Bajaj Finserv RBL Bank Credit Cards - Fees & Charges

You will have to pay Bajaj Finserv RBL Bank credit card charges when you opt for services or make use of the card. These charges apply when you withdraw cash, transfer the balance, make late payments, use your card for international purchases, and more such instances. 

It is wise to take a look at the associated fees and charges before you finalise a credit card option. This helps you make a suitable decision, enabling you to manage your payments seamlessly.

The majority of credit cards come with a joining or annual fee, which you have to pay in order to enjoy their benefits. The bank may also charge annual or renewal fees every year if you want to use your card in the following year. If you reach a spending milestone, the bank will waive this fee.

Disclaimer: Kindly note that the aforementioned fees and charges are subject to vary at the discretion of the bank.

You can withdraw cash using your Bajaj Finserv RBL Bank Credit Card during unforeseen emergencies. Here is the fee you would have to pay in that case:

Disclaimer: The aforementioned charges are applicable to certain cards based on the issuer’s discretion. Kindly check the bank website to get the list of Bajaj Finserv RBL Bank credit card charges and fees.

You need to pay Bajaj Finserv RBL Bank credit card forex charges when you use your card for payments or transactions in a foreign country. This charge also applies when you make payments using your card to foreign merchants. 

Disclaimer: The aforementioned charges are applicable to certain cards based on the issuer’s discretion. Kindly check the bank’s website to get the list of Bajaj Finserv RBL Bank credit card charges & fees.

You can opt for this facility and transfer your outstanding balance from your existing card to another one and enjoy low interest rates. Note that a majority of card providers levy a balance transfer fee.  Here are the details of the plan that you would need:

Disclaimer: The Bajaj Finserv RBL Bank credit card fees and charges are subject to change at the bank’s discretion. 

This charge or penalty applies if you exceed the credit limit granted on your card. While it is possible to spend beyond the offered limit, the bank charges an over-limit fee as a percentage of the amount you exceed.

Disclaimer: The Bajaj Finserv RBL Bank credit card fees and charges are subject to change at the bank’s discretion.

Credit card providers charge a late payment fee when you fail to make the bill payment within the specific due date. This fee is charged based on the outstanding bill amount. 

Apart from this fee, carrying forward your previous bill amount also leads to added interest charges on the outstanding balance. You can avoid missing the payments by setting up reminders or using the automatic payment options.

Check out the table below to understand the late payment charges:

Disclaimer: The aforementioned charges are applicable to certain cards based on the issuer’s discretion. Kindly check the bank’s website to get the list of Bajaj Finserv RBL Bank credit card charges & fees.

Apart from the fees mentioned above, RBL Bank levies other charges on credit cards as per the applicable scenario. Here is a list of those:

Disclaimer: The aforementioned charges are applicable to certain cards based on the issuer’s discretion. Kindly check the bank’s website to get the list of Bajaj Finserv RBL Bank Credit Card charges & fees.