Indian Bank is among the largest nationalised banks in India and offers a wide range of credit cards to cater to different needs and financial goals in various categories. Indian Bank Credit Cards offer seamless transactions at minimal interest rates all across the world. Apply for an Indian Bank Credit Card online and get exclusive rewards and benefits like low-interest loans, free insurance cover, and lots more on every transaction.
Indian Bank offers multiple credit cards, giving you a wide range of cards to choose from. Here are the details about the top Indian Bank cards. Knowing the details about the best cards will allow you to make an informed decision.
Indian Bank Credit Cards |
Best Suited For |
Key Highlights |
IB Bharat Credit Card |
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IB Gold Credit Card |
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IB Platinum Credit Card |
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IB Business Credit Card |
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The Indian Bank Credit Card eligibility criteria is as follows:
Indian Bank Credit Cards |
Age Bracket |
Who is eligible |
Minimum Income |
Indian Bank Global Classic Credit Card |
18- 80 years |
Indian citizens and NRIs |
₹12,500 |
Indian Bank Global Gold Credit Card |
18- 80 years |
NRIs and Indian citizens |
₹12,500 |
Indian Bank Bharat Credit Card |
25- 60 years |
Indian citizens |
₹5,000 |
Indian Bank VISA Business Credit Card |
NA |
Sole proprietary concerns, Limited Companies,Corporates and Partnerships |
Aggregate limits of up to ₹10 Lakhs |
1. The documents required for an Indian Bank Credit Card are:
Identity Proof - Aadhaar Card/ PAN Card/ Driving Licence/ Voter ID/ Passport
Income Proof - Latest salary slips for salaried, Income Tax Return (ITR), bank statement of last 3 months
Address Proof – passbook/ utility bills/ passport/ Aadhaar card
PAN Card
Photograph
Every ₹100 you spend using your Indian Bank Credit Card entitles you to 50 paise in rewards. Redeeming your rewards as cashback is possible after you have collected ₹500 in rewards.
One can apply for an Indian Bank Credit Card online by heading to the official website as well as offline by visiting the nearest bank branch.
1. Online Method:
Step 1: Visit the Indian Bank website.
Step 2: Head to the ‘Credit Cards’ section.
Step 3: Browse through the Indian Bank cards available.
Step 4: Check your eligibility and choose the right credit card for your needs.
Step 5: Fill in the application form and submit it online, along with the necessary documents.
- Step 6: You will receive your Indian Bank Credit Card once your application is approved.
If you prefer to apply for an Indian Bank Credit Card offline, here’s what you need to do.
Step 1: Visit the Indian Bank branch that is nearest to you.
Step 2: Request a bank representative for a credit card application form.
Step 3: Fill in all the details required in the form carefully and accurately.
Step 4: Attach the required documents and submit your credit card application form at the bank branch.
Step 5: On successful verification, the Indian Bank Credit Card will be delivered to your address in a few days
In case you have any queries or concerns regarding your Indian Bank Credit Card, you can contact the Indian Bank Credit Card customer care via various mediums:
Toll-free number: 180042500000, 1800 425 4422
Corporate Office Contact Number: 04428134300, 044-25279978, 044-25279979
Contact for Grievance Department: 044 25220904, 044 25261999
Head Office Address:
Indian Bank Corporate Office,
PB No: 5555, 254-260,
Avvai Shanmugam Salai, Royapettah, Chennai – 600 014
Facebook ID: https://www.facebook.com/MyIndianBank/
Twitter Handle: https://twitter.com/MyIndianBank
Email Address: feedback_customerservice@indianbank.co.in; creditcard@indianbank.co.in
- Instagram Handle: https://www.instagram.com/myindianbank/?hl=en
About Credit Cards Services
- Apply for Credit Card
- Best Fuel Credit Card
- Business Credit Card
- Credit Card Settlement
- Corporate Credit Card
- Credit Card against Fixed Deposit
- Credit Card Documents
- Credit Card Eligibility Criteria
- Credit Card EMI
- Features & Benefits of Credit Card
- Interest Rate on Credit Card
- International Credit Card
- Credit Card Limit
- Credit Card Lounge Access
- Credit Card Netbanking
- Credit Card Bill
- Credit Card Pin Generation
- Credit Card Reward
- Shopping Credit Card
- Check Credit Card Statement
- Types of Credit Card
- Credit Card Billing Cycle
- Credit Card Meaning
- Best Credit Card In India
Credit Cards Partners at Bajaj Markets
Non Partners Credit Cards
FAQs on Indian Bank Credit Card
How is Interest calculated on an Indian Bank credit card?
Interest is calculated on the Indian Bank Credit Card when one makes partial or no payment on their credit card bill. In this case, the interest is calculated from the date of transaction till the day the payment is made and compounded on a daily basis.
Is there a joining fee to get Indian Bank credit cards?
No, there is absolutely no joining fee to get a credit card from the Indian Bank.
Can foreign nationals apply for an Indian Bank credit card?
No, Indian Bank credit cards are available only for Indians and NRIs.
Do I need to be an existing customer of Indian Bank to apply for an Indian Bank credit card?
Yes, it is important that the person applying for an Indian bank card is a customer of the bank or has been previously associated with the bank and can easily receive credit from the bank.
What is the date on which the Indian Bank credit card bill will be generated?
As of 20th September 2019, it was declared that the credit card bill will be generated on the 20th day of every month and the due date to make the payment for the credit card bill will be the 4th and 5th day of the succeeding month.
How can I get a credit card from Indian Bank?
There are two ways to get a credit card from Indian Bank as explained above – online and offline methods.
Does the Indian Bank provide credit cards?
Yes, Indian bank has multiple credit cards that are made available to customers of eligible age groups.
Which Indian Bank credit card is best?
Each card offered by the Indian Bank has its own set of benefits and perks. The customer can select the best card as per his/her needs and preferences.
What is the credit limit of the Indian Bank Platinum Card?
With the Indian Bank Platinum card you can get a credit limit of Rs. 1 Lakh or above.
