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What is a YES Wellness Plus Credit Card?

Looking for a credit card that actually helps you on your path to good health and overall wellness? The Yes Wellness Plus credit card from Yes Bank is just what you may need. Cardholders enjoy health benefits like complimentary eye, dental and preventive health checkups on an annual basis. If you like the sound of this, then you should definitely check out this card.

 

The Yes Wellness Plus credit card also offers you a number of insurance covers, including a life cover worth Rs. 1 crore! The best part? All of this comes at extremely competitive fees and charges.

YES Wellness Plus Credit Card Features

By becoming a cardholder, you can enjoy several benefits from the Yes Bank Wellness Plus credit card. Here’s a preview.

  • Lounge Benefits

With the Yes Wellness Plus credit card, you get access to the domestic lounge twice per quarter. This is valid across over 30 lounges in the country.

  • Insurance Coverage

This credit card also gives you multiple insurance covers, including a life cover of Rs. 1 crore for flight accidents, a health cover of Rs. 25 lakhs for emergency hospitalization when you travel abroad, and the Credit Shield cover for accidental death.

  • Fuel Surcharge Waivers

For transactions between Rs. 400 and Rs. 5,000 in fuel stations all over India, you enjoy a 1% waiver of the fuel surcharge.

  • Low Interest Rates

The interest rate on overdue amounts, cash advances and revolving credit is just 3.5% per month.

  • Offers on Lifestyle Expenses

You even get attractive Yes Bank credit card offers on lifestyle expenses like travel, wellness, dining and more in specified cities.

YES Wellness Plus Credit Card Health Benefits

The Yes Wellness Plus credit card is essentially a product that promotes wellness and health. So, this card gives you a wide range of health benefits. Here are some of Yes Bank credit card benefits.

  • Complimentary annual preventive health checkups that include a maximum of 31 parameters

  • Complimentary eye and dental checkup each year

  • No limits on consultations with general practitioners, specialists and nutritionists through the Aditya Birla Multiply App

  • Complimentary fitness sessions like gym, yoga, zumba, and more, with an upper limit of 12 sessions per month

YES Wellness Plus Credit Card Fees and Charges

If you’re interested in becoming a cardholder, you need to first be aware of the fees and charges associated with the Yes Wellness Plus credit card. Here are the details regarding these costs.

Particulars

Fees and Charges

Annual membership fees and renewal fees

Rs. 2,999 plus taxes

Finance charges

3.50 % per month (42% per year)

Cash advance fee

2.5% of the amount withdrawn or Rs. 500, whichever is higher

Payment return charges

Rs. 350 per payment return

Foreign currency conversion charges

3.50%

Late Payment Charges

Balance as per statement

Late payment charges

Less than or equal to Rs. 100

NIL

Rs. 101 to Rs. 500

Rs. 150

Rs. 501 to Rs. 5,000

Rs. 500

Rs. 5,001 to Rs. 20,000

Rs. 750

 

Above Rs. 20,000

Rs. 1,000

 

YES Wellness Plus Credit Card Rewards

The Yes Bank Wellness Plus credit card also comes with a fine rewards program that gives you the following benefits.

  • You earn 30 reward points for every Rs. 200 spent in pharmaceutical stores.

  • You get 6 reward points for every 200 spent on expenses in all other categories.

  • If the biller is registered on YES PayNow, you get to earn 5 times the reward points on your first three transactions with that biller. This benefit is valid on the first five registered billers.

  • You can redeem these reward points on the dedicated website available for flight, movie and hotel bookings.

  • There is also an exclusive catalog of products that you can browse through and redeem your points on.

  • Your reward points can also be redeemed against air miles.

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YES Wellness Plus Credit Card Eligibility Criteria and Documentation

Want to know if you are eligible for the Yes Wellness credit card? These are the Yes Bank Credit Card eligibility you need to satisfy to be eligible.

  • The minimum age for eligibility is 21 years, and the maximum age is 60 years.

  • You can be a self-employed person or a salaried individual.

  • Your net salary should not be below Rs. 25,000 per month, or your income as per your IT return should not be lower than Rs. 5 lakhs.

  • This card covers the following 12 cities: Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi & NCR, Hyderabad, Jaipur, Kolkata, Mumbai, Pune, Thane and Navi Mumbai.

 

Like the eligibility criteria, the paperwork needed to apply for this card is also very simple. Here’s what you need to submit.

  • Either a copy of your PAN card or your Form 60

  • One colour photograph

  • Your identity proof and residence proof

  • A proof of income (Form 16, your latest payslip or a copy of your tax return)

How to Apply for the YES Wellness Plus Credit Card?

Applying for a Yes Wellness Plus Credit Card is super easy! Once you have evaluated the different Yes Bank credit card types and made the final decision, it is time to apply. Please note that Yes Bank credit cards, including the Yes Wellness Plus Credit Card, are not available on the Bajaj Markets website. However, if you wish to get the best Yes Bank credit card, you can apply via the bank’s official website or visit the nearest branch to check your eligibility.

DISCLAIMER

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

FAQs on YES Wellness Plus Credit Card

What are the YES Bank Wellness Plus credit card benefits?

There are many benefits that the Yes Bank Wellness Plus credit card offers. Here are the top advantages.

  • Complimentary preventive health checkups

  • Complimentary fitness sessions

  • Lounge benefits

  • An excellent rewards program

  • Insurance coverage

How to reach the YES Wellness Plus credit card customer care?

There are two ways to contact the customer care team. You can either call them on 1800 103 6000 (if you are calling from India) or on + 91 22 4935 0000 (if you’re calling from abroad). Or, you can email them at yesfirstcc@yesbank.in. 

What is the YES Bank Wellness Plus credit card annual fee?

The annual fee for the Wellness Plus credit card is Rs. 2,999 plus added taxes as applicable.

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