Bajaj Finserv RBL Bank Platinum Choice SuperCard First-Year-Free (FYF)

The Bajaj Finserv RBL Bank Platinum Choice SuperCard FYF offers many benefits, from accelerated rewards and movie discounts to a quick loan facility. You can get the card without paying any joining fee. The annual maintenance fee of ₹499 is also waived if you spend ₹50,000 or more in the preceding year. Check out how this card can complement your spending habits.

Know why this card is suitable for you:

Note:

• 1% fee will be charged on each fuel transaction exceeding Rs.10,000 subjects to a maximum of Rs. 3000 per transaction.
• Processing fee of 1.5% of the amount or Rs. 150/- (whichever is higher) will be levied for merchant EMIs availed at any online/offline store.

RBL Rewards is the loyalty program offered by the issuer to all credit cardholders. You can redeem the points you have earned online to book vacations, shop, donate, and more. You have more than 5,000 options, so you can use your points to your liking. The cash value of each point varies from ₹0.11 to ₹0.25 based on spending categories.

A. Reward Points

You can earn points on most purchases using the Bajaj Finserv RBL Bank Platinum Choice SuperCard FYF except on select categories. These include expenses towards utilities, rent, education, and fuel. 

• On online spending, except under specific categories, you earn 2X reward points per ₹100. This is capped at 1,000 points per month.

 

Here is an example:

Disclaimer: The above example is for illustration purposes only.

• You earn 1 reward point each time you spend ₹100 offline. These include payments towards dining, clothing, groceries, and more.

 

Here is an example:

Disclaimer: The above example is for illustration purposes only. 

 

B. Redemption Process

You can log in to the RBL Rewards portal or the RBL MyCard mobile app to redeem points. Choose from a range of options, such as merchandise, gift vouchers, mobile recharge, travel, and more. Pay a flat fee of ₹99 for rewards redemptions made in a single day.

 

C. Expiration

Your reward points will expire 24 months after the date you have earned them. 

 

D: Example of Savings

Assuming the cash value of reward points to be 0.25, here is what your annual spending and savings may amount to: 

Disclaimer: The above example is for illustration purposes only. 

 

This table demonstrates how you can save more than ₹3,100 a year with this RBL Bank credit card.

Here is a table of the main charges you can budget for when using the card:

Note: A Goods & Services Tax (GST) of 18% is applicable on the above-mentioned charges.

 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

As the criteria differ from card to card, check the specific Bajaj Finserv RBL Bank Platinum Choice SuperCard FYF eligibility terms before you apply. This can help you estimate the chances of your application getting approved. In order to qualify, you must be:

• A resident Indian

• 21 - 70 years old

• Creditworthy, as per RBL Bank’s discretion

• Financially sound, as per RBL Bank’s discretion

Since the application process is 100% digital, you do not need to hand over any physical documents. However, to prevent rejection, ensure that the details you enter match your documents. Keep the following documents handy while applying:

• Identity Proof:

  • PAN card

  • Passport

• Address Proof:

  • Utility bills (electricity, phone, water)

  • Aadhaar 

• Income Proof:

  • Salaried: Latest salary slips (past 2-3 months), Form 16

  • Self-employed: Income Tax Returns (ITR) with income calculation, bank statements showing income

Simplify your experience by submitting an online form through Bajaj Markets. You can also track your application status and enlist assistance during application on the Bajaj Finserv website. To apply for this RBL Bank credit card, check out the steps below:

1. Click on ‘Check Eligibility’ and you will be redirected to the Bajaj Finserv website

2. Fill in your mobile number followed by the One-Time Password (OTP) received on your phone

3. Check the pre-filled details 

4. Apply for the card 

5. Click on ‘Submit’ and complete your application

If you have any questions, you can reach out to RBL Bank via phone or email:

• Call 022-71190900 any time as the customer care executives are available 24/7

• Email supercardservice@rblbank.com

Before you apply for the Bajaj Finserv RBL Bank Platinum Choice SuperCard FYF, compare its benefits with other SuperCards.

Disclaimer: The benefits mentioned may change as per updated policies. Check them before you apply for a specific card.

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

 

*Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

 

**Refer to the IRCTC website for details.

 

^The surcharge waiver is applicable on a minimum fuel transaction of ₹500 and a maximum of ₹4,000. The maximum surcharge waiver is ₹100 for Platinum SuperCards, ₹200 for World Plus SuperCard, and ₹150 for all other World SuperCards.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.