Note: RBL Bank Ltd. and Bajaj Finance Ltd. have stopped issuing new co-branded credit cards. However, existing cardholders can continue to enjoy the credit card benefits.

Key Highlights of the Bajaj Finserv RBL Bank Platinum Choice SuperCard

Know why this card is a must-have:

Annual Fee

₹499, can be waived off by spending ₹50,000 in the previous year

Suitable for

Shopping and everyday spends

Key Feature

Food delivery and shopping offers 

Welcome Bonus

Get 2000 reward points on spending ₹2000 in the first 30 days

Features and Benefits

This co-branded entertainment credit card from RBL Bank and Bajaj Finserv is ideal if you are a frequent online shopper and moviegoer. Here are the perks and savings you can enjoy.

4-in-1 SuperCard

Harness the power of four facilities in one card, namely, credit, cash, EMI, and loan

Welcome Benefits

Get 2,000 reward points on spending ₹2,000 within 30 days of card issuance and on paying the joining fee

Cinema Benefits

Get 10% off on movie tickets made via BookMyShow up to ₹100 every month

Online Spending Rewards

Get 2X reward points on all online spends, except on payments under certain categories, up to a maximum of ₹1,000 points per month

Interest-free Cash Withdrawal

Withdraw funds without interest until your billing date, for up to 50 days, at a processing fee of 2.5% or ₹500, whichever is higher

Fuel Benefit

Get a 1% fuel surcharge waiver of up to ₹100 per month on fuel transactions between ₹500 and ₹4,000

Guaranteed Rewards

Get 1 reward point for every ₹100 you spend, except on payments under certain categories like rent, education, and utilities

Seasonal Offers

Enjoy discounts on travel packages, electronics and more from brands like Yatra, Cleartrip, LG, Samsung, and Titan

Waiver on Annual Fees

Spend at least ₹50,000 in a year and you can avoid the annual fee of ₹499

EMI Facility

Opt for the ‘Split n Pay’ program to convert purchases of ₹3,000 or above into EMIs and pay low interest rates

Balance Transfer Facility

Use the ‘Transfer n Pay’ program and transfer credit card bills from other issuers to this card at lower interest rates and repay in EMIs

Easy Loans

With the unique ‘Xpress Cash’ feature, get an instant paperless loan within your credit limit, repayable in EMIs

Safe Contactless Payments

Using the tap-and-pay feature, make convenient payments of up to ₹5,000 at a time without the card ever leaving your hand

Card Management Via App

Easily manage your credit card account with the RBL MyCard mobile app, and enjoy flexibility and control on the go

Global Acceptance

Make purchases using this credit card in any currency in the world and pay back in Indian rupees

Wide ATM Network

Access cash in any ATM in India or overseas that displays the MasterCard, VISA, Cirrus, or Maestro sign

Easy Payment Options

Use the 'Quick Bill Pay' option on the RBL Bank website to pay your credit card bill online from any bank account

Zero Fraud Liability

Inform RBL Bank’s 24/7 customer service to be free from loss of funds in case your card is lost or stolen and misused

Note:

  • 1% fee will be charged on each fuel transaction exceeding Rs.10,000 subjects to a maximum of Rs. 3000 per transaction.
  • Processing fee of 1.5% of the amount or Rs. 150/- (whichever is higher) will be levied for merchant EMIs availed at any online/offline store

Bajaj Finserv RBL Bank Platinum Choice SuperCard’s Rewards Program

This co-branded card offers a host of exclusive benefits and a rewarding loyalty program. Once you collect points, you may redeem them against 5,000+ rewards from the catalogue. The cash value of each point varies from ₹0.11 to ₹0.25, which differs from case to case.

A. Reward Points

The Bajaj Finserv RBL Bank Platinum Choice SuperCard offers points on every spend, except on select categories. These include education, insurance, utilities, rent payments, wallet load, and petrol. 

  • For each ₹100 you spend offline, you earn 1 reward point. These include transactions done towards dining, groceries, departmental stores, and more. 

 

Here is an example: 

Purchase (Monthly)

Amount

Reward Points

Savings

Grocery Purchases

₹4,166

41

-

Fuel Refills

₹10,000

-

₹100

Disclaimer: The above example is for illustration purposes only.

  • On all your online spends, barring specified categories, you earn 2X reward points per ₹100 spent. This benefit is capped at 1,000 accelerated points in a month.

 

Here is an example:

Purchase (Monthly)

Amount

Reward Points

Savings

BookMyShow Movie Tickets 

₹600

12

₹100

Online Shopping

₹4,166

83

-

Disclaimer: The above example is for illustration purposes only.

B. Redemption Process

To redeem your reward points, log in to RBL Bank’s rewards platform or the RBL MyCard mobile app. You can choose from the catalogue or e-vouchers, pay your telecom or DTH bills, or donate to charity using your points. A rewards redemption fee of ₹99 (plus GST) is applicable and applies once on all redemptions done in one day.

C. Expiration

Unless otherwise stated, all your collected reward points will expire 24 months after accrual. 

D: Example of Savings

Assuming the cash value of reward points to be 0.25, here is what your annual spending and savings may amount to:

Benefits

Reward Points

Value (₹)

Welcome Gift 

2,000

500

BookMyShow Discount

144

1,200

Offline Grocery Purchases (assuming spends at ₹50,000)

500

125

Online Shopping (assuming spends of ₹50,000)

1,000

250

Fuel Surcharge Waiver 

-

1,200

Spend-Based Annual Fee Waiver

-

499

Total Annual Benefits

-

3,774

Disclaimer: The above example is for illustration purposes only. 

