SIB Credit Card Payments

As part of its value-added services, the South Indian Bank has come with two co-branded credit cards with SBI, namely SimplySAVE SBI Card and the South Indian Bank- SBI Platinum Card. The bank has also introduced its next-generation credit card which is the SIB-OneCard Credit Card.

 

While these credit cards offer great convenience in making payments, it is equally important to clear the outstanding SIB credit card bill payment. The credit card payment is easy and can be done online as well as offline as per your convenience.

The SIB-One Card credit card payment can be done easily via net banking, NEFT, UPI`or via the OneCard App. Know more about these payment methods below:

1. Credit Card Bill Payment via Netbanking

Here’s why netbanking is a convenient method:

• The fastest method for SIB credit card payment

• Direct payment from the SIB savings account

• Instant debiting of payment amount

• Open an Internet banking account if no SIB savings account

2. Credit Card Bill Payment via NEFT/Bill Desk

You can choose to clear your due through as it allows the following:

• Transfer funds from non-SIB savings account

• NEFT: Transfer funds online conveniently

• Bill Desk: Make payments without an online account

• Payment options include debit card, net banking, and funds transfer

3. Credit Card Bill Payment via UPI/Mobile Wallet

Use the mobile wallet for:

• Convenient option for instant payment

• Use UPI code or mobile wallet

• Mobile wallet options: Paytm, Google Pay, PhonePe, etc.

• Download the app, link your SIB credit card, and make payments

4. Credit Card Bill Payment via the OneCard App

• Use SIB-OneCard Credit Card

• Operate fully from OneCard App

• Check total amount due and make payments in the app

• Repayment options available in the app for easy payments

You can also choose to clear your credit card dues offline through the following methods:

1. Credit Card Bill Payment via ATM

You can visit your nearest South Indian Bank ATM to pay your credit card bill.

1. Insert your debit card at the SIB ATM kiosk.

2. Select the option ‘Credit Card Bill Payment’. You can opt for either your Savings Account or Current Account to make this payment.

3. Enter your ATM PIN to make the payment as per the displayed instructions.

2. Credit Card Bill Payment with Customer Care Assistance

If you prefer assistance through customer care, you can reach out using the following ways:

• South Indian Bank's toll-free numbers: 1800-425-1809 or 1800-102-9408

• Customer care service available 24x7

• Get instant assistance for credit card-related queries

3. Credit Card Bill Payment via Cash/Cheque/Demand Draft

To make your offline SIB credit card payment, you can simply draw a cheque or Demand draft (DD) for the outstanding amount at each monthly cycle.

 

Payment through Cheques

1. Draw a cheque or Demand Draft (DD) for the outstanding amount

2. Submit cheque or DD at nearest SIB branch or ATM dropbox

 

(Processing time: 3-5 working days (may vary for outstation cheques)

 

Cash Payment

1. Visit the SIB branch for cash payments, which may incur 'over-the-counter' service charges

    

(Processing time for cash payments: One working day)