Bajaj Finserv RBL Bank Credit Cards

Note: RBL Bank Ltd. and Bajaj Finance Ltd. have stopped issuing new co-branded credit cards. However, existing cardholders can continue to enjoy the credit card benefits.

Bajaj Finserv RBL Bank SuperCards are co-branded credit cards. Some of the variants do not have any joining fees associated with them. You may also be able to avoid the yearly renewal fee if your annual spends meet the set criteria.

 

Here are the standout features and fees of the cards you can get on Bajaj Markets:

The rewards and benefits associated with each card are different, so compare them before you apply. Here are some exclusive benefits of cards from this issuer:

Bajaj Finserv RBL Bank Platinum Choice SuperCard

• Get up to 2,000 points as a welcome bonus on spending ₹2,000 within the first 30 days 

• Enjoy watching movies every month with a discount of 10% on bookings through BookMyShow

• Earn 2X points on all eligible online purchases 

Bajaj Finserv RBL Bank Platinum Choice SuperCard First-Year-Free (FYF)

• Withdraw cash from ATMs without any interest for up to 50 days 

• Get fuel surcharge waiver of up to ₹100 per month 

• Get an annual fee waiver on spending ₹50,000 in the preceding year

Bajaj Finserv RBL Bank Binge SuperCard 

• Get up to 4,000 points as a welcome benefit on spending ₹2,000 within the first 30 days

• 1+1 offer on movie ticket bookings through BookMyShow

• Earn 12X rewards points on online spends

Bajaj Finserv RBL Bank Binge SuperCard First-Year-Free

• Get a monthly fuel surcharge waiver of up to ₹100
• Get emergency cash benefit by converting available credit limit into a loan for up to 3 months
• Enjoy interest-free cash withdrawals up to 50 days

 

 

Note: Finance charges on cash advances will be applicable for Bajaj Finserv RBL Bank SuperCards from the date of withdrawal inline with the RBL Bank's Credit Card portfolio. There is no interest-free period applicable for cash advances.

 

The loyalty program you have access to is called RBL Rewards, and you can earn points using your SuperCard easily. The number of points you can earn for various online and offline transactions depends on the card you use. The cash value of these points ranges from ₹0.11 to ₹0.25. 

 

You can redeem the points you earn for travel-related bookings, to shop for a range of products, or to donate to charities. There are over 5,000 options available to you via this extensive rewards program. 

 

Here are some useful facts to know:

• You can redeem points on the RBL Bank website or the RBL MyCard App

• A flat rate of ₹99 is applied when you redeem points

• Points are valid for up to 2 years from when you earn them 

• You can pay using your credit card if you have insufficient points 

• To redeem points against a mobile recharge, you need to have at least 1,000 points

• You can club the points from various SuperCard to make purchases from the rewards catalogue

• All e-vouchers listed on RBL Rewards are valid for at least 90 days

The terms you must meet to qualify for one Supercard may not be the same for another. While you can check each card’s criteria, keep the general criteria set by the issuer in mind. To qualify, you need to be:

• 21-70 years old

• An Indian resident

• Financially sound, according to RBL Bank’s discretion

• Creditworthy, subject to RBL Bank’s discretion

You can prove your eligibility by submitting basic identity and income documents. These documents help RBL Bank verify your details. By keeping them handy, you can enjoy a seamless application process. 

 

Here is the general list of documents you will need

• Government-issued Identity Proof:

  1. Passport

  2. PAN card

• Government-issued Address Proof:

  1. Aadhaar card

  2. Utility bill (electricity, water, phone)

• Income Proof:

  1. Salaried: Latest salary slips (past 2-3 months), Form 16

  2. Self-employed: Income Tax Returns (ITR) with computation of income, bank statements showing income

You can check your eligibility, compare the benefits, and apply for a credit card online. Through Bajaj Markets, you can apply in just 5 easy steps.  

1. Click on ‘Check Eligibility’ and you will be redirected to the Bajaj Finserv website

2. Fill in your mobile number followed by the One-Time Password (OTP) received on your phone

3. Check the pre-filled details 

4. Apply for the card 

5. Click on ‘Submit’ and complete your application

RBL, established in 1943, is one of India’s leading private-sector banks. It offers various types of credit cards in categories such as shopping, travel, and more. Bajaj Finserv RBL Bank SuperCards are among India’s first SuperCards with 4 benefits in one. The RBL MyCard App further makes managing your card, changing the billing cycle, and redeeming rewards easier.

Payment Networks Available on Bajaj Finserv RBL Bank SuperCards

You can choose between VISA, MasterCard, and RuPay payment networks. While these may have similar benefits, RuPay allows you to link your card to a UPI app. 

Fees and Charges of Bajaj Finserv RBL Bank SuperCards

The actual charges and fees will depend on the specific card you opt for as well as your usage. These are the general fees and charges you can expect while using this type of credit card:

To raise a query or address issues relating to your SuperCard, reach out to RBL Bank’s customer care:

• 24X7 Helpline Number: +91 22 7119 0900

• Email: supercardservice@rblbank.com

Before you can start using your card, you will need to activate it. You have three options:

• Netbanking

Log in to your RBL Bank credit card account and follow the instructions related to activating the card

• Mobile Banking

Download the RBL Mycard App and follow the instructions to activate your card under the credit card section

• Offline

Set a new pin via an RBL Bank ATM or by calling the customer care helpline

If you have a SuperCard and want to close your account, you can do so.

1. Keep in mind that closing a credit card account means that you can no longer use the card for transactions. 
2. This may affect your credit score and purchasing power. When you are ready for a new card, you can compare cards on Bajaj Markets. 
3. Before proceeding with closing your account, pay off any dues and redeem your points. 
4. Next, submit your card account termination request via specified channels. These include reaching out to cardcancellation@rblbank.com or calling the customer care number. You can also visit a branch of RBL Bank.

Upon defaulting on credit card payments, RBL Bank will send you reminders to settle outstanding bills. This will be carried out either by post, telephone, e-mail, or SMS. The issuer may also engage third parties to remind, follow up, and collect these dues. These parties will adhere to the debt collection code of conduct. 

 

RBL Bank will withdraw its credit card facilities and declare you a defaulter if:

• You fail to pay the amount due within 180 days

• You don’t honour the Card Member Agreement

• Cheques/standing instructions delivered to the bank are not encashed or acted upon 

 

It is found that you have submitted false information in your application 

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.