Standard Chartered Bank Credit Cards’ Fees & Charges

Standard Chartered Bank offers a wide range of credit cards with exciting features and benefits. However, it levies varying fees and charges on each card variant. Some of the most common Standard Chartered Bank Credit Card fees levied include:

• Charges for withdrawing cash from an ATM

• Charges for using the card for international transactions

• Charges for exceeding the approved limit

You will most likely have to pay a one-time joining fee for most credit cards. This fee is also accompanied by an annual fee, which is recurring. The annual fee starts from the second year onwards and is to be paid at the end of each calendar year.

However, specified cards may waive the annual fee when you meet a specific spending milestone. 

Disclaimer: The joining and annual fees mentioned above may change at the issuer’s discretion.

Withdrawal charges are one among the various types of Standard Chartered Bank Credit Card fees levied. Utilise this card to withdraw cash when necessary. In emergencies, you can acquire instant cash using your card.

Interest charges may be added to your total outstanding after you withdraw cash. The interest is charged from the withdrawal date until you clear your dues.

Disclaimer: The aforementioned charges may change at the issuer’s discretion.

Card issuers levy this fee on all foreign currency transactions. This fee is also called a foreign transaction or currency conversion charge. It also applies when you purchase goods from foreign merchants with your credit card.

View the table to learn more about the Standard Chartered Bank Credit Card forex charges.

Disclaimer: The aforementioned charges may change at the issuer’s discretion.

Standard Chartered Bank charges lower interest rates when you transfer your existing outstanding from another card. Check out the applicable finance charges for the Standard Bank Credit Card Balance Transfer facility:

Disclaimer: The aforementioned charges may change at the issuer’s discretion.

Card issuers add this charge if you surpass your credit card’s sanctioned limit. You can choose to exceed over this limit. However, the bank will charge an over-limit fee for the exceeded amount.

Study this table to understand the over-limit fee levied by Standard Chartered Bank. 

Disclaimer: The Standard Chartered Bank Credit Card charges and fees are subject to change at the bank’s discretion.

The card issuer levies late payment penalties upon failing to pay your bill on time. The issuer will also add your previous bill amount to this late payment fee. Clear your dues in full promptly to avoid late payment fees.

Browse through the following table to learn about the late payment charges levied by Standard Chartered Bank. Note that this fee varies as per the outstanding bill amount. 

Disclaimer: The aforementioned Standard Chartered Bank Credit Card fees and charges are subject to change at the bank’s discretion.

Additionally, the bank will charge a ₹100 fee if the Minimum Amount Due is not received for 2 or more consecutive months.

Apart from these fees and charges, Standard Chartered Bank Credit Cards often incur certain supplementary charges and fees. Study the following table to understand other types of Standard Chartered Bank Credit Card fees so you can make the right decision.

Disclaimer: The aforementioned charges are subject to change at the bank’s discretion.