New to credit and worried about the chances of credit card approval? Well, we’ve got you covered! Rupicard offers guaranteed approval after booking an FD. This FD-backed credit card is one of India’s most revolutionary credit products. It does not require you to furnish your income details or credit score. Apply for the card with minimal documentation through Bajaj Markets and enjoy unlimited benefits.
Rupicard stands out from traditional credit cards due to its unique application process. Here's what you need to know:
You must be above 18 years and up to 61 years of age to apply for a Rupicard
It is available for Indian citizens only
Disclaimer: Rupicard is currently not available/serviceable in the following regions - Assam, Jammu & Kashmir, Ladakh, Tripura, Manipur, Meghalaya, Mizoram, Nagaland, Arunachal Pradesh, Andaman & Nicobar Islands and Sikkim.
Unlike traditional credit cards, Rupicard doesn't require submitting income proof or a credit score check. While no documents are required for the application, you'll need a valid PAN card to complete the Video KYC process.
Getting the Rupicard on Bajaj Markets is very easy and doesn’t take more than a couple of minutes. Here’s how you can get started:
Click on ‘Apply Now’
Fill in your 10-digit mobile number
Enter in the received OTP
Enter your PAN card and other details
Explore the credit cards available
Proceed with your application
Download the Rupicard app and fill in the details. You will be asked to create a Fixed Deposit & complete Video KYC. Once done successfully, you will be issued Rupicard instantly and you’re all set to make the most of its benefits.
*The applicant must have created a Fixed Deposit of the required amount successfully and their video KYC must have been approved by the partner bank.
Rupicard is a secured credit card against FD that helps everyone get a credit card simply and effectively, no matter how much the income or credit score is.
Rupicard comes with several exciting features that make it an ideal option for both credit card newbies as well as experienced users. Here are some of its benefits:
100% guaranteed credit card*
2-in-1 credit card with interest on FD & rewards on the card
Helps build a credit score
Lifetime-free card
Easy digital application process without any documentation
Rewards that never expire
Rupicard offers an interest-free period of up to 45 days.
You can earn up to 7% per annum on your fixed deposits.
Your Rupicard credit limit is 90% of your FD value.
Rupicard is a secured credit card against FD. The credit extended to you is 90% of your FD value.
Yes, you can apply for Rupicard online through Bajaj Markets.