Looking for a credit card that actually helps you on your path to good health and overall wellness? The Yes Wellness Plus credit card from Yes Bank is just what you may need. Cardholders enjoy health benefits like complimentary eye, dental and preventive health checkups on an annual basis. If you like the sound of this, then you should definitely check out this card.
The Yes Wellness Plus credit card also offers you a number of insurance covers, including a life cover worth Rs. 1 crore! The best part? All of this comes at extremely competitive fees and charges.
By becoming a cardholder, you can enjoy several benefits from the Yes Bank Wellness Plus credit card. Here’s a preview.
With the Yes Wellness Plus credit card, you get access to the domestic lounge twice per quarter. This is valid across over 30 lounges in the country.
This credit card also gives you multiple insurance covers, including a life cover of Rs. 1 crore for flight accidents, a health cover of Rs. 25 lakhs for emergency hospitalization when you travel abroad, and the Credit Shield cover for accidental death.
For transactions between Rs. 400 and Rs. 5,000 in fuel stations all over India, you enjoy a 1% waiver of the fuel surcharge.
The interest rate on overdue amounts, cash advances and revolving credit is just 3.5% per month.
You even get attractive Yes Bank credit card offers on lifestyle expenses like travel, wellness, dining and more in specified cities.
The Yes Wellness Plus credit card is essentially a product that promotes wellness and health. So, this card gives you a wide range of health benefits. Here are some of Yes Bank credit card benefits.
Complimentary annual preventive health checkups that include a maximum of 31 parameters
Complimentary eye and dental checkup each year
No limits on consultations with general practitioners, specialists and nutritionists through the Aditya Birla Multiply App
Complimentary fitness sessions like gym, yoga, zumba, and more, with an upper limit of 12 sessions per month
If you’re interested in becoming a cardholder, you need to first be aware of the fees and charges associated with the Yes Wellness Plus credit card. Here are the details regarding these costs.
Particulars |
Fees and Charges |
Annual membership fees and renewal fees |
Rs. 2,999 plus taxes |
Finance charges |
3.50 % per month (42% per year) |
Cash advance fee |
2.5% of the amount withdrawn or Rs. 500, whichever is higher |
Payment return charges |
Rs. 350 per payment return |
Foreign currency conversion charges |
3.50% |
Balance as per statement |
Late payment charges |
Less than or equal to Rs. 100 |
NIL |
Rs. 101 to Rs. 500 |
Rs. 150 |
Rs. 501 to Rs. 5,000 |
Rs. 500 |
Rs. 5,001 to Rs. 20,000 |
Rs. 750
|
Above Rs. 20,000 |
Rs. 1,000 |
The Yes Bank Wellness Plus credit card also comes with a fine rewards program that gives you the following benefits.
You earn 30 reward points for every Rs. 200 spent in pharmaceutical stores.
You get 6 reward points for every 200 spent on expenses in all other categories.
If the biller is registered on YES PayNow, you get to earn 5 times the reward points on your first three transactions with that biller. This benefit is valid on the first five registered billers.
You can redeem these reward points on the dedicated website available for flight, movie and hotel bookings.
There is also an exclusive catalog of products that you can browse through and redeem your points on.
Your reward points can also be redeemed against air miles.
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Want to know if you are eligible for the Yes Wellness credit card? These are the Yes Bank Credit Card eligibility you need to satisfy to be eligible.
The minimum age for eligibility is 21 years, and the maximum age is 60 years.
You can be a self-employed person or a salaried individual.
Your net salary should not be below Rs. 25,000 per month, or your income as per your IT return should not be lower than Rs. 5 lakhs.
Like the eligibility criteria, the paperwork needed to apply for this card is also very simple. Here’s what you need to submit.
Either a copy of your PAN card or your Form 60
One colour photograph
Your identity proof and residence proof
A proof of income (Form 16, your latest payslip or a copy of your tax return)
Applying for a Yes Wellness Plus Credit Card is super easy! Once you have evaluated the different Yes Bank credit card types and made the final decision, it is time to apply. Please note that Yes Bank credit cards, including the Yes Wellness Plus Credit Card, are not available on the Bajaj Markets website. However, if you wish to get the best Yes Bank credit card, you can apply via the bank’s official website or visit the nearest branch to check your eligibility.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
There are many benefits that the Yes Bank Wellness Plus credit card offers. Here are the top advantages.
Complimentary preventive health checkups
Complimentary fitness sessions
Lounge benefits
An excellent rewards program
Insurance coverage
There are two ways to contact the customer care team. You can either call them on 1800 103 6000 (if you are calling from India) or on + 91 22 4935 0000 (if you’re calling from abroad). Or, you can email them at yesfirstcc@yesbank.in.
The annual fee for the Wellness Plus credit card is Rs. 2,999 plus added taxes as applicable.