Save more with cashback on all eligible transactions with the HSBC Bank Cashback Credit Card!
✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now!
Maximise your savings with cashback each time you use the HSBC Bank Cashback Credit Card. You can take advantage of this feature while dining out or shopping online. This credit card also offers waivers on annual maintenance charges.
The accelerated cashback is capped at ₹1,000. But you could get a 1.5% cashback for a range of other eligible transactions. What’s more, you can get two free Amazon vouchers when you apply.
This card offers cashback and other offers to help you save more on your purchases. The following are some of the HSBC Bank Cashback Credit Card rewards:
Cashback Benefits
Get 10% cashback on all dining, food delivery, and grocery shopping transactions.
Airport Lounge Access
Utilise one complimentary airport lounge visit at domestic airports every quarter.
Welcome Vouchers
Get an Amazon e-gift voucher worth ₹250 after completing the video verification process. Receive another Amazon voucher worth ₹1,000 when you spend at least ₹10,000 in the first 30 days of getting the card.
Annual Fee Waiver
Get a waiver on the annual fee of ₹999 when you spend more than ₹2 Lakhs in a calendar year.
Insurance Coverage
If your card is lost, you can have zero liability of up to ₹3 Lakhs. You also get emergency replacement anywhere in the world within 3 days.
Additional Perks
Take advantage of services like Balance Transfer on EMI, Cash-on-EMI, and Loan-on-Phone. You can also pay via UPI using this credit card. Also, get access to a range of discounts from partners.
*Terms and Conditions Apply. Visit the bank’s official website to learn more.
Refer to the table below to know more about them:
Type of Fee or Charge |
Amount/Time Period |
Annual Fee |
₹999 |
Joining Fee |
₹999 |
Finance Charges |
3.49% per month |
Cash Advance Fee |
2.5% of the total transaction amount or ₹500 (whichever is higher) |
Cash Advance Limit |
20% of the credit card limit |
Balance Transfer Charges |
|
Charge on Bounced Cheque/Dishonoured ECS Mandate/Unsuccessful NACH Payment |
₹500 |
Overlimit Fee |
₹500 per month |
Late Payment Fee |
100% of the minimum payment due (a minimum amount of ₹250 and a maximum amount of ₹1,200 each month) |
Forex Charges |
3.5% |
Disclaimer: Please note that the above charges may vary at the discretion of the card issuer.
If this HSBC Bank Credit Card suits your spending patterns and needs, apply for it online. This credit card is not available on Bajaj Markets. You can instead apply for it on the bank’s official website.
Here are some steps you may have to follow to apply for the HSBC Bank Cashback Credit Card:
Hover over the ‘Banking’ menu option
Choose the ‘Cashback Card’ variant under the ‘Credit Cards’ category
Click on the ‘Apply now’ button on the page
Fill in your basic information and select the ‘E-KYC Type’ as per your preference
Click on ‘Generate OTP’ and enter it to verify your details
Fill in your employment details and review the information
Complete the video KYC and attach the income documents and IDs needed
Submit the form after giving your consent
You will receive the card in a few business days if HSBC Bank approves your request.
You can connect with the customer support for queries related to the credit card. Here are the numbers to contact the HSBC Bank Credit card customer care service:
For Indian Customers: 1800 267 3456 or 1800 121 2208
- For Overseas Customers: +91-40-65118002 or +91-22-71728002
About Credit Cards Services
- Apply for Credit Card
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- Credit Card Documents
- Credit Card Eligibility Criteria
- Credit Card EMI
- Features & Benefits of Credit Card
- Interest Rate on Credit Card
- International Credit Card
- Credit Card Limit
- Credit Card Lounge Access
- Credit Card Netbanking
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Frequently Asked Questions
What is the HSBC Bank Cashback Credit Card?
This credit card allows you to earn significant cashback for each payment. You can also enjoy other exclusive discounts from partners.
What are the benefits of an HSBC Bank Cashback Credit Card?
The HSBC Bank Cashback Credit Card comes with several benefits. These include accelerated cashback on certain categories and lounge access at domestic airports.
Is the HSBC Bank Cashback Credit Card free?
No, the HSBC Bank Cashback Credit Card comes with a joining fee of ₹999.
In how many days will I receive my HSBC Bank Cashback Credit Card?
The HSBC Bank will dispatch your cashback credit card within 7 working days. This will be done post application approval. Note that the bank takes two weeks to process your application and approve it.
If I use my card outside the country, would there be a foreign transaction fee?
Yes. You will have to pay a foreign currency forex fee of 3.5% for international transactions.
How can I find out if my credit card application has been approved?
After submitting the credit card application, HSBC Bank will send updates via SMS. You can call the bank's customer helpline to know the application status. Call on 1800 267 3456 or 1800 121 2208.
What is the difference between a regular credit card and a cashback credit card?
Regular credit cards reward you with points or miles with various methods to redeem them. Cashback credit cards return a small percentage of the total amount spent.
How can I redeem the cashback I earn on the HSBC Bank Cashback Credit Card?
There is no need to redeem the cashback you get by using the HSBC Bank Cashback Credit Card. The bank will credit the cashback in your account is the transaction is eligible.
What is the cashback rate on the HSBC Bank Cashback Credit Card?
Using this card for groceries, dining, and food delivery earns you a cashback of 10%. You can earn an additional 1.5% cashback on other eligible transactions.
How often does the HSBC Bank credit cashback into my account?
HSBC Bank credits the cashback you earn by using this card into your account every 45 days.
Is the HSBC Bank Cashback Credit Card worth it?
This credit card may be beneficial for those who want to enhance their savings. The card offers cashbacks on eligible transactions.
