Make the most of rewards and benefits with the YES RESERV Credit Card!
✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now!
The YES RESERV Credit Card is a premium, top-of-the-line credit card offered by YES Bank. It is designed to secure your spends and make every transaction rewarding. If you love shopping, the YES RESERV Credit Card offers a host of rewards, discounts, and benefits that are exclusive to the holders.
Features and Benefits
Low-Interest Rates
At just 1.99% a month (23.88% a year), the interest rate on the YES RESERV Credit Card is extremely competitive
Contactless Card
This card can supercharge your purchases with its built-in NFC chip technology that can eliminate the hassle of swiping and entering PINs
Instant EMI Conversion
The Instant EMI feature on this YES Bank credit card allows you to swiftly convert your purchases into EMIs
Complimentary Golf Program
This credit card can offer you access to 4 complimentary golf rounds in a year and a free golf lesson per month
Airport Lounge Access
The Visa credit card offers you unlimited visits to airport lounges per year at a small fee and the Mastercard credit card can offer you the Priority Pass Membership at a nominal annual fee
Fuel Surcharge Waiver
Get a waiver of up to 1% across all fuel stations in India for fuel transactions between ₹400 to ₹5,000
Discounts on Movie Tickets
You can use the YES RESERV card on either the BookMyShow website or mobile application to book movie tickets and get a discount of up to 25%
Eligibility:
Want to know if you’d be eligible to get a YES RESERV card? Let’s take a look at the YES Bank credit card eligibility criteria for this card.
Minimal Age: 21 years
Maximum Age: 60 years
Minimum Annual Income (Salaried Individuals): ₹4 Lakhs
Minimum Annual Income (Self-employed Individuals): ₹36 Lakhs
Documents Required:
If the aforementioned credit card eligibility criteria are met, the applicant needs to submit the following documents:
Form 60 or a photocopy of your PAN card
Colour photograph
Any proof of income such as the payslip, a copy of your IT return, or Form 16
Proof of residence and identity
You can apply for this credit card on YES Bank’s website since this card is not available on Bajaj Markets. However, if you’d like to explore other credit card options, you may choose to browse alternatives here. You can also initiate the application offline by visiting their branch as well. All you must do is carry relevant credit card documents and fill out the form at the branch.
FIRST Year Membership Fee |
₹1,999 + GST (waived on spends of ₹40,000 within first 90 days) |
Renewal Membership Fee |
₹1,999 + GST (Waived for the subsequent year on spends exceeding ₹3 Lakhs in an annual year) |
Disclaimer: The aforementioned fees and charges are subject to change at the issuer's discretion. Please refer to the issuer's MITC document for more details.
The YES RESERV credit card customer care can be reached at the toll-free number 1800-103-6000. International clients can contact customer care at +91 22-4935-0000. You can also write to YES Bank credit card customer care at yesfirstcc@yesbank.in.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
About Credit Cards Services
- Apply for Credit Card
- Best Fuel Credit Card
- Business Credit Card
- Credit Card Settlement
- Corporate Credit Card
- Credit Card against Fixed Deposit
- Credit Card Documents
- Credit Card Eligibility Criteria
- Credit Card EMI
- Features & Benefits of Credit Card
- Interest Rate on Credit Card
- International Credit Card
- Credit Card Limit
- Credit Card Lounge Access
- Credit Card Netbanking
- Credit Card Bill
- Credit Card Pin Generation
- Credit Card Reward
- Shopping Credit Card
- Check Credit Card Statement
- Types of Credit Card
- Credit Card Billing Cycle
- Credit Card Meaning
- Best Credit Card In India
Credit Cards Partners at Bajaj Markets
Non Partners Credit Cards
Frequently Asked Questions
Is the YES RESERV Credit Card good?
The features and benefits of the credit card are plenty and bestow a lot of exclusive privileges to the holder. That’s not all. The YES FIRST Exclusive rewards programme is also unmatched. Hence, applying for a YES RESERV credit card is a good option.
What is the benefit of YES RESERV credit card?
There are several benefits offered on this card. Some of them are listed below:
Complimentary domestic and international lounge access
Complimentary golf programme
Life insurance coverage of up to ₹3 crores
Medical insurance cover of up to ₹50 lakhs
Low foreign currency markup
1% fuel surcharge waiver
Is the YES FIRST Exclusive credit card free?
Unfortunately, no. The YES RESERV credit card has an initial annual membership fee of ₹1,999 plus taxes. For every subsequent renewal, a fee of ₹999 plus taxes will be charged. That said, if you spend more than ₹3 Lakhs or more in a year, the renewal fee for the next year shall be waived.
What is the Limit on YES RESERV Credit Card?
The limit on YES RESERV cards varies from one cardholder to another. It is decided at the time of issuing the card by the bank depending on the applicant's income, age, and other eligibility criteria.
What are the interest rates on YES RESERV Credit Card?
The YES FIRST Exclusive card (YES RESERV Credit Card) comes with an interest rate of 1.99% per month (23.88% annually).
How do I earn reward points with this card?
You earn points on every eligible purchase, which can be redeemed for travel, merchandise, statement credits, and more.
Do I need a high credit score to be eligible?
Generally, a good credit score is required to qualify for this card. The eligible credit score is decided at the discretion of the bank on a case-to-case basis.