 

This table demonstrates how you can save more than ₹3,700 a year with the Bajaj Finserv RBL Bank Platinum Choice SuperCard. While your actual savings may differ, this estimate serves to help you compare the Platinum Choice SuperCard with other cards.

Fees & Charges Associated with the Bajaj Finserv RBL Bank Platinum Choice SuperCard

Here is a table of all the charges you can expect to incur for or while using the card:

Fee Type

Details 

Rewards Redemption Fee

₹99 + GST

Interest Charges

Secured cards: Up to 40% per annum
Unsecured cards: Up to 47.88% per annum 

Minimum Amount Due 

5% of the total outstanding balance, calculated as:

Total GST + Current Month EMI debits + 100% of fee/charges [Max of (5% of (Retail Spends, Interest, Cash Advance) or 200)] + unpaid dues

Late Payment Fee

Can go up to ₹1,300 based on the outstanding balance

Cash Advance Fee

2.50% of the withdrawn amount or ₹500, whichever is higher

Foreign Transaction Fee

Up to 3.50% of the transaction amount

Note: A Goods & Services Tax (GST) of 18% is applicable on the above-mentioned charges.

 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

Bajaj Finserv RBL Bank Platinum Choice SuperCard’s Eligibility Criteria

Meeting all the eligibility requirements gives you the best chance of getting approval when you apply for this card. Usually, the terms involve your age, income, place of residence, and credit score. 

 

In order to qualify for this RBL Bank credit card, you must be:

  • A residing Indian

  • 21 to 70 years old

  • Creditworthy, subject to RBL Bank’s discretion

  • Financially sound, according to RBL Bank’s discretion

Documents Required

The process to get this card is 100% online, and you do not need to submit any physical documents. However, you do need to attach a few soft copies of KYC and other documents. This helps the issuer confirm that you meet the Bajaj Finserv RBL Bank Platinum Choice SuperCard’s eligibility parameters. You can keep the following at hand before you apply:

  • Identity Proof:

    • PAN card

    • Passport

  • Address Proof:

    • Utility bill (electricity, phone, water)

    • Aadhaar card

  • Income Proof:

    • If you are salaried: Latest salary slips (past 2-3 months), Form 16

    • If you are self-employed: Income Tax Returns (ITR) with calculation, bank statements showing income

How to Apply for the Bajaj Finserv RBL Bank Platinum Choice SuperCard

Getting this co-branded card is easy and safe through Bajaj Markets. Make sure you fill out the information accurately and double-check the details before you submit the online form. You can apply for it in 5 simple steps by following the steps below:

  1. Click on ‘Check Eligibility’ and you will be redirected to the Bajaj Finserv website

  2. Fill in your mobile number followed by the One-Time Password (OTP) received on your phone

  3. Check the pre-filled details 

  4. Apply for the card 

  5. Click on ‘Submit’ and complete your application

RBL Bank Credit Card Customer Care Details

If you have any questions, you can reach out via phone or email:

  • Call 022-71190900, available 24/7

  • Email supercardservice@rblbank.com

Bajaj Finserv RBL Bank Platinum Choice SuperCard vs Others

Before you apply for the Bajaj Finserv RBL Bank Platinum Choice SuperCard, compare its benefits with other SuperCards.

Card Name

Cashback

Complimentary Airport Lounge Access

Fuel Surcharge Waiver

10X Reward Points

Bajaj Finserv RBL Bank Platinum Choice SuperCard

Bajaj Finserv RBL Bank Binge SuperCard

Disclaimer: The benefits mentioned may change as per updated policies. Check them before you apply for a specific card.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

Why is the Bajaj Finserv RBL Bank Platinum Choice Card known as a SuperCard?

Unlike regular cards, the Bajaj Finserv RBL Bank Platinum Choice Card does more than offering you credit. It also provides loan facilities, EMI finance options, and rewards.

Does the Bajaj Finserv RBL Bank Platinum Choice SuperCard offer free airport lounge usage?

No, there are no airport lounge benefits available on the Bajaj Finserv RBL Bank Platinum Choice SuperCard.

Is the Bajaj Finserv RBL Bank Platinum Choice SuperCard offered by RBL Bank?

Your Bajaj Finserv RBL Bank Platinum Choice SuperCard is a co-branded card. This means that the card is offered by RBL Bank in association with Bajaj Finance Limited.

Is a free variant of the Bajaj Finserv RBL Bank Platinum Choice SuperCard available?

Yes, the Bajaj Finserv RBL Bank Platinum Choice SuperCard is available in two variants. You can either pay an annual fee of ₹499 for the first year to get the card or opt to get it without paying the joining fee. The welcome benefits may vary, so check them before you choose the card.

How can I maximise my benefits when using the Bajaj Finserv RBL Bank Platinum Choice SuperCard?

The Bajaj Finserv RBL Bank Platinum Choice SuperCard offers 2X rewards on online spending. The excluded categories are education, utilities, insurance, wallet load, rent payments, and petrol. You can make the maximum number of payments online to accumulate more rewards faster.

Do I have to individually add my Bajaj Finserv RBL Bank Platinum Choice SuperCard add-on cards to the rewards portal?

No, all your Bajaj Finserv RBL Bank SuperCards get automatically added in the rewards portal. You can manage all your cards without having to leave the portal.

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