✔️What are the Yes Bank Prosperity Rewards Plus credit card benefits?

Some of the key YES Prosperity Rewards Plus credit card benefits are outlined below.Interest rate of 3.5% per month on revolving credit, overdue amount, and cash advances Credit Shield cover of Rs. 2.5 lakhs Foreign currency markup charges of just 3.40% 1% fuel surcharge waiver Reward points for purchases made through the credit card

✔️How to reach YES Prosperity Rewards Plus credit card customer care?

Reaching the Yes Bank Rewards Plus credit card customer care is extremely easy. All that you have to do is call 1800 103 1212, if you’re calling from within India. On the other hand, if you’re calling from outside India, you would have to call +91 22 4935 0000. Alternatively, if you prefer to get in touch with the Yes bank credit card customer care through email, you could do so through yestouchcc@yesbank.in.

✔️What is the YES Prosperity Rewards Plus credit card annual fee?

The annual membership fee and subsequent renewal fee for the YES Prosperity Rewards Plus card is Rs. 499 plus taxes.

ACE Credit Card

Apply for this ACE Credit Card & enjoy unlimited benefits!

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✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now! Apply Now

The ACE Credit Card, formally known as the YES Prosperity Rewards Plus Credit Card is a beginner-friendly card from the house of YES Bank. With an annual fee of just ₹399 + taxes, it is one of the most affordable credit cards in the country. That being said, this card offers a wide range of benefits that are sure to elevate your shopping experience.

Features and Benefits

The ACE Credit Card comes with several exciting benefits. This makes it the perfect choice for both credit card beginners as well as experienced users. Here’s a closer look at some of the card’s standout features:

Annual Fee Waiver

All you have to do is spend ₹50,000 in an anniversary year to have your renewal fees waived.

Accelerated Reward Points

Earn 8 reward points on every ₹200 spent on online shopping with up to 5000 RPs per statement cycle* and 4 reward points on every ₹200 spent offline (except on Select categories)

Preferential Foreign Currency Markup

International trips are now easier than ever with ACE Credit Card that offers a foreign currency markup of 2.75%

Credit Shield

The card’s credit shield covers outstanding credit card dues in case the primary cardholder suffers an unfortunate, accidental death

Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India on transactions ranging from ₹400 to ₹5,000

Eligibility Criteria and Documents Required

To be eligible to apply for the ACE Credit Card, you’ll need to meet simple eligibility criteria and keep certain documents handy. We’ve highlighted the same below:

Eligibility Criteria

You must be between the ages of 21 and 60
You must be salaried or self-employed

You must have a net salary of at least ₹25,000 per month or show Income Tax Returns of ₹7.5 Lakhs and above

Documents Required

Here are the documents you’ll need while applying for the ACE Credit Card:

KYC documents - Aadhaar Card and PAN Card

How to Apply for the ACE Credit Card

Applying for this card on Bajaj Markets is very simple and straightforward. Here’s how you can get started:

Navigate and click on ‘Apply Now’
Enter all the required information
You’ll be presented with a list of credit cards that you’re eligible for
Select the ‘ACE Credit Card’
You’ll be redirected to YES Bank’s application page
Fill in all the required details to proceed

That’s it, you’ve successfully applied for the ACE Credit Card!

Customer Care Details

In case you have any queries regarding your ACE Credit Card, you can connect with YES Bank’s customer care team through the following ways:

Call 1800 103 1212
Write to them at yestouchcc@yesbank.in

Fees & Charges

Here’s a table showing the fees and charges associated with the ACE Credit Card:

Type of Fee	Amount/Percentage
First Year Membership Fee	₹399 + GST
Renewal Membership Fee	₹399 + GST
Revolving Credit Interest Rate	3.8% per month (45.60% annually)

Disclaimer: Kindly refer to the official website or Most Important Terms and Conditions (MITC) document for details and a complete list of fees and charges.

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Why should I get the YES Prosperity Rewards Plus Credit Card?

The ACE Credit Card, formally known as the YES Prosperity Rewards Plus Credit Card is a great beginner-friendly credit card that comes with a number of exciting benefits like accelerated reward points, fuel surcharge waivers, Credit Shield, and more!

I’m 22 years old. Can I apply for the ACE Credit Card?

Yes, individuals over the age of 21 are eligible to apply for the ACE Credit Card. This is provided that you meet other eligibility requirements as well. Note that you’ll also need to either be salaried or self-employed with a monthly income of at least ₹25,000. ITR showing annual income of ₹7.5 Lakhs or above will also be accepted for self-employed applicants.

What are the documents required while applying for the ACE Credit Card?

The documents that you should consider keeping handy while applying for the ACE Credit Card include an Aadhaar Card and PAN Card.

What are the fees and charges associated with the ACE Credit Card?

The first-year membership fee is ₹399 (excluding GST). However, this will be waived off if you spend ₹5,000 within the first 30 days of card activation. Secondly, the renewal fee is also ₹399, this amount will be waived off if you spend over ₹50,000 in an anniversary year.

Is it a good idea to get the ACE Credit Card?

Yes, the YES Prosperity Rewards Plus Credit Card is a great card to have by your side. The card offers 8 reward points for every ₹200 spent on online spends (capped at 5000 Rewards per statement cycle). This makes it a great option for anyone looking to make the most of their lifestyle spending. Additionally, this card is also a great option for frequent international travellers as it offers forex markup of just 2.75%.

What’s the eligibility criteria to apply for the ACE Credit Card?

The ACE Credit Card is a beginner-friendly credit card with simple eligibility criteria. Here it is:

You must be between the ages of 21 and 60
You must be salaried or self-employed
You must have a net salary of at least ₹25,000 per month or show the Income Tax Return of ₹7.5 Lakhs or above

How can I get my ACE Credit Card annual fee waived off?

The ACE Credit Card comes with a first-year membership fee of ₹399 +GST. You can have this waived off by spending ₹5,000 or more within the first 30 days of card issuance. Additionally, the card also comes with a renewal fee of ₹399 +GST. You can get this waived off by spending ₹50,000 or above in an anniversary year.

Are there any variants under the YES Bank range of cards?

Yes, you can either get ACE Credit Card for Salaried or Yes Prosperity Business for Self-employed. Both of these cards are specifically designed to help salaried employees and self-employed individuals get the most out of their spending.