IndusInd Bank Credit Card Bill Payment Through IMPS and NEFT

You can conveniently pay your IndusInd Bank Credit Card bill using IMPS or NEFT. This ensures fast, secure, and hassle-free transactions. IMPS facilitates instant payments, while NEFT allows you to settle your credit card bill with ease.

You do not need an IndusInd Bank savings account to use these services. You can make payments through NEFT or IMPS from any bank that offers these options via Internet banking.

Paying your IndusInd Bank Credit Card bill through IMPS offers several advantages:

• Payments are processed instantly, ensuring your credit card dues are cleared without delay

• The service is available 24/7, including weekends and bank holidays, providing convenience for last-minute payments

• You can transfer up to ₹5 Lakhs per day, with no minimum limit

• Adding your credit card as a beneficiary allows you to complete payments in just a few clicks

• Transactions adhere to RBI guidelines, ensuring reliability and security

• IMPS is widely accepted as a payment mode, enabling you to pay your IndusInd Bank Credit Card bill from any IMPS-enabled bank account

IMPS allows instant fund transfers with no time restrictions, ensuring your credit card bill is paid immediately. Follow these steps to complete your payment:

1. Log into your net banking account through the online portal or mobile application

2. Select 'IMPS' under ‘Funds Transfer’ to make a quick payment

3. Choose your IndusInd Bank Credit Card as the beneficiary or add it if it is not already added

4. Enter the payment amount you wish to transfer

5. Provide your email ID or phone number to receive confirmation

6. Authenticate the transaction using the OTP sent to your registered mobile number

7. Enter the OTP and confirm the transaction

8. Submit the payment to clear your IndusInd Bank Credit Card bill instantly

Credit card bill payments through IMPS are processed instantly after authorisation. You will receive immediate confirmation along with a transaction reference number. 

However, in rare instances, delays may occur due to technical issues, causing the amount to take a few hours to reflect in your credit card account.

IMPS is a fast and reliable fund transfer method available 24/7. Below are the key details regarding limits, fees, and processing time:

You can pay your IndusInd Bank Credit Card bill through NEFT, a secure and widely accepted payment method. It enables seamless fund transfers from any bank account to your IndusInd Bank Credit Card.

• NEFT is accessible 24/7, providing flexibility in managing credit card payments

• There are no minimum or maximum transaction limits, allowing payments of any amount

• No processing charges apply to NEFT transactions in accordance with RBI guidelines

• Payments are settled in half-hourly batches and are typically credited 2 hours

• NEFT transactions are highly secure, ensuring a reliable option for bill payments

You can pay your IndusInd Bank Credit Card bill using NEFT from any bank account. Follow these straightforward steps to complete your payment.

1. Log into your bank’s online portal or mobile app

2. Go to the ‘Funds Transfer’ section and select ‘NEFT’

3. Click on ‘Add a Beneficiary’ and enter the required details

4. Select ‘IndusInd Bank’ from the list of banks

5. Choose ‘Current’ as the payee account type

6. Enter the IndusInd Bank IFSC Code: INDB0000018

7. Type your full IndusInd Bank Credit Card number in the ‘Account Number’ field

8. Click ‘Confirm’ to save the beneficiary details; approval may take about 30 minutes

9. Enter the amount you want to pay once the beneficiary is added

10. Review the details and confirm the transaction to complete the payment

When you pay your IndusInd Bank Credit Card bill through NEFT, the transaction is processed in about  half an hour. Your payment is usually completed within two hours. However, adding your credit card as a beneficiary for the first time may take 4 to 24 hours for approval. 

To prevent delays, you need to add the beneficiary in advance before making the payment.

Here is everything about NEFT limits and fees that you need to consider before opting for this method: