Know how you can pay your SIB Credit Card bills in a flash. Explore other cards easily!
As part of its value-added services, the South Indian Bank has come with two co-branded credit cards with SBI, namely SimplySAVE SBI Card and the South Indian Bank- SBI Platinum Card. The bank has also introduced its next-generation credit card which is the SIB-OneCard Credit Card.
While these credit cards offer great convenience in making payments, it is equally important to clear the outstanding SIB credit card bill payment. The credit card payment is easy and can be done online as well as offline as per your convenience.
The SIB-One Card credit card payment can be done easily via net banking, NEFT, UPI`or via the OneCard App. Know more about these payment methods below:
Here’s why netbanking is a convenient method:
The fastest method for SIB credit card payment
Direct payment from the SIB savings account
Instant debiting of payment amount
Open an Internet banking account if no SIB savings account
You can choose to clear your due through as it allows the following:
Transfer funds from non-SIB savings account
NEFT: Transfer funds online conveniently
Bill Desk: Make payments without an online account
Payment options include debit card, net banking, and funds transfer
Use the mobile wallet for:
Convenient option for instant payment
Use UPI code or mobile wallet
Mobile wallet options: Paytm, Google Pay, PhonePe, etc.
Download the app, link your SIB credit card, and make payments
Use SIB-OneCard Credit Card
Operate fully from OneCard App
Check total amount due and make payments in the app
Repayment options available in the app for easy payments
You can also choose to clear your credit card dues offline through the following methods:
You can visit your nearest South Indian Bank ATM to pay your credit card bill.
Insert your debit card at the SIB ATM kiosk.
Select the option ‘Credit Card Bill Payment’. You can opt for either your Savings Account or Current Account to make this payment.
Enter your ATM PIN to make the payment as per the displayed instructions.
If you prefer assistance through customer care, you can reach out using the following ways:
South Indian Bank's toll-free numbers: 1800-425-1809 or 1800-102-9408
Customer care service available 24x7
Get instant assistance for credit card-related queries
To make your offline SIB credit card payment, you can simply draw a cheque or Demand draft (DD) for the outstanding amount at each monthly cycle.
Payment through Cheques
Draw a cheque or Demand Draft (DD) for the outstanding amount
Submit cheque or DD at nearest SIB branch or ATM dropbox
(Processing time: 3-5 working days (may vary for outstation cheques)
Cash Payment
Visit the SIB branch for cash payments, which may incur 'over-the-counter' service charges
(Processing time for cash payments: One working day)
SIB Credit Card Payment Via |
Approximate Processing Time |
Net banking |
Instant |
NEFT |
∼1 Working Day |
UPI/ Mobile Wallets |
Instant |
ATM Debit Card |
Instant |
Cheque |
∼3-5 days |
Cash/ Demand Draft |
∼1-2 working days |
You can opt for South Indian Bank credit card online payment to clear your credit card bill. The online payment modes include net banking, NEFT, Bill Desk, UPI, or SIB Credit card payment via the OneCard App. You can also opt for South Indian Bank credit card payment via offline mode. The offline mode includes payment via cheque, cash, etc.
You can pay your South Indian Bank credit card bill instantly by online mode. This can be done with the help of Net-banking, NEFT transfer, or instant UPI payment. You can also opt for offline payment modes like paying in cash or drawing a cheque or a demand draft. However, these offline modes might take 3-5 working days for processing.
The South Indian Bank provides 24x7 customer assistance service, also known as the SIB Missed Call Service. By availing this service, the cardholder just has to give a missed call on the allotted number 09223008488 for balance information. You won’t be charged any fees for making the call. Once you make the miscall, you will be informed about the balance in your active account and via SMS. Alternatively, you can also use net banking or check your monthly credit card statements to know your SIB credit card balance.