YES Prosperity Business Credit Card

Apply for this credit card, ideal for entrepreneurs and business owners!

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Business Owner

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With the business world becoming more and more fast paced, it becomes important for entrepreneurs to equip themselves with nifty financial tools. The YES Prosperity Business Credit Card is one such option. This card comes with a number of features and benefits that make it an absolute must-have for business owners. Elevate your business journey with exciting features include accelerated reward points on travel spends, complimentary domestic and international airport lounge access, and more!

Features and Benefits

The YES Prosperity Business Credit Card is specially designed to help business owners make the most of their spending. Let’s take a closer look at this card and all that it offers: 

Attractive Rewards Programme

Get 8 Reward Points for every ₹200 spent on travel and dining, 4 Reward Points for every ₹200 spent on retail (except select categories)

Annual Bonus Reward Points

Get 10,000 reward points as milestone benefit on spending ₹6 Lakhs or more in an anniversary year

Annual Fee Waivers

Your first year’s annual fee will be reversed in case you spend ₹10,000 or more within the first 30 days of card activation and on spends of ₹1 Lakh or more in 12 months

Discounted Forex Markup

Make international spending simple and affordable with YES Prosperity Business Credit Card’s discounted forex markup of just 2.5%

Complimentary Airport Lounge Access

Primary cardholders get 3 complimentary international and 4 domestic airport lounge visits per year

Extensive Rewards Catalogue

You can redeem your reward points against airline tickets, hotel bookings, or movie tickets on YES Bank’s dedicated rewards’ redemption portal

Eligibility Criteria and Documents Required

In order to apply for the YES Prosperity Business Credit Card, you’ll need to meet a simple eligibility requirement. Apart from that, you’ll also need to keep a few documents handy. We’ve highlighted the same below:

Eligibility Criteria

You need to be between the ages 21 and 70

You must be a self-employed individual, proprietor, and/or partner of a partnership firm
You must have a minimum Income Tax Return of ₹7.5 Lakhs

Documents Required

The following documents would be needed when applying for the YES Bank Prosperity Business Credit Card:

Aadhaar Card and PAN Card

How to Apply for a YES Prosperity Business Credit Card

Applying for the YES Prosperity Business Credit Card on Bajaj Markets is very easy and takes only a matter of minutes. Here’s how you can get started:

Click on ‘Apply Now’
Enter all the required details
You’ll be presented with a list of credit cards that you’re eligible to apply for
Select the ‘YES Prosperity Business Credit Card’
You’ll be redirected to YES Bank’s application page
Fill in all the required information

And, you’re done!

Customer Care Details

In case you have any questions regarding your YES Bank Prosperity Business Credit Card, you can connect with YES Bank’s customer care team by:

Call them on 1800 103 1212
Writing to them at yestouchcc@yesbank.in

Fees & Charges

Here’s a table showing the fees and charges associated with the YES Prosperity Business Credit Card:

Type of Fee	Amount/Percentage
First Year Membership Fee	₹399 + GST
Renewal Membership Fee	₹399 + GST
Revolving Credit Interest Rate	3.8% per month (45.60% annually)
Cash Advance Limit	Maximum 30% of the Credit Limit

Disclaimer: Kindly refer to the official website or Most Important Terms and Conditions (MITC) document for details and a complete list of fees and charges.

About Yes Bank Credit Cards

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Does the YES Prosperity Business Credit Card have lounge access?

Yes, the YES Prosperity Business Credit Card offers complimentary domestic and international airport lounge access. The primary cardholders get 3 international and 4 domestic airport lounge visits in a calendar year.

What’s the credit limit offered on the YES Prosperity Business Credit Card?

The credit limit extended to you on the YES Prosperity Business Credit Card depends on your credit profile and the bank’s internal policies. So, the credit limit offered to each individual will vary. It’s best to get in touch with a YES Bank representative if you’re interested in knowing more about YES Prosperity Business Credit Card’s credit limit.

Are YES Bank credit cards safe?

Yes, YES Bank is one of India’s most trusted credit card issuers.

How can I get my YES Prosperity Business Credit Card annual fee waived off?

You can get your YES Prosperity Business Credit Card’s joining fee waived off by spending ₹10,000 or more within 30 days of issuance. Alternatively, spending ₹1 Lakh in an anniversary year will also make you eligible for an annual fee waiver.

How can I redeem my YES Prosperity Business Credit Card reward points?

You can redeem your reward points against airline tickets, hotel bookings, or movie tickets on YES Bank’s dedicated rewards’ redemption portal. You can also choose to redeem your points against thoughtfully curated products on the rewards’ redemption portal. Reward points can also be redeemed against Air Miles.

What are the eligibility criteria to apply for the YES Prosperity Business Credit Card?

You’ll have to meet the basic eligibility criteria in order to apply for the YES Prosperity Business Credit Card. We’ve indicated the same below:

You need to be between the ages 21 and 70
You must be a self-employed individual, proprietor, and/or partner of a partnership firm
You must have a minimum Income Tax Return of ₹7.5 Lakhs

What documents do I need to apply for the YES Prosperity Business Credit Card?

You’ll need to keep the basic KYC documents handy when applying for the YES Prosperity Business Credit Card, which include the Aadhaar Card and PAN Card.

How can I get in touch with YES Bank’s customer care team?

In case you have any questions regarding your YES Prosperity Business Credit Card, you can connect with YES Bank’s customer care team at 1800 103 1212. In case you’re calling from outside India, you can dial this number +91 22 4935 0000. You can also write to them at yestouchcc@yesbank.in.

Do the YES Prosperity Business Credit Card support international transactions?

Yes, the YES Prosperity Business Credit Card supports international transactions. In fact, the credit card offers you a preferential forex markup of just 2.5%.