The Standard Chartered DigiSmart Credit Card is a popular shopping credit card. Known for offering discounts and deals on various categories. These include shopping, movie tickets, groceries, hotel bookings, international flights, and more. This card is perfect for meeting lifestyle needs while providing rewards.
With the Standard Chartered DigiSmart Credit Card, you can issue a supplementary card. This allows a family member to enjoy the same benefits. You can earn reward points on every supplementary card tra Read Morensaction. Read Less
You can make instant contactless payment with this Standard Chartered credit card every time you shop. This way, there is no need to carry extra cash when you go out shopping.
Standard Chartered Bank offers online and mobile payment options for credit card payments. You can also download statements and check your balance instantly.
You can get a loan amount of up to ₹5 Lakhs. The loan can be repaid over a flexible tenor ranging from 12 to 60 months.
DigiSmart cardholders can transfer up to ₹5 Lakhs from other banks’ credit cards. They can also convert their outstanding balance into EMIs with zero processing fees.
The applicant's age must be between 21 and 65 years.
The supplementary cardholder must be at least 18 years old.
The applicant must have a stable income source and a minimum monthly income of ₹50,000.
For salaried individuals
Identity Proof
Address Proof
For self-employed individuals
Identity Proof
Address Proof
Income Tax Returns (ITR) for at least two years
The Standard Chartered DigiSmart Credit Card is not available on Bajaj Markets. However, an applicant can apply through the bank’s official website. Alternatively, they can visit the nearest Standard Chartered branch.
Standard Chartered DigiSmart Credit Card customer care supports premium, priority, and personal banking. The customer care helpline number for various cities is listed on the following page:
https://www.sc.com/in/contact-us/
You can also send a mail on Standard Chartered’s official customer care ID at customer.care@sc.com. In case you wish to avail the customer care facility by writing a letter, you can mail it to:
Standard Chartered Bank,
Customer Care Unit,
19 Rajaji Salai,
Chennai,
Tamil Nadu 600 001
The Standard Chartered DigiSmart credit card does not attract any annual fee. On the contrary, it attracts a nominal monthly fee that can be avoided with enough use. Read details about your Standard Chartered DigiSmart Credit Card charges below:
Card Type |
Fees and Charges |
Primary Card |
|
Secondary Card |
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Disclaimer: The aforementioned fees and charges are subject to change at the issuer's discretion. Please refer to the issuer's MITC document for more details.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
The Standard Chartered DigiSmart credit card is a popular shopping credit card that offers deals and discounts on popular merchant stores. You can avail the credit card to cater to your shopping, lifestyle, and travel requirements.
The Standard Chartered DigiSmart credit card limit depends on a number of factors. These include the applicant’s monthly income, credit history, and more. The Bank will decide the applicant’s final credit limit based on the assessment of his/her credit card application. The Bank can increase or decrease the credit card limit depending on the cardholder's spends, number of transactions, and repayment behaviour.