for autopay through your HDFC Bank account, you can provide standing instructions. The bank will follow your specified instructions and deduct either the minimum amount due or the entire outstanding balance on your credit card each month. 

5. Paying Your HDFC Bank Credit Card Bill at an HDFC Bank Branch Using NEFT

HDFC Bank also allows you to make the HDFC Bank Credit Card bill payment at the branch using NEFT. You need to use the respective IFSC code of your branch. 

If you are a non-HDFC Bank account holder, here is how to make the HDFC Bank Credit Card bill payment online:

• Head to the web page: https.//pgi.billdesk.com/pgidsk/pgmerc/hdfccard/HDFC_card.jsp

• Enter your HDFC Bank card number and the due amount

• Choose your bank and click on 'PAY'

• Enter your credentials for authentication

• Confirm the bill payment amount to make the payment

• You will receive the Transaction Reference Number and confirmation after successful payment

Here is the average processing time for HDFC Bank Credit Card bill payments through different methods:

There is no need to stress about making a late credit card payment, as the bank will intimate the due date well in advance. However, it is important to maintain the appropriate balance in your account to avoid late payment charges.