When it comes to credit cards, Punjab National Bank (PNB) offers some of the most competitive features in the market. However, to enjoy the PNB credit cardbenefits, it is important that you make PNB credit card bill payments on time. The timely payment of your credit card bills also helps you maintain a healthy credit score. Below mentioned are details about PNB credit card payment.
Whether you are a PNB account holder or a non-account holder, you can make your PNB credit card payment online or offline. Below listed are different modes for paying pay PNB credit card bill:
PNB Credit Card Payment Online Mode |
PNB Credit Card payment Offline Mode |
|
|
PNB Credit Card Payment Online Methods for Account Holders & Non-Account Holders
You can set up instructions via your net-banking account to auto-debit the PNB credit card bill amount monthly on a pre-decided date. To activate the auto-debit facility for PNBcard payment, follow these steps:
Log into your PNB net-banking account
Set-up instructions to activate ‘Auto-Debit’
Select either ‘minimum due amount’ or the ‘total due amount’ as per your preference for auto-debit
Select a date for PNB card payment auto-debit
Once the instructions are set, confirm OTP received on your registered mobile number and ‘Submit’.
Visit the PNB BillDesk portal
On the page, enter your 16-digit PNB credit card number
Enter your mobile number/Email ID registered with PNB
Enter your PNB credit card bill amount
Select method of payment to make payment
If you are PNB savings/current account holder, log into your net-banking account to pay PNB credit card bill online
Go to the credit cards section and select the ‘Credit Card Payment’ option
Make PNB online bill payment via your net-banking account
In case you do not have a PNB account, you can log into any other bank’s net-banking account that is linked to your savings/current account
Select the ‘Funds Transfer Option’ and click on NEFT
Add your PNB credit card as the beneficiary for PNB credit card payment NEFT
Log into your PNB net-banking account
Go to the ‘Funds Transfer’ option
Select ‘Visa Money Transfer’ to make PNB credit card bill payment through debit card
You can visit your nearest PNB branch to make your PNB credit card payment via cash.
Another way to pay PNB credit card bills offline is by drawing a cheque or demand draft and submitting it at your PNB home branch.
While you can make PNB card payments via any of the above mentioned online as well as offline methods, it is important to note that the time taken for processing the payments via these methods may vary. Below is an estimate of the time taken for each of the PNB credit card payment methods:
Payment Method |
Approximate Processing Time |
Auto-Debit |
Immediate |
BillDesk |
Immediate |
Net-banking |
1-2 Working Days |
NEFT |
1-2 Working Days |
Visa Money Transfer/ Debit Card |
Immediate |
Cash |
5-7 Working Days |
Cheque/Demand Draft |
5-7 Working Days |
To know more about the best credit card types that are in-line with your financial goals, browse more on the Bajaj Markets website. Check out credit cards offered by our partner banks and compare and apply for a credit card of your choice on the Bajaj Markets website today.
You can pay your PNB credit card bill in various online as well as offline ways. They are as follows:
PNB Credit Card Payment Online Mode |
PNB Credit Card payment Offline Mode |
|
|
If you wish to pay your PNB credit card bill payment instantly, you can opt for any of the following bill payment methods:
Auto-Debit
BillDesk
Visa Money Transfer/ Debit Card
You can call on the PNB credit card toll-free number 1800 180 2345 to know your PNB credit card outstanding balance.