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A credit card PIN is important for ensuring the safety of your card. IndusInd Bank allows you to generate or change your PIN through several online and offline methods.

IndusInd Bank Credit Cards’ PIN

If you have just applied for or received an IndusInd Bank credit card, you will need a PIN to initiate the activation process. The IndusInd Bank credit card PIN is a 4-digit code, which helps with the identification of the cardholder. 

 

Typically, the bank sets the initial PIN when issuing the credit card. However, once you receive the card, you need to change the PIN according to your preference.

IndusInd Bank Credit Card PIN Generation Through IndusInd Bank Mobile App

Here are the steps you can follow to generate your IndusInd Bank credit card PIN through the mobile application ‘IndusMobile’:

  1. Download and install the IndusMobile and login to the application using your credentials

  2. Navigate to the ‘Service Request’ section

  3. Go to ‘Card Related Requests’

  4. Select ‘Set/Reset Credit Card PIN’

  5. Enter your credit card last 4-digits along with your mobile number and captcha code

  6. After submission an OTP will be sent to your registered mobile number 

  7. Use this OTP to confirm and set your new PIN

IndusInd Bank Credit Card PIN Generation Through the Bank’s Website

You can visit the official website of IndusInd Bank to generate your credit card PIN. Follow the below steps:

  1. Navigate to ‘Quick Links’ on the right side of the homepage

  2. Click on ‘Credit Card Related’ option from the menu

  3. Click on ‘Generate Credit Card PIN’ which will lead you to the PIN generation form

  4. Enter the last 4 digits of your credit card number, your registered mobile number, and the captcha code

  5. Submit the form

  6. After submission, you will receive a One-Time Password (OTP) on your registered mobile number

  7. Enter the OTP to set your new PIN

IndusInd Bank Credit Card PIN Generation Via Call or IVR Helpline

You can generate your credit card PIN by calling the customer service. Lets see the steps required for the same:

  1. Call the customer support number, 18602677777

  2. Follow the instructions by the IVR system

  3. When prompted, set the PIN number you decided

IndusInd Bank Credit Cards’ PIN Generation Via Net Banking

Check out the process to generate your credit card PIN using the net banking services: 

  1. Login to IndusNet to access your net banking account using your credentials

  2. Go to 'Service Requests'

  3. Select 'Credit Card Requests'

  4. Click on 'Credit Card ATM PIN Request'

  5. Provide the last 4 digits of your credit card number and other necessary information, and submit

  6. An OTP will be sent to your registered mobile number

  7. Input the received OTP to finalise setting your new PIN

IndusInd Bank Credit Card PIN Generation Through an ATM

You can visit your nearest ATM spot and use your credit card directly to set up your PIN. Follow the instructions given below:

  1. Insert your credit card into the ATM machine

  2. Choose either ‘Change PIN’ or ‘Create PIN using OTP’ from the menu

  3. An OTP will be sent to your registered mobile number

  4. Enter this OTP on the ATM screen

  5. Enter a new 4-digit PIN of your choice and confirm it by re-entering it

  6. Click on ‘submit’ to finalise the process

IndusInd Bank Credit Card PIN Generation Through the Branch

You can also visit your nearest IndusInd Bank branch to generate your credit card PIN

  1. Visit your nearest IndusInd Bank branch

  2. Approach a bank representative and raise a request for PIN generation for your credit card

  3. Provide necessary identification and details as requested by the bank staff for verification

  4. Your request will be processed promptly after verifying your details, and you will receive confirmation regarding your new PIN

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

How can I get my IndusInd Bank Credit Card PIN?

You will receive a PIN when you receive your credit card. However, you can change your IndusInd Bank Credit Card PIN in various ways – through the official website, via online banking, or through mobile banking. For this, you will need to register on IndusMobile, the bank’s net banking portal and mobile application. 

You can also visit an ATM or talk to an executive by calling the customer support team at 1860-26-77777. You may also visit a branch near you for assistance.

Is the IndusInd Bank Credit Card PIN the same as the CVV number?

No, your IndusInd Bank Credit Card PIN and the CVV number are different. The Card Verification Value (CVV) is a 3-digit number you can find on the back of your credit card. This number serves as a second layer of authentication and helps verify your identity during online transactions.

On the other hand, the Personal Identification Number (PIN) is a 4-digit number required while making in-person transactions. You must use your PIN while making offline transactions or using the ATM. You must never share your PIN or your CVV with anyone.

How can I choose the best PIN for my credit card?

While selecting your IndusInd Bank credit card PIN, avoid repeating digits (0000 or 1111) or numbers in sequential order (1234 or 6789). Additionally, do not select a PIN that is easy to guess or researchable information. This includes your birthday, mobile number, or your vehicle’s licence plate number.

You can generate a PIN using random numbers through a random number generator or opt for a PIN that is difficult to guess. Moreover, you must ensure that you use a unique PIN for each credit and debit card.

How can I generate my IndusInd Bank credit card PIN at an ATM?

For IndusInd Bank credit card PIN generation at an ATM, you must first insert the credit card into the card slot in the machine. Next, select either the ‘Change PIN’ or ‘Create PIN with OTP’ option. 

You will receive an OTP on your registered mobile number, and you can enter the same.  Afterwards, you must enter a unique 4-digit PIN and re-enter it for confirmation. Tap the ‘Submit’ option and generate a new credit card PIN.

Can I generate my IndusInd Bank credit card PIN through the IVR helpline?

Yes, you can dial 18602677777, follow the automated prompts, and generate your credit card PIN quickly using the Interactive Voice Response (IVR) system.

Is offline credit card PIN generation secure?

Yes, offline PIN generation through methods like ATM or branch visits is secure. It provides an alternative for those concerned about online fraud, offering a simple and safe process to generate a new credit card PIN.

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