IndusInd Bank Credit Card Statement

IndusInd Bank credit card’s statement is an essential tool to track and manage your finances. With detailed transaction information, reward points earned, and applicable charges, the statement gives you a clear overview of your usage. It helps you understand and accordingly, manage your spending habits, too. Stay in control of your expenses, track your benefits, and unlock a world of financial insights with your IndusInd Bank credit card statement.

IndusInd Bank sends you the credit card statement at the end of the billing cycle. It includes important details related to your credit card that are essential for you to check on a regular basis. 

It provides information such as the date of each transaction, the merchant, the amount, and any associated fees or interest charges. The statement also details the minimum payment required, the total outstanding balance, the due date, and more.

You can access this statement easily using common mediums through your mobile phone. Here is how to check IndusInd Bank credit card statements online:

Via IndusNet Banking Services

1. Go to the official website of IndusInd Bank and click on ‘Login’

2. Log in to IndusNet- the bank’s net banking portal with your username and password

3. Go to the ‘Credit Cards’ section and click ‘View Statement'

4. Select a previous statement or set a date range as per your requirements

5. Click on ‘Get Statement’ to download the statement in the PDF format

Via IndusMobile App

1. Download and open the IndusMobile App 

2. Login using your username and password

3. Click on the ‘I Owe’ under ‘Account Overview’ from the main menu

4. Press on the ‘Credit Card Details’ option to see all the details of your card

5. Click on the ‘View Statement’ option to check the last statement’s details

Via e-Statement Facility

You can also sign up for the e-statements facility to get the statements on your registered email regularly. You can easily download these statements in the PDF format.

You can also check your credit card statement through offline modes. Here are the details:

Via SMS- IndusAlerts

1. Open the message box on your mobile 

2. Type 'ESMT' (space) followed by the last 4 digits of your active credit card number to 5676757

3. You will receive your latest statement via email

By Contacting Customer Care

You can contact the customer care team of the bank and request the statement through the following numbers:

• India: 18602677777

• Abroad: 022-42207777 / 022-68577777 / 022-44066666

By Visiting the Branch 

1. Visit the nearest branch of IndusInd Bank

2. Reach out to a bank representative and request the statement

3. The representative will provide you with the statement after verifying your identity and other information

When you check the credit card statement through netbanking, the mobile app, or get it by email, you have the option to download it. Generally, the statement may be downloaded in the PDF format.

Credit card statements are often quite detailed. At times, it may be difficult to understand and process all the information and accurately read the statements. Here is the list of its main components to help you read the IndusInd Bank credit card statement better:

The Minimum Amount Due (MAD) is the mandatory partial payment of the outstanding credit card bill that the issuer expects you to pay. The bank generally calculates the minimum amount due by considering 5% of your outstanding credit card balance. It may also include any unpaid minimum amount from previous statements.  

Let us understand this with an example:

Your credit card company generates your card’s statement on the 10th of every month and the due date of your bill payment is the 20th of every month. 

Total credit card bill: ₹10,000

Minimum Amount Due: ₹500 (5% of your total bill)

You need to pay ₹500 before the 20th to avoid any late payment penalties. However, it is essential to remember that the remaining amount of ₹9,500 will attract interest, as stated in the credit card provider’s MITC document.

Reference of all T&Cs necessarily refers to the terms of the Partners as regards pre-approved offers and loan processing time, amongst other conditions.