DBS Bank SuperCard Statement

2. Summary of the Activity

Here you will find a summarised version of all the transactions that took place under your card. It contains the opening balance (if any), debit transactions, credit transactions, charges and fees. Through this information, your total amount due is calculated. 

3. Total and Available Credit Limit

Your total credit limit refers to the maximum amount you can spend through your card. Your available credit limit is the amount of credit you can actually use. These limits are different if you have any outstanding dues on your card.

 

This is because the available limit is determined after deducting the dues from your total limit. Your credit limit will be restored as you make the payment for your outstanding balance. If you make a partial payment, your available credit limit will increase by that amount. 

 

Subsequently, if you use your card for any purchase or if you are charged any fees or interest, the credit limit will decrease by that amount. It is important to ensure that you do not go beyond your limit or even reach the maximum amount. This will help maintain your finances and creditworthiness.

4. Total and Minimum Amount Due

When it comes to your credit card statement, DBS Bank does provide an accurate date regarding the total and minimum amount due. The total amount due is calculated by considering all the transactions, charges, and fees on your card. 

 

The minimum amount due is a fraction of the total amount. By the end of the due date, you should pay at least the minimum due, if not the total due amount. When you pay at least the minimum amount before the due date, you reduce your total debt and avoid paying late fees.

5. Comprehensive Transaction List

This section of your statement will contain a detailed list of all the debit (purchases), credit (refunds), bank charges, and fees charged to your card. It is important that you thoroughly review these transactions and their details to ensure accuracy and report any unauthorised or suspicious transactions.

 

You can verify these transactions by logging into your card account and checking your mail/SMS for transaction alerts. If you notice any suspicious transactions or billing errors, notifying the issuer at the earliest is important to make sure you are not charged unnecessarily.

6. Rewards or Cashback

The Bajaj Finserv DBS Bank SuperCard comes with an exciting range of rewards that you can avail of by using your card. In some instances, you may also receive cashback on the transaction done through your card. 

 

Both of these benefits can reduce the financial load of your total dues as you can redeem them and reduce the amount you actually have to pay. Make sure to read the terms and conditions to know when and how you can redeem it.

7. Billing Cycle and Due Date

This information is mentioned in the statement issued at the end of every billing cycle. You can find your DBS credit card statement date easily as it will be clearly listed alongside the billing cycle and due date. These are vital pieces of information to look for before paying your bills. It enables you to know which transactions are included and ensure that you do not miss the due date. 

8. Fees, Interest, Other Charges

Depending on the terms and conditions of your card, your payment amount, date, and other factors, the issuer may levy certain charges to your card. These charges are also included in your total amount due. 

 

You can verify these charges by going through the terms and conditions. You can even contact customer care if you have any questions and get clarification on why the charge was levied. In case of an error, you can raise a dispute.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.