Yes Prosperity Edge Credit Card

With an exceptional rewards program and a host of beneficial features for the cardholder, the YES Prosperity Edge credit card is one of the finest YES Bank credit cards available in the market. This card truly gives you an edge with features like complimentary golf program, annual bonus rewards, and a dedicated reward redemption portal. Read below to know all the details related to the card.

1. Apply Online at Bajaj Markets

• Step 1: Visit the official Bajaj Markets website

• Step 2: Under credit cards, search for ‘YES Prosperity Edge Credit Card’

• Step 3: Check your eligibility for the card.

• Step 4: Once verified, click on ‘Apply’

2. Apply offline by visiting your nearest YES Bank Branch

If you prefer to use the offline mode, you can apply for the card by visiting your nearest YES Bank branch. Make sure you check the credit card eligibility and carry all the documents required for credit card to initiate the offline application process.

1. Eligibility:

The applicant needs to fulfil the following eligibility criteria:

• He/She must be aged between 21 years and 60 years.

• He/She must be salaried or self-employed.

• The applicant must have a minimum net salary of ₹60,000 per month or must have filed an ITR of  ₹7.2 lakhs or above.

If you are eligible, you need to submit the following paperwork.

2. Documents Required:

• A copy of your PAN card or Form 60

• Colour photographs

• Proof of income like your payslip, Form 16 or a copy of your IT return

• Your identity proof and residence proof

• Exclusive Offers across Brands

YES Bank offers exclusive privileges on dining, shopping, travel and other categories. Cardholders can avail several offers and discounts across brands like Yatra, Swiggy, Wakefit, Big Basket, Apollo Pharmacy and more.

• Instant EMI

YES Prosperity Card comes with an Instant EMI option. You can avail the facility with zero documentation and without paying any processing fees. The Instant EMI facility can be availed for transactions as low as ₹2,500 at 12%-15% p.a interest rate.

• Cash Protection Plan

YES Bank’s cash protection plan can be availed to protect your credit card card against theft or fraud. 

The Prosperity Edge credit card has a reward program that is one of the finest ones in the market. Here are some of the key benefits that you get to enjoy under the rewards program from the Prosperity Edge card.

• You can earn 15,000 bonus reward points if you spend ₹6 lakhs annually.

• You get 4 reward points for every ₹200 you spend on any category of expense except the ‘Select Categories.’

• For purchases or spends in the ‘Special Categories,’ you earn 2 reward points for every ₹200 spent.

• Select transactions on YESCART give you accelerated rewards too.

• You can redeem your reward points against air miles too. 10 reward points give you 1 InterMile or 1 Club Vistara Point.

YES Bank has a dedicated website, known as YESRewardz, where you can redeem your points for flight bookings, movie ticket purchases, or hotel bookings. The website offers an exclusive rewards catalogue to choose rewards and offers against your accumulated credit card reward points.

If you haven’t made up your mind about getting this card yet, take a look at the many YES Bank Prosperity Edge credit card benefits that you get access to. That will help you make a more informed decision.

• Complimentary Golf Program

Keen on brushing up your golf skills? Or simply enjoy the game a lot? The Prosperity Edge credit card from YES Bank offers a complimentary golf program with which you can enjoy four complimentary rounds of green fees each year and one complimentary gold lesson every month at select golf courses in the country.

• International and Domestic Lounge Program

The YES Bank Prosperity Edge credit card lounge access is another benefit you can look forward to. This program offers one complimentary domestic airport lounge visit in India every quarter, as well as different international lounge access benefits for Mastercard and VISA cardholders.

• Insurance Cover

The YES Prosperity Edge credit card benefits also include insurance coverage. You get a life cover of ₹50 lakhs for deaths due to air accidents, as well as a medical insurance cover of ₹15 lakhs for emergency hospitalisation when travelling abroad.

• Lifestyle Benefits

In addition to the many benefits explained above, this top of the line credit card from YES Bank also gives you a host of lifestyle benefits such as attractive offers on travel, dining, wellness expenses and more.

• Contactless Card Technology

The YES Prosperity Edge card also ensures that your transactions are safe, thanks to the contactless card technology it comes with. The card is equipped with NFC technology that allows you to make quick and secure payments at shopping outlets.

• Affordable Preferential Foreign Currency Markup

If you engage in a high volume of foreign currency transactions, you’ll love the fact that this credit card comes with a low foreign currency markup of just 3%.

The YES Prosperity Edge card customer care can be reached at 1800 103 1212. People calling from outside of India can call on +91 22 4935 0000. You can also write to YES Prosperity Edge Credit Cards at YEStouchcc@YESbank.in.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.