Enjoy 5X rewards with this co-branded shopping card. Get a welcome benefit of ₹500 and convert points into Landmark rewards for dual benefits.
Here’s why this shopping credit card is a good choice:
Joining Fee |
Only ₹499 + GST |
Annual Fee |
Only ₹499 + GST |
Suitable for |
Rewards on shopping and entertainment |
Key Feature |
Up to 16,000 cumulative milestone rewards worth ₹4,000 |
Joining Bonus |
2,000 reward points worth ₹500 on paying the annual fees |
This SBI Card offers a range of savings on shopping and entertainment, enabling you to save more. You can earn accelerated rewards if you are a regular shopper at Landmark Stores, including Max, Lifest Read Moreyle, Home Centre, and Spar. Read Less
Get 2,000 reward points worth ₹500 on paying the annual fees
Enjoy 5X reward points on every ₹100 you spend on dining, movies, or at retail and online Landmark Stores
Earn 1 reward point per ₹100 spent on other retail purchases, excluding fuel
Get a chance to earn up to 16,000 cumulative milestone rewards worth ₹4,000 with this SBI Credit Card
Enjoy freedom from paying up to ₹100 towards fuel surcharge per month on transactions between ₹500 and ₹3,000
Get 2,000 reward points worth ₹500 on paying the annual fees, which will be credited to your account within 30 days
Enjoy dual benefits by converting your SBI Card reward points into Landmark Rewards at 1LMR = 2.4 SBIC reward points, where 1LMR = ₹0.60
Get ₹100 cashback on your first ATM cash withdrawal, provided you avail the facility within 30 days of getting the card
Pay up to ₹5,000 by waving your card at secure merchant outlets for more safety with the VISA payWave technology
Use your card at more than 24 million outlets across the globe, including 3,25,000 outlets in India
You can redeem your reward points to save on bills while shopping at Lifestyle, Home Centre, Spar, and Max stores
Boost your family’s purchasing power with add-on cards for parents, spouse, children, or siblings above 18 years of age
Enjoy access to cash via withdrawal facility from over 1 million Visa ATMs across the globe
Avail a lower rate of interest and pay back in EMIs when you transfer the outstanding balance of other issuers’ credit cards to your card
Pay your electricity, mobile, telephone, and all other utility bills using the Easy Bill Pay facility
Easily convert any purchase of ₹2,500 and above into EMIs within 30 days of purchase
This shopping credit card gives you access to two reward programs, SBI Card Rewards and Landmark Rewards. To get started, check the points you have earned on your card. SMS ‘REWARD’ and the last four digits of your card number to 5676791 or log in via net banking to know the number of points you have. You can also refer to your credit card statement or login and ask the chatbot ILA.
Here is how the rewards program works for the Lifestyle Home Centre SBI Card:
A. Reward Points
Apart from points earned on regular purchases, this card allows you to earn milestone benefits when you shop from Landmark Stores. This is how it works:
Annual Spends at Landmark Stores (₹) |
Bonus Reward Points |
20,000 |
1,000 |
45,000 |
2,000 |
95,000 |
5,000 |
2,00,000 |
8,000 |
These 16,000 reward points are worth ₹4,000.
Here is how you can earn reward points on daily and monthly transactions using this SBI Credit Card:
You get 5X reward points on every ₹100 spent on dining, movies or at retail and online Landmark Stores
Here is an example:
Purchase (Monthly) |
Amount |
Reward Points |
Savings |
Spar Grocery Shopping |
₹5,000 |
250 |
- |
Dining Out |
₹1,000 |
50 |
- |
Disclaimer: The above example is for illustration purposes only.
You also earn 1 reward point per ₹100 spent on all other retail purchases, excluding fuel
Here is an example:
Purchase (Monthly) |
Amount |
Reward Points |
Savings |
Gym Membership |
₹2,000 |
20 |
- |
Fuel Refill |
₹5,000 |
- |
50 |
Disclaimer: The above example is for illustration purposes only.
B. Redemption Process
Redeem your reward points by logging in to your SBI Card credit card account. You can redeem points against books, homeware, electronics, and much more. You can also book travel packages or choose from a collection of shopping vouchers.
A rewards redemption fee of ₹99 is applicable on physical products, statement credit, and vouchers sent to you physically. With the Lifestyle Home Centre SBI Card, you can also convert the SBI Card (SBIC) reward points to Landmark Rewards (LMR). The valuation of this is 1LMR = 2.4 SBIC, where 1LMR = ₹0.60.
C. Expiration
Plan and redeem your reward points regularly as SBI Card points expire 24 months after accrual.
D: Example of Savings
With reference to the examples above, here is a look at what your annual expenses and savings will look like:
Category |
Details |
Conversion |
Cash Value (₹) |
Spar Grocery Shopping |
Accelerated Category Spends (5X) |
Reward Points = 3,000 5X(60,000/100) |
750 |
Dining Out |
Accelerated Category Spends (5X) |
Reward Points = 600 5X(12,000/100) |
150 |
Offline Gym Membership |
Normal Category Spends |
Reward Points = 240 (24,000/100) |
60 |
Fuel Refill |
1% Surcharge Waiver |
5,000 x 1% x 12 |
600 |
Total Annual Savings |
3,840 |
1,560 |
Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying.
You have three options:
1. Redeem 3,840 points via the SBI Card rewards portal, where you can choose from various retailers such as Puma, MAC, Wildcraft, and more.
2. Convert your reward points into cash by contacting SBI Card. Since 4 reward points = ₹1, the cash value of 3,840 rewards = ₹1,560.
3. Convert your reward points into Landmark Reward points. Since 2.4 SBIC = 1LMR, 3840 points = 1600 LMR, which is ₹960. You can get these savings on shopping at Landmark Stores.
Here are the charges and penalties you can expect to incur for or while using the card:
Fee Type |
Details |
Joining Fee |
₹499 |
Annual Fee |
₹499 |
Reward Redemption Fee |
₹99 |
Cash Advance Fee |
2.50% of the withdrawn amount or ₹500, whichever is higher |
Interest Charges |
Can go up to 42% per annum |
Minimum Amount Due |
5% as per this calculation: Total GST + EMI amount + 100% of Fees/Charges + 5% of [Finance charge (if any) + Retail Spends and Cash Advance (if any)] + Overlimit Amount (if any) |
Late Payment Fee |
Can go up to ₹1,300 based on the overdue balance |
Foreign Transaction Fee |
3.50% of the transaction amount |
Note: A Goods & Services Tax (GST) of 18% is applicable on the above-mentioned charges.
Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.
Check the SBI Lifestyle Home Centre Credit Card eligibility terms before you apply to boost chances of approval. To apply, you need to be:
21 years old to 70 years old
Earning a regular income (salaried or self-employed)
Creditworthy with a good credit score
Here is the general list of documents you will need to fill out the application:
Proof of Identity:
PAN card
Colour photographs
Aadhaar card
Passport
Proof of Residence:
Utility bill (electricity, water, phone)
Ration card
Proof of Income:
Salaried: Latest salary slips (past 2-3 months), Form 16
Self-employed: Income Tax Returns (ITR), bank statements showing income
To get an understanding of how to apply for this card on Bajaj Markets, read the steps below:
Click the ‘Check Eligibility’ button and fill in the required details, including your phone number, date of birth, and occupation
Enter the One-Time Password (OTP) sent to your phone
Check the pre-filled details like your PAN card number, email ID, residential PIN code, and income information
Apply for the card that suits your needs from the available options
Click the ‘Submit’ button to complete your application
If you have any questions, reach out to SBI Card’s customer care team via phone or email:
Call 1800 180 1290 (toll-free), 1860 500 1290, 1860 180 1290, or 39 02 02 02 (Prefix local STD code)
Before applying for the Lifestyle Home Centre SBI Card, compare it with other cards from the same issuer.
Card Name |
Cashback |
Complimentary Airport Lounge Access |
Fuel Surcharge Waiver |
10X Reward Points |
SBI Lifestyle Home Centre Credit Card |
✅ |
❌ |
✅ |
✅ |
SimplySAVE SBI Credit Card |
✅ |
✅ |
✅ |
✅ |
IRCTC SBI RuPay Card |
✅ |
❌ |
✅ |
❌ |
SBI ELITE Credit Card |
❌ |
✅ |
✅ |
❌ |
SimplyCLICK SBI Card |
❌ |
❌ |
✅ |
✅ |
SBI Card PRIME |
❌ |
✅ |
❌ |
✅ |
BPCL SBI Card Octane |
✅ |
✅ |
✅ |
✅ |
SBI BPCL Credit Card |
✅ |
❌ |
✅ |
❌ |
SBI Pulse Card |
❌ |
✅ |
✅ |
✅ |
Max SBI Card SELECT |
✅ |
❌ |
✅ |
✅ |
Disclaimer: The benefits mentioned may change as per the policies of SBI Card. Check them before you apply for a specific card.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
You will earn the renewal reward points within 30 days once you pay the renewal fee.
No, the Lifestyle Home Centre SBI Card does not offer complimentary airport lounge access.
Yes, you are eligible to get 5X reward points on every ₹100 spent at Landmark Stores.
Yes, you can settle outstanding credit card bills through your reward points. To do so, you can use points in multiples of 2,000.
Currently, add-on cards are available free of cost for the Lifestyle Home Centre SBI Card.
You can redeem the points you accumulate on your SBI Card account within 30 days of closure. This is only if you voluntarily close your account. Otherwise, these points will automatically lapse.
You can log in to your credit card account with the help of your user ID & password to check your transaction details from 22 months ago. You can also login to Chatbot ILA to check the same.
The cash value of 1 reward point = ₹0.25.
To get the SBI Lifestyle Home Centre Credit Card apply online on Bajaj Markets. Follow a simple and safe digital process and meet the eligibility criteria.
This lifestyle credit card offers you savings on shopping and lifestyle purchases. You can save more than ₹4,600 annually.